Well Endowed

The Secrets to Strategic Spending, Building a Financial Foundation for You and Your Family, and Creating Lasting Generational Wealth

De: Vivian Tu

Narrado por: Vivian Tu

NARRATED BY THE AUTHOR

New York Times Bestseller, USA Today Bestseller

New York Times bestselling author of Rich AF and CEO and founder of Your Rich BFF, Vivian Tu, narrates a guide to leveling up your finances to improve your life, relationships, and legacy.

You’ve mastered the basics of becoming Rich AF. Your bills are paid, your loans are shrinking, and you’ve even started saving. But what’s next? Every dollar you spend—or don’t spend—is a choice that shapes your future. How do you balance today’s dreams with tomorrow’s security?

In this fun, practical roadmap, Vivian Tu—New York Times bestselling author, financial expert, and the internet’s favorite money bestie—shows you how to strategically spend, directing your cash toward what matters most while positioning yourself to grow real, lasting wealth. This book answers all your burning questions, like:

• Should I rent or buy a home?

• Do I really need a prenup?

• What about my car – do I finance, lease, or buy?

• How much do I actually need to be setting aside for retirement?

• How do I set my kids up with lasting generational wealth without making them lazy and entitled?

• Should I get life insurance? What about pet insurance, or renter’s insurance?

Picking up where her first bestselling book left off, Vivian breaks down the biggest financial decisions of your late twenties, thirties, and beyond—homeownership, marriage, family—and teaches you how to align your spending with your values, your goals, and the legacy you hope to leave. With the insider savvy of a former Wall Street trader and the honesty of your smartest friend, she shows you how to make your money work harder so you can live richer in every sense. Well Endowed goes beyond the basics of personal finance to show you how to accumulate wealth and use it to benefit your most important assets: yourself and your loved ones.

Smart, relatable, and packed with game-changing advice, this is the ultimate guide to leveling up your finances—and your future.

Probably a good book for someone in their late teens, but not helpful for me

I really liked Vivian Tu's first book, Rich AF, but this one missed the mark for me. All of the life advice in this book is so basic that I think it would really only help an 18-20 year-old person who's just starting out with their adulting life. This book did not teach me anything I didn't already know, and I found myself fast forwarding through a lot of the content. I do love Vivian Tu and the things she posts on Instagram, but this book just didn't happen to be the right book for me at age 45.

Well explained and relatable

The details matter. Vivian goes through it all. She is thoughtful and thorough. The book is therapeutic for success and holding myself accountable. It’s not just about saving and investing, it’s about the lifestyle and gives me the speech my parents never gave me. It’s like the modern bible for living. Thank you Vivian! Wish I was there at your book signing in LA!

Good listen.

This book was a very easy listen with very good reminders and guidance for those on their wealth journey. While nothing groundbreaking jumps out at me, there are now a couple items on my “to do list” thanks to this book.

The step by step of what to do in every situation

I love the whole book I can relate to a lot of things and she made it so that everyone can understand exactly what it means.

Overall good, but some advice is inaccurate and harmful..

Listen, I really enjoyed most of this book. I’m a long time @yourrichbff fan. But I am also a veterinarian, and have spent years as an emergency vet seeing the worst of the worst, and handling people on what is the worst day of many people’s lives. Vivian paints veterinarians as the villain by making a statement that they “sneakily make you sign up for 3rd party credit cards when you’re emotionally vulnerable.” Ouch. Veterinarians go into 500k of student loan debt to make an avg of 80k a year, and have one of the highest suicide rates of any profession. Veterinarians are already only one of the careers where people want us to be incredibly skilled, we spend 8-15 years of college to do this job, and we are already villainized for the high cost of vet care (which we also hate and don’t even control.) But it’s inaccurate and harmful because she is referring to something called CareCredit, which vets get no cut or benefit from when you use. Other places offer this as well, even places that do things like Botox, but vets are villainized for this. But for us vets, it’s an option for you to provide care for your pets because they will cover vet bills when you need it. But again, we get nothing from that other than we get to be able to provide care and not lose our jobs for doing it for free. And she says that you should look for payment plans with your vet - this isn’t typically offered because vet clinics are not set up to provide this. Which leaves us to why CareCredit is sometimes the only option. And then she recommends looking for a local vet only because corporations are buying up practices. Yes - this is a problem. Vets agree. I’ve worked in privately owned places and corporations. I WISH things were affordable enough where vets could open their own practices, but we don’t make enough money to do that. BUT I can’t even express how many cheap, hometown vets do medicine that is sometimes nothing short of negligence, and then other vets are left to try to fix it. Cheap doesn’t always equal good. Sometimes good vets work at corporations (and especially for specialists!) because they don’t have any other choice. This was incredibly tone deaf and very disheartening.