• Rich AF

  • The Winning Money Mindset That Will Change Your Life
  • By: Vivian Tu
  • Narrated by: Vivian Tu
  • Length: 8 hrs and 5 mins
  • 4.6 out of 5 stars (415 ratings)

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Rich AF  By  cover art

Rich AF

By: Vivian Tu
Narrated by: Vivian Tu
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Publisher's summary

From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation

When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn’t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively—the secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale.

Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to listeners of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout Rich AF, Vivian will break down her best recommendations to help you:

  • Maximize your earnings to get more out of your 9-to-5
  • Understand the differences between savings accounts, and where you should keep your money
  • Identify the tax strategies and (legal) loopholes you need to retire in style
  • Overcome investing fears to secure wealth for generations

And much more!

Rich AF will equip listeners with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you’ll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come.

* This audiobook edition includes a downloadable PDF of charts, lists, and a glossary.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2023 Vivian Tu (P)2023 Penguin Audio

Critic reviews

“I wish this book existed when I was coming up and making money for the first time, because Vivian shows us how to make our finances WORK for us! So proud to see my fellow Asian girly teach us all how to be Rich AF!”—Bretman Rock, social media phenomenon and bestselling author

“I can't get enough of ‘Your Rich BFF’ on social media. Vivian's book, Rich AF, is as smart, funny, and forthright as her videos, but there are more of her stories to enjoy as she imparts valuable lessons and breaks down complicated financial concepts in a way that will keep you chuckling as you read.”—Lisa Ling, award-winning journalist and CBS News reporter

“If you’ve ever felt like the world of finance wasn’t for you, Vivian will show you that no matter who you are, it’s never too late to pull up your seat at the table. Rich AF proves that finance is for everyone!”—Karamo Brown, author, actor, and Queer Eye culture expert

Editorial Review

Finally, no-BS money tips for all
Anytime a woman starts talking about personal finance, I stop and listen. After all, it’s a conversation that I wasn’t always invited to participate in. Whether it’s my brother telling me that stocks are “too complicated for you to understand,” or my parents insisting that I need to hire their CPA to file my taxes (fully knowing that I’ve successfully filed them for a decade on my own), the implication is often that managing money is a man’s job. Sadly, many women can relate. Enter Vivian Tu: I’ve been following her on TikTok (@yourrichbff) for some time now, and her videos always get me to stop scrolling—she demystifies earning and saving for anyone who wants to spare their attention. I can’t wait to learn more about her story as a Wall Street trader and take in her no-BS, straight-to-the-point tips for making money in her audiobook—sans the condescension and ambiguity. —Rachael X., Audible Editor

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What listeners say about Rich AF

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Real talk!

I purchased both the audio and signed book versions. I greatly appreciated the practical financial guidance provided by Vivian. It's real-world advice that I haven't received from anyone else. It's a positive aspect for me because I comprehended it well and could relate to it. Please continue offering such advice as it resonates with me!

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Worth the listen

The book was straight to the point and a good read, some great tips and reminders.

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Very Relatable and Understandable

Vivian spoke using very simple terms and common vernacular, making each topic very relatable and understandable.

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Loved this one

It was amazing! Thank you Vivian. I can’t wait to do everything I learned from this book!!

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You go girl!

Loved this book. Wish Vivian were around when I was younger. She explains everything in a very easy to understand and relatable way.

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Finance advice from someone who’s been to therapy!

Approachable, funny, and smart. Covers all the basics, and while I knew a lot of the info already, the creative explanations were entertaining and she added a lot of good tips for money management I had never heard. She takes on necessary topics of economic inequality and marginalization as well as intergenerational money habits, and the roles mental health and shame play in holding us back financially. Performance-wise, the comedic timing was great. I listened to this while walking my dogs and couldn’t not keep myself from bursting out laughing at times.

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Plain and simple to comprehend

I've been following Viv on Tiktok and implemented a few key tips of hers about investing, and I've had fabulous gains ever since. She's my fave wall street girly. Thanks Viv.

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I know stuff now!

I'm so happy I read this book! Thank you, Vivian, for helping me make actual change to my finances and helping me to learn investing jargon. I feel like I'm getting a hold of my finances for the first time ever!! 5/5 💕💕

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Easy, relatable, digestible tips for money management

Vivian does an excellent job of working money management and growth strategies into daily habits, independent of where you are now. Great tips and helpful supplemental resources.

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Must get!!

Girllll!!! You’re an angel on earth. Thank you for sharing your knowledge in this golden book.

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