You Deserve to Be Rich

Master the Inner Game of Wealth and Claim Your Future

By: Rashad Bilal, Troy Millings

Narrated by: Troy Millings, Ronald Peet, Rashad Bilal

NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure

This audiobook features a special welcome message from co-author Rashad Bilal.

You deserve to be rich.

You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.

We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.

We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:

• Deal with the psychological toll of growing up living paycheck to paycheck.

• Create income-building strategies outside your nine-to-five, from investing to side hustles.

• Use passive income to put you in control of your time and lifestyle.

• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.

• Navigate family financial drama and find ways to support your community.

That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.

You deserve to be rich. This is the playbook to make it happen.

©2025 Troy Millings (P)2025 Random House Audio

Critic reviews

“Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”—Publishers Weekly

“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God

"With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money

Very good financial read

I learned so much from this book. So glad I gave it a listen. I recommend it to anyone who wants to be financially successful

A book for US.

A complete financial education book for people who were not taught financial education. Giving you a complete rundown of investments, money management, business. It won’t give you everything you need so if you’re looking for something that is more advanced, skip along. However, this book is phenomenal and thank you for writing it.

Amazing Book, Shoutout to Rashad updating the voice

Book reads like a movie now!! Excellent listen now and the content and message can be taught to the masses!

Great Information

I get the message and lessons. The book is really insightful. Great material if you want to grow wealth.

Gem Dropping Book

This book is a Gold Mine with Jewels that can take anyone to the EYL level. Just follow the steps and you’ll get there. On the other hand Rashad needs to practice on his vocal skills. He makes the book sound like he’s tired of reading his own book.

Instant Classic!

Great overall book! Get the hard copy. Gives you real life examples and action steps on how to grow your money. However Shoty you can’t be great at everything 🤣 definitely need to hire someone to read your part or just have Troy read the whole thing. Love you guys and the movement!✊🏾

Great knowledge and instruction with tangible steps to follow

This book should be required reading in the classroom. A lot of resources discuss what to do, but forget to give strategies to actually do what’s proposed. This book gives you foundational things you should implement and sprinkles in some higher level things.

Everything

Nothing…. I really appreciated the simplicity. It very easy to understand and comprehend . I appreciate the new gems I learned.

Great Information!

I love EYL so I was excited to purchase this book however Rashad’s chapters were agonizing. He had no change in his tone while reading or expression in his voice. It was hard to listen to the information because of his reading. Overall, the book provided valuable information, Troy was great but maybe Rashad should allow someone else to read for him for the next book.

Experienced Audible Listener

I have listened to audible books for the past 10 years as a convenience. I usually buy the paper version of a book as well because I just like reading actual books. This book is a gold mine of gems for any listener seeking to increase their financial literacy and decrease the stress and strain of financial illiteracy. If you are a seasoned Audible listener but have not actually been following these guys on assets of liabilities or Market Mondays or best test you would not understand their cadence or have followed the fact that they genuinely wanted to record this themselves instead of hiring a professional, you may not like it because the authors read the book to provide a personal touch and we’re not trained in that manner. As a follower of their podcast and shows I personally know this is how they always sound when they’re reading something off so I was OK with listening to this version. I also bought a hard copy when I went to the book signing in Washington DC, I look forward to the next one.