You Deserve to Be Rich

Master the Inner Game of Wealth and Claim Your Future

By: Rashad Bilal, Troy Millings

Narrated by: Troy Millings, Ronald Peet, Rashad Bilal

NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure

This audiobook features a special welcome message from co-author Rashad Bilal.

You deserve to be rich.

You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.

We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.

We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:

• Deal with the psychological toll of growing up living paycheck to paycheck.
• Create income-building strategies outside your nine-to-five, from investing to side hustles.
• Use passive income to put you in control of your time and lifestyle.
• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.
• Navigate family financial drama and find ways to support your community.

That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.

You deserve to be rich. This is the playbook to make it happen.

Critic reviews

“With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money

“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God

“Earn Your Leisure’s journey is a testament to the power of financial education. They remind us that being smart with money isn't just for the wealthy—it’s for everyone!”—Steve Harvey

“For centuries, Black communities have not had access to critical resources to achieve financial empowerment. At a time when the Black-white racial wealth gap in the United States stands at 13-to-1, we have to deliver these resources at scale to our communities. That’s why Troy and Rashad’s work with Earn Your Leisure is so essential. We have a real opportunity with this platform to drive transformative and sustainable change for Black and underserved communities.”—Robert F. Smith, founder, chairman and CEO, Vista Equity Partners

“In a world where financial uncertainty seems to be the norm, understanding the rules of money—and the frameworks, the strategies, and the psychology behind successful investing—is a necessity. Earn Your Leisure has been at the forefront of democratizing financial education, and now, with this book, they’ve provided a blueprint for financial freedom. It’s a call to action, urging you to break away from traditional ways of thinking about money and embrace a mindset of abundance and opportunity. Approach this book with an open mind and a willingness to learn, and you’ll find yourself not just in the game but ahead of it.”—Ian Dunlap (aka “The Master Investor”), founder of Red Panda

“Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”—Publishers Weekly

Very good financial read

I learned so much from this book. So glad I gave it a listen. I recommend it to anyone who wants to be financially successful

A book for US.

A complete financial education book for people who were not taught financial education. Giving you a complete rundown of investments, money management, business. It won’t give you everything you need so if you’re looking for something that is more advanced, skip along. However, this book is phenomenal and thank you for writing it.

Amazing Book, Shoutout to Rashad updating the voice

Book reads like a movie now!! Excellent listen now and the content and message can be taught to the masses!

Great message bad narration

I think I would have enjoyed reading the book instead of listening to the audiobook. The narration was a distraction to the message they were trying to deliver. Overall great advice in the book. Consider buying it instead of listening.

Very informative i have a better understanding of how to do better with improving my financial status

This is timeless and very informative and should be taught in the school system definitely was clear and relatable. Troy and Rashad did an excellent job of explaining this way I could understand the voice narration of Troy and the other gentleman was perfect. I thank you so much for this experience and I will see you at best best 2025.