The Wealth Ladder

Proven Strategies for Every Step of Your Financial Life

De: Nick Maggiulli

Narrado por: Nick Maggiulli

From the author of Just Keep Buying, a groundbreaking new framework for building wealth

Do you feel stuck financially? Are you working more, trying to spend less, yet still not seeing results? If so, the issue isn’t your effort—it’s your approach.

This is where The Wealth Ladder comes in. It’s not a get-rich-quick scheme or a one-size-fits-all solution to your money problems. It’s a new philosophy for thinking about money altogether.

In a world where interest rates shift, careers take new turns, and desires evolve, our financial strategy must keep up. This is why The Wealth Ladder breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won’t cut it at Level 6—and vice versa. You’ll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. The result? Smarter choices, less stress, and a clear path upward.

Because building wealth isn’t just about hard work—it’s about applying the right strategy at the right time to focus on what matters most.

Fortunately, you won’t need to guess on where to focus next because The Wealth Ladder has the answer. The only question left is: Are you ready to climb it?

*Includes a downloadable PDF of resources and images from the book

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2025 Nick Maggiulli (P)2025 Penguin Audio

Making Wealth Personal

Nick had alot of real world examples that help make the concept of climbing the wealth ladder relatable and easy to understand. Would high recommend to everyone no matter where you are on your finance journey.

Very well done

Solid book which details the various levels of wealth and how to achieve them. As well as a compilation of other lessons and wisdom.

Informative

Great insights. Nick takes you through each rung and ends with why financial wealth really matters. Definitely worth having this book in your finance and self-improvement bookshelf. Highly recommend.

Excellent heuristic for thinking about wealth accumulation and its impact on your life

A different perspective from a lot of other personal finance literature that doesn’t consider higher net worth’s

An All Time Practical Personal Finance Book

Nick's Wealth Ladder provides practical personal finance advice with a human understanding of how we actually spend, save, and live.

I would recommend this book to anyone but would argue that it should be required reading for those in Levels 3 ($100,000-$1,000,000) & Level 4 ($1,000,000-$10,000,000). If you've read Nick's Just Keep Buying, or have generally started to routinely invest, this book is your answer in terms of how to think about "What do I do now?", what you've already accomplished, and how you want to focus from here.

One of the key ideas for me was the 0.01% spending rule. This provides a clear framework for spending guilt free. This will likely be an eye opener for anyone who has mastered their saving's rate but has a hard time spending money.

This ties into Nick's "Money = Salt" analogy. As salt enhances the flavor of food, money enhances the quality of your life, relationships, and time. While salt can't be the main ingredient in a dish; money shouldn't be your life's main focus either. Nick reminds us that wealth should enhance your life but its continuous pursuit should not define it.

Nick also shares some research regarding how your health and relationships translate to salary. This was yet another great way for us think about how to value, in monetary terms, areas of our life that can often be ignored in the pursuit of wealth.

This book was hard for me to put down. It also has provided me with concepts that I'll think about, and apply to my life, daily. There are not that many books one can say that about!

Worth its weight in gold

Awesome book, love Nick's writing, perfect for anyone looking to get to the next level in their wealth journey

My Slide From The Wealth Ladder

While I spent years enjoying the short time sliding down after my very tough climb up the ladders I now know the true happiness is gained with those focussed climbs Thank you for explaining the wealth tiers of just about all lives.

Good but no accompanying PDF

It was very good, but the accompanying PDF that was mentioned many times throughout the book is not available through Audible.

My favorite wealth book so far

Very interesting. Good information. I like his different levels of wealth and their definitions and how to get from 1 Level to the next. Good narration as well.

Data analysis

I loved the systematic real world approach with the data. I also loved the down to earth views on money and happiness.