There are millions of teenagers who want to achieve a rich life. All people who have a truly rich life have habits that propel them in all walks of life. The formula in this book if practiced will start you on your way to becoming rich in mind, body, spirit, and a successful future. It has truly changed my life and many others for the better. Michael Ager was born in 1973 in Queens, NY. He started working at 13 in a family owned Check Cashing business. In 1999 after losing the family business to debt, he began studying the writings of Napoleon Hill and was inspired to become an author. With two teenage kids of his own he decided to write an inspirational book that will help teenagers to turn their life around by changing their thinking and achieving a rich life just as he did years before. Now he lives with his family in Virginia and continues to mentor and give advice to anyone who wishes to have a completely rich life.