The Truth About Your Future

The Money Guide You Need Now, Later, and Much Later

By: Ric Edelman, Peter Diamandis - foreword

Narrated by: Jonathan Todd Ross, Ric Edelman - preface

Length: 8 hrs and 54 mins

Publisher's summary

New York Times best-selling author and legendary investment guru Ric Edelman reveals his forward-thinking guide on how technology and science will reshape the way we save, invest, and plan for the future.

Technology and science are evolving at a blistering, almost incomprehensible pace.

The Human Genome Project took 11 years and $2.7 billion to complete. Today, it would take two days to finish and cost less than getting a pizza delivered.

It's estimated that 40 percent of the current Fortune 500 companies will no longer exist by 2025.

In 2005, half a billion devices were connected to the Internet. By 2030, that number will reach one trillion.

The traditional paradigms of how we live, learn, and invest are shifting under our feet. Ric Edelman has seen the future, and he explains how smart investors can adapt and thrive in today's changing marketplace. Using the same prophetic insight that has made him an iconic financial advisor, Edelman offers sound, practical investment advice through the lens of recent scientific and technological advancements. He illustrates how discoveries in robotics, nanotechnology, 3-D printing, solar energy, biotechnology, and medicine will redefine our life expectancies, careers, and retirements. As we live and work longer, Edelman provides clear advice on how to recalibrate the way we save for college, invest during our careers, and plan for retirement.

The Truth About Your Future, featuring Edelman's proven advice and trademark humor, is a timely, must-have guide for anyone serious about successfully adapting to the ever-evolving financial landscape.

Download the accompanying reference guide.

©2017 Ric Edelman (P)2017 Simon & Schuster Audio

More Than Expected

A ton of info and a great layout of it. A good listen for anyone.

Gets a little slow at times but awesome

Changed the way I look at my future, especially getting older and retiring for the positive!

Good, but not without its harrowing parts

Let me start this review by saying that if you’re not someone who wants to go down the rabbit hole of future exponential technologies such as that of robotics and AI, I’d steer well clear of this one. There are several sections and passages in it that talk about such concepts in a pretty harrowing fashion, so for that reason, I urge that you tread lightly here.

As an aside, I guess that’s the problem with exponential technologies in general — there are both really good and really bad potential outcomes associated with each one, and because of that, it’s very hard to know how each one will shake out in the end.

Here, the author doesn’t shy away from talking about both the positive and the negatives of such technologies, and that’s both what makes the book interesting and what brings it down; the optimistic looks into how future technologies will improve our lives are really interesting and fun to think about, while the dark and negative ones are rather depressing.

Now with all of that said, the book is still pretty good, and the dark parts of it are easily avoidable. Just about every single one of those harrowing parts starts with “The Dark Side of X,” making it clear that the pessimism is about to begin. This gives readers an opportunity to page forward, which is something I really recommend.

The reason I recommend such a thing is that, in the end, the book is actually fairly optimistic. Moreover, it helps readers reevaluate their financial futures and plan for the road ahead. So, if you can get through or avoid those scary parts, I think you’ll definitely enjoy what this one has to offer.

-Brian Sachetta
Author of “Get Out of Your Head”

An insightful view into AI and our future...today

This book is worth the read because it hits on a lot of the technologies like (AI) artificial intelligence and process automation that people may still think are science fiction but are happening today.  What I like most is that it pulls all of the AI stories together in one concise theme that will give non technical readers a lot of awesome cooler conversations at work. There are not a lot of specifics on the financial side but enough to make you think. I noticed the new style of books are mainly marketing pieces used to build the brand and leave people on the hook to be reeled in as customers to their platform or business.  Although it has it's marketing sales pitches that hints at only his team understands this future,  (which I believe one should do in their book as long as it doesn't distract from the reason I bought it), it has enough information about the likely direction of the future of AI to be highly relevant.

If you are looking for answers, this is the book

This is an extraordinary book with a clear and objective view of the future and what everyone should expect from it.

FUTURE?! I

Your financial future is not what you think it is!!! Tic tells you what and how to PLAN for your future!

Great insight...

As an independent financial planner this has been invaluable. Really enjoyed this. Insights like this are far beyond what most South African clients of mine realise! Or are planning for...

I like Ric, but he ain’t a technologist

The first part of the book is devoted to futuristic visions based on exponential extrapolations of trends from prior years. To make an educated guess about technologies, the guesser must have some idea of technological limitations. Moore’s Law (transistor density doubles about every two years) stops at atomic dimensions, which in 2019 we are not far from. Sorry Ric, but Deep Blue ain’t never going to be the size of a grain of sand because transistors can’t be smaller than an atom. Might happen in 100 years but we will have long since gone off the rails of Moore’s Law. This is one of a handful of extrapolations that Ric makes with great enthusiasm that simply are not going to happen anytime soon.

The financial predictions seem sounder, and were worth listening to. Here, I think the predictions were on the mark.

The last bit about breathing and nature walks was self-evident and new age-y. Not so useful for me.

Great Book!

Easy listen. Alot to think about... Thank you for this book and outline. I enjoy all of Ric's books.

Exponential technology

It was a great read a lot of positive information about our future and also helped so that way we could make wiser decisions and be more positive