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Publisher's Summary

Suppose it were legal to gamble on the time someone else is going to die. It is, if you invest in a life insurance product called a viatical. 

When the sister of a law firm client dies in her sleep of carbon monoxide poisoning because of an apparently malfunctioning hot water heater, third year law student Elliot Lerner is asked to determine whether anyone could be held responsible in a wrongful death lawsuit. As he looks into the circumstances surrounding the death, he learns about viatical settlements -- investment products designed to provide terminally ill patients with immediate cash in exchange for the right to their life insurance payouts when they die. The amount investors are willing to pay for a patient's death benefit depends on how much longer the patient is expected to live, because the investor must take over payment of the insurance premiums. 

If it looks like the investor's gamble is not going to pay off as planned because the patient is living too long, and the cost of premium payments is exceeding expectations, there's only one way to eliminate that expense.

©2017 Kenneth J. Isaacson (P)2017 Kenneth J. Isaacson

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  • Story

Excellent!

Fantastic, well-written story with great narration! Highly recommend!


I was given this free review copy audiobook at my request and have voluntarily left this review. The fact that I was gifted this book had no influence over my opinion of it

2 of 2 people found this review helpful

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Excellent story.

Not sure if this story was one of those often labeled as 'ripped from the headlines' or not, but I certainly wouldn't be shocked if it was. The idea behind the story feels completely believable, and I could totally picture this happening (if it hasn't already). For me, much of the book had kind of a Grisham The Firm feel to it. And I definitely mean that as a compliment as I loved that book. The story is loaded with twists and turns, and just when you think you know everything, something else pops up to add a new wrinkle. My only real issue with the book is that I felt the main character should have been in more danger. Given the circumstances of the story, with everything that Elliot was digging into, I kind of felt he should have been in danger. It just felt as if he was somewhat removed from the events, like he was watching it all from the behind safety glass. That really is my only complaint. Excellent characters and a compelling story. I'll definitely be looking forward to the next Elliot Lerner adventure.

Kyle Tait does a fantastic job narrating this one, and I find myself enjoying him more with each performance I hear.

I received a copy of this audio title for free in exchange for an unbiased review.

1 of 1 people found this review helpful

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It kept my interest

Overall, this was a book that kept my interest enough to want to finish. I think I would have enjoyed it more if it didn't involve a legal firm so much and instead was just an investigator trying to figure things out. For me, it would have been more believable. I was voluntarily provided this free review copy audiobook by the author, narrator, or publisher.

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Twists and turns to the very end!

Well-written, lots of suspects, holds your attention throughout!

Kyle Tait did a great job narrating. Knew his characters well and brought them to life.

I was given a free review copy of this audiobook at my request and have voluntarily left this review.

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1st Elliot Lerner Novel

It was a good crime and law book but pretty predictable. I didn't mind it but didn't find anything so great about the story and the characters weren't very memorable to me. The narration was fine but there would be random pauses in the story that pulled away from the whole experience.

I was given this Audiobook for free in exchange for an honest review.

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A Unique kind love story

when I heard this story I wasn't ready for a lot I hadn't had any expectations but the book surprised me for the better for much better than I thought it would the narrator was great as well I'm strangely I enjoyed every minute of it

I was given this free review copy audiobook at my request and have voluntarily left this review."

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  • Myztikal
  • On the Edge of Glory
  • 01-07-18

More like a dry Intro to Law 101


Overall, I enjoyed getting to know Elliott Lerner in this first of the series.
Breaking the fourth wall was used “if you didn’t know” in areas most adults would know... There is a LOT of telling and not showing. We learn a lot through info dumps, and not living the events and moments as it happens. Too much legal jargon ... too much explaining the law.
Verb tense changed from present to past tense, jarring me from the enjoyment of listening. This cleared up more as the story progresses, but it still needs a through editing.
As a first person POV, I felt some details were over the top. This book could have been more solid as a third person POV, with the design of the writing style. It most likely would have clipped all the legal explanations.
Elliott seems to seek legal advice and brain storming from "regular" people. Or a banking official. Seems odd, since he certainly knows law professors or his firm to bounce ideas. This made it seem highly unrealistic- and dulled the story. A lot.
The last time I checked ... any one working in a law office wouldn't blab about their cases to outsiders ...
The book started off, feeling like Elliott had just recently started his internship; yet he makes comments that made it seem like he was seasoned (like when he emailed his boss, seeking advice).
Overall, I did like the characters, as characters in a book; although I wasn't crazy about them.
I wasn’t keen with the love interests. Again, it started off with a warm and cozy relationship ... then he becomes aloof and goes out with another girl. Almost as if the author decided to •not• go against the grain, and fall into the thinking thst most MC’s are prone to change relationships and cannot stay with the first significant other introduced to readers.
The mystery thriller was interesting and learning the who was motivating to keep me committed to continuing until the end.

Kyle Tait narrated this book. His storytelling and voice fluctuations was pivotal in sorting through the characters and deceit. He kept my attention in a way reading the book probably wouldn’t.

Death Benefit is better than most Indie books out there. I had expected more, and for that reason, I more likely would pick up the next book in the series -on audio, of course!

Similar review posted on Goodreads

0 of 1 people found this review helpful