In 1890s New York, beautiful, wealthy Francesca Lund is an intriguing prospect for worthy suitors and fortune hunters alike. Recently orphaned, she copes by working with the poor in the city's settlement movement. But a young woman of means can't shun society for long, and Francesca's longstanding acquaintance with dashing Edmund Tracey eventually leads to engagement. And there is Connor O'Casey. A self-made millionaire, Connor wants more than riches. He wants to create a legacy in the form of a luxury Madison Avenue hotel - and he wants Francesca by his side as he does it.
In a quest that will take her from impeccable Manhattan salons to the wild Canadian Rockies, Francesca must choose not only between two vastly different men but between convention and her own emerging self-reliance.