Showing results by narrator "Kirby Heyborne" in All Categories
-
-
Always by My Side
- Life Lessons from Millie and All the Dogs I've Loved
- By: Edward Grinnan, Debbie Macomber - foreword, Rebekkah Ross
- Narrated by: Kirby Heyborne
- Length: 8 hrs and 56 mins
- Unabridged
-
Overall
-
Performance
-
Story
From the moment his new golden retriever puppy jumped into his arms, Edward Grinnan and his wife, Julee, were in love with her. Edward didn't know it yet, but Millie would change his life. In this moving memoir, Edward Grinnan writes about his life with Millie - from their first joyous meeting through her struggle with cancer and eventual heartbreaking death. Edward shares how her sensitivity, unconditional love, and innate goodness helped him discover those qualities in himself and put his complicated past in perspective.
-
-
Most heartwarming story. I laughed and cried
- By MB on 08-15-23
-
Always by My Side
- Life Lessons from Millie and All the Dogs I've Loved
- Narrated by: Kirby Heyborne
- Length: 8 hrs and 56 mins
- Release date: 02-21-17
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $13.49 or 1 credit
Sale price: $13.49 or 1 credit
-
-
-
Everybody Sees the Ants
- By: A.S. King
- Narrated by: Kirby Heyborne
- Length: 7 hrs and 44 mins
- Unabridged
-
Overall
-
Performance
-
Story
Lucky Linderman has been the target of Nader McMillan’s relentless bullying for as long as he can remember. But he has a secret—one that helps him wade through the mundane torture of his life. In his dreams, Lucky escapes to the war-ridden jungles of Laos, where his grandfather, who never came home from the Vietnam War, is still trapped. There, Lucky can be a real man and maybe even a hero.
-
-
absolutely excellent
- By Jack Atherton on 11-11-14
-
Everybody Sees the Ants
- Narrated by: Kirby Heyborne
- Length: 7 hrs and 44 mins
- Release date: 09-11-12
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $16.20 or 1 credit
Sale price: $16.20 or 1 credit
-
-
-
Inventing Montana
- Dispatches from the Madison Valley
- By: Ted Leeson
- Narrated by: Kirby Heyborne
- Length: 8 hrs and 53 mins
- Unabridged
-
Overall
-
Performance
-
Story
Every summer for two decades, Ted Leeson and a maverick group of close companions have returned to an old ranch house on the bench-land overlooking the Madison River. Trout and fly fishing may be at the heart of their ritual return, but their experience goes far beyond the fishing. Leeson contemplates both the human and natural landscape brilliantly....
-
-
A lesson for Leeson: sometimes, less is more
- By Josh W on 02-23-22
-
Inventing Montana
- Dispatches from the Madison Valley
- Narrated by: Kirby Heyborne
- Length: 8 hrs and 53 mins
- Release date: 02-15-13
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.95 or 1 credit
Sale price: $19.95 or 1 credit
Included in Plus membership -
-
-
Cities in the Sky
- The Quest to Build the World's Tallest Skyscrapers
- By: Jason M. Barr
- Narrated by: Kirby Heyborne
- Length: 11 hrs and 7 mins
- Unabridged
-
Overall
-
Performance
-
Story
The world’s skyscrapers have brought us awe and wonder, and yet they remain controversial—for their high costs, shadows, and overt grandiosity. But, decade by decade, they keep getting higher and higher. What is driving this global building spree of epic proportions? In Cities in the Sky, author Jason Barr explains all: why they appeal to cities and nations, how they get financed, why they succeed economically, and how they change a city’s skyline and enable the world’s greatest metropolises to thrive in the 21st century.
-
Cities in the Sky
- The Quest to Build the World's Tallest Skyscrapers
- Narrated by: Kirby Heyborne
- Length: 11 hrs and 7 mins
- Release date: 05-14-24
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $18.74 or 1 credit
Sale price: $18.74 or 1 credit
-
-
-
Me and Marvin Gardens
- By: Amy Sarig King
- Narrated by: Kirby Heyborne
- Length: 5 hrs and 59 mins
- Unabridged
-
Overall
-
Performance
-
Story
Obe Devlin has problems. His family's farmland has been taken over by developers. His best friend Tommy abandoned him for the development kids. And he keeps getting nosebleeds, because of that thing he doesn't like to talk about. So Obe hangs out at the creek by his home, in the last wild patch left, picking up trash and looking for animal tracks. One day, he sees a creature that looks kind of like a large dog. And as he watches it, he realizes it eats plastic. Only plastic. Water bottles, shopping bags...there's never been a creature like this before.
-
-
Just okay.
- By Erin Weller on 07-07-18
-
Me and Marvin Gardens
- Narrated by: Kirby Heyborne
- Length: 5 hrs and 59 mins
- Release date: 01-23-18
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $16.20 or 1 credit
Sale price: $16.20 or 1 credit
-
-
-
Await Your Reply
- A Novel
- By: Dan Chaon
- Narrated by: Kirby Heyborne
- Length: 10 hrs and 29 mins
- Unabridged
-
Overall
-
Performance
-
Story
Three strangers who are trying to find their way in the wake of loss become entwined in an identity theft scheme, which has a resounding impact on them all. A gorgeously written psychological study, and a meditation on identity in the modern world, this is a literary novel with the haunting momentum of a thriller.
-
-
Well Narrated, but Thoroughly Depressing
- By Rob Prindle on 12-04-09
-
Await Your Reply
- A Novel
- Narrated by: Kirby Heyborne
- Length: 10 hrs and 29 mins
- Release date: 09-14-09
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $23.90 or 1 credit
Sale price: $23.90 or 1 credit
-
-
-
Team Work
- 13 Timeless Principles for Creating Success and Fulfillment as a Team Member
- By: Russ Sarratt, Rusty Chadwick
- Narrated by: Kirby Heyborne
- Length: 5 hrs and 7 mins
- Unabridged
-
Overall
-
Performance
-
Story
Team Work presents a new approach to creating healthy, fulfilling, successful teams, and it all starts with individuals who put the team before themselves.
-
-
Great Principles for any Team!
- By Matthew C Owens on 03-30-21
-
Team Work
- 13 Timeless Principles for Creating Success and Fulfillment as a Team Member
- Narrated by: Kirby Heyborne
- Length: 5 hrs and 7 mins
- Release date: 11-24-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $13.99 or 1 credit
Sale price: $13.99 or 1 credit
Included in Plus membership -
-
-
The Last True Love Story
- By: Brendan Kiely
- Narrated by: Kirby Heyborne
- Length: 7 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
From the critically acclaimed author of The Gospel of Winter and the coauthor of All American Boys comes a cool, contemplative spin on hot summer nights and the classic teen love story as two teens embark on a cross-country journey of the heart and soul.
-
The Last True Love Story
- Narrated by: Kirby Heyborne
- Length: 7 hrs and 22 mins
- Release date: 02-14-17
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.95 or 1 credit
Sale price: $19.95 or 1 credit
-
-
-
The Navigator
- By: Eoin McNamee
- Narrated by: Kirby Heyborne
- Length: 8 hrs and 49 mins
- Unabridged
-
Overall
-
Performance
-
Story
One day the world around Owen shifts oddly: Time flows backwards, and the world and family he knew disappear. Time can only be set right when the Resisters vanquish their ancient enemies, the Harsh. Unless they are stopped, everything Owen knows will vanish as if it had never been.... And Owen discovers he has a terrifying role to play in this battle: He is the Navigator.
-
-
Fun Book
- By Scott on 10-06-10
-
The Navigator
- Narrated by: Kirby Heyborne
- Series: The Navigator Trilogy, Book 1
- Length: 8 hrs and 49 mins
- Release date: 12-18-06
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $16.65 or 1 credit
Sale price: $16.65 or 1 credit
-
-
-
The Murder Business
- How the Media Turns Crime into Entertainment and Subverts Justice
- By: Mark Fuhrman
- Narrated by: Kirby Heyborne
- Length: 6 hrs and 19 mins
- Unabridged
-
Overall
-
Performance
-
Story
Media and law enforcement work at cross-purposes. Law enforcement want to solve a case as fast as possible and put the guilty behind bars. The media want a case to drag on as long as humanly possible and do all they can to extricate every last bit of drama, drop by bloody drop, in order to hold the attention of the millions of viewers who have gotten hooked. Law enforcement must abide by rules. The media make their own rules, and even then break them or find ways to work loopholes into them.
-
-
Great book for the budding Criminologist
- By Michelle on 05-14-15
-
The Murder Business
- How the Media Turns Crime into Entertainment and Subverts Justice
- Narrated by: Kirby Heyborne
- Length: 6 hrs and 19 mins
- Release date: 11-13-09
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $15.56 or 1 credit
Sale price: $15.56 or 1 credit
-
-
-
Fasting, Student Edition
- Go Deeper and Further with God than Ever Before
- By: Jentezen Franklin
- Narrated by: Kirby Heyborne
- Length: 4 hrs and 35 mins
- Unabridged
-
Overall
-
Performance
-
Story
Fasting, Student Edition takes Jentezen Franklin's fasting message to the next generation as it equips young people to stand apart from the world and lead their peers into revival. Franklin speaks directly to teens and young adults, telling them everything they need to know to unlock the power of biblical fasting. Experience the power and intimacy with God that fasting brings and be empowered to take a stand against the evil influences of our culture, awaken our nation, and never back down.
-
-
This blessed me . Very insightful and empowering.
- By clemma on 07-21-23
-
Fasting, Student Edition
- Go Deeper and Further with God than Ever Before
- Narrated by: Kirby Heyborne
- Length: 4 hrs and 35 mins
- Release date: 08-14-12
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $11.16 or 1 credit
Sale price: $11.16 or 1 credit
Included in Plus membership -
-
-
How to Catch the Easter Bunny
- By: Adam Wallace
- Narrated by: Kirby Heyborne
- Length: 4 mins
- Unabridged
-
Overall
-
Performance
-
Story
You've been planning night and day for weeks, and finally you've created the perfect trap! Now all you need to do is wait. Is this the year you'll finally catch the Easter Bunny in action? Parents and children will love starting a new Easter tradition with this engaging and entertaining book!
-
-
Tooo Short
- By Vilia Ann Payne on 04-06-20
-
How to Catch the Easter Bunny
- Narrated by: Kirby Heyborne
- Series: How to Catch....
- Length: 4 mins
- Release date: 02-28-17
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $7.79 or 1 credit
Sale price: $7.79 or 1 credit
-
-
-
Peanut Butter and Jelly
- A Narwhal and Jelly Book, #3
- By: Ben Clanton
- Narrated by: Socks Whitmore, Kirby Heyborne, Ben Clanton, and others
- Length: 13 mins
- Unabridged
-
Overall
-
Performance
-
Story
Narwhal and Jelly are back and Narwhal has a new obsession...peanut butter! Narwhal is so obsessed they even wants to change their name to - that's right - Peanut Butter! Ever sensible Jelly isn't so sure that's the best idea, but is all for Narwhal trying new things (instead of just eating waffles all the time, no matter how delicious waffles are). In this third audiobook, Narwhal and Jelly star in three new stories about trying new things, favorite foods, and accepting who we are.
-
Peanut Butter and Jelly
- A Narwhal and Jelly Book, #3
- Narrated by: Socks Whitmore, Kirby Heyborne, Ben Clanton, Full Cast
- Series: Narwhal and Jelly Book, Book 3
- Length: 13 mins
- Release date: 09-08-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $4.50 or 1 credit
Sale price: $4.50 or 1 credit
-
-
-
The McKinsey Engagement
- A Powerful Toolkit for More Efficient and Effective Team Problem Solving
- By: Paul N. Friga
- Narrated by: Kirby Heyborne
- Length: 5 hrs and 11 mins
- Unabridged
-
Overall
-
Performance
-
Story
Former consultant Dr. Paul Friga distills the guiding principles first presented in the best-selling The McKinsey Way and the tested-in-the-trenches methodologies outlined in The McKinsey Mind, and combines them with many of the principles and procedures implemented by the military and other organizations. The result is nothing less than the business equivalent of a Special Forces Field Manual.
-
-
Helpful opinions
- By Nicole on 12-22-21
-
The McKinsey Engagement
- A Powerful Toolkit for More Efficient and Effective Team Problem Solving
- Narrated by: Kirby Heyborne
- Length: 5 hrs and 11 mins
- Release date: 07-27-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $13.99 or 1 credit
Sale price: $13.99 or 1 credit
-
-
-
21st Century Dead
- A Zombie Anthology
- By: Christopher Golden - editor, Amber Benson, S. G. Browne, and others
- Narrated by: Scott Brick, Cassandra Campbell, Bernadette Dunne, and others
- Length: 12 hrs and 36 mins
- Unabridged
-
Overall
-
Performance
-
Story
The Stoker Award-winning editor of the acclaimed, eclectic anthology The New Dead returns with 21st Century Dead and an all-new lineup of authors from every corner of the fiction world, shining a dark light on our fascination with tales of death and resurrection - and with zombies!
-
-
The good, the bad and the ugly...
- By Linda B on 07-19-12
-
21st Century Dead
- A Zombie Anthology
- Narrated by: Scott Brick, Cassandra Campbell, Bernadette Dunne, Richard Powers, Kirby Heyborne, Malcolm Hillgartner, Chris Patton, John Pruden, Renée Raudman, Stefan Rudnicki
- Length: 12 hrs and 36 mins
- Release date: 07-17-12
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.46 or 1 credit
Sale price: $19.46 or 1 credit
-
-
-
Something No One Knows
- By: Joshua Gayou
- Narrated by: Kirby Heyborne, Vikas Adam, Khristine Hvam
- Length: 15 hrs and 29 mins
- Original Recording
-
Overall
-
Performance
-
Story
As a high school sophomore, Aiden Kelly's biggest problems should be his failing grades, his abusive father, being a self-proclaimed loner, or getting pummeled by the football team. Instead, Aiden's number one dilemma is a guy named Tony, a senior who seems to know all sorts of things that should be impossible to know. Oh, and he may also be a sociopath. So, you know: No. Big. Deal.
-
-
Best yet from JG
- By R on 06-21-20
-
Something No One Knows
- Narrated by: Kirby Heyborne, Vikas Adam, Khristine Hvam
- Length: 15 hrs and 29 mins
- Release date: 06-18-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $33.90 or 1 credit
Sale price: $33.90 or 1 credit
-
-
-
Canine Confidential
- Why Dogs Do What They Do
- By: Marc Bekoff
- Narrated by: Kirby Heyborne
- Length: 7 hrs and 54 mins
- Unabridged
-
Overall
-
Performance
-
Story
For all the love and attention we give dogs, much of what they do remains mysterious. Just think about different behaviors you see at a dog park. We have a good understanding of what it means when dogs wag their tails, but what about when they sniff and roll on a stinky spot? What goes on in dogs' heads and hearts-and how much can we know and understand? Canine Confidential has the answers. Written by Marc Bekoff, it not only brilliantly opens up the world of dog behavior, but also helps us understand how we can make our dogs' lives the best they can possibly be.
-
-
The narration was so BAD!
- By Anonymous User on 06-01-19
-
Canine Confidential
- Why Dogs Do What They Do
- Narrated by: Kirby Heyborne
- Length: 7 hrs and 54 mins
- Release date: 05-08-18
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $17.19 or 1 credit
Sale price: $17.19 or 1 credit
Included in Plus membership -
-
-
Leverage
- By: Joshua C. Cohen
- Narrated by: Kirby Heyborne, Richard Powers
- Length: 13 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
Kurt is a talented but emotionally damaged football player. Danny is a rising star on the gymnastics team, an outsider in a high school where the football team rules. But the two form an unlikely friendship, and when one member of the gym team is viciously assaulted by the quarterback and his cronies, Kurt rises to his defense and challenges the entrenched stereotypes of high-school sports. This is that rare book that authentically captures the voices, fierce loyalties, and harsh justice of teenage boys.
-
-
Disturbing, but worth the read
- By Lifesavr on 02-22-11
-
Leverage
- Narrated by: Kirby Heyborne, Richard Powers
- Length: 13 hrs and 22 mins
- Release date: 02-17-11
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $17.90 or 1 credit
Sale price: $17.90 or 1 credit
-
-
-
The Vincent Boys
- By: Abbi Glines
- Narrated by: Kirby Heyborne, Shayna Thibodeaux
- Length: 6 hrs and 9 mins
- Unabridged
-
Overall
-
Performance
-
Story
Ashton is getting tired of being good, of impressing her parents and playing ideal girlfriend to Sawyer Vincent. Sawyer is perfect, a regular Prince Charming, but when he leaves town for the summer, it’s his cousin Beau who catches Ashton’s eye. Beau is the sexiest guy she’s ever seen, and even though he’s dangerous, Ashton is drawn to him. Beau loves his cousin like a brother, so the last thing he wants to do is make a move on Sawyer’s girl. Ashton is off-limits, absolutely. That’s why he does his best to keep his distance, even though he’s been in love with her forever.
-
-
abbi glines did it again
- By Marnie on 01-02-20
-
The Vincent Boys
- Narrated by: Kirby Heyborne, Shayna Thibodeaux
- Series: The Vincents, Book 1
- Length: 6 hrs and 9 mins
- Release date: 12-18-12
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $14.96 or 1 credit
Sale price: $14.96 or 1 credit
-
-
-
A Guy Like Me
- By: John Scott, Brian Cazeneuve
- Narrated by: Kirby Heyborne
- Length: 6 hrs and 49 mins
- Unabridged
-
Overall
-
Performance
-
Story
The John Scott story is the ultimate underdog narrative in sports during 2016 when Scott - in the twilight of his career - went from a joke All-Star fan-voted nominee to scoring two goals and winning the All-Star Game's MVP title. This is his heartwarming story about an average Joe who became a sports superhero overnight. Known as a willing-and-able fighter and bruiser in the league, John Scott was a surprising and tongue-and-cheek nominee for the 2016 NHL All-Star Game.
-
-
would have been better if John Scott narrated
- By cody richardson on 02-23-19
-
A Guy Like Me
- Narrated by: Kirby Heyborne
- Length: 6 hrs and 49 mins
- Release date: 12-27-16
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $13.49 or 1 credit
Sale price: $13.49 or 1 credit
-