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In this complete guide, you will discover what “money management” even means and how to get started budgeting and investing now so you can feel comfortable down the road.

Get all four books in the Oberon Academy series! In a world where dark faeries have stepped in to save the planet from humanity's mistakes, seventeen-year-old December Thorne is nothing but a shadow. Offered a scholarship to the prestigious Oberon Academy, December finds herself living in a whole new world.

A kingdom in danger, a great betrayal, a boy seeking to redeem his father's honor. Will he succeed in exonerating him and saving the realm from an enemy in the shadows before it’s too late?

Samson's journey at the Royal Academy takes an unexpected turn when a shocking kidnapping occurs, throwing the academy into chaos. As he grapples with this new challenge, a mysterious dragon egg emerges, holding secrets that could be key to saving "My Royal Academia." Torn between his duty to the narrative and the predictability of academy life, Samson has no choice but to keep moving forward. The changes he's made to the story of "My Royal Academia" are starting to unravel, and the world he's come to love is at risk.

Lina spends her days as the perfect noble lady, and her nights robbing the type of men her father demands she wed. She wants gold to bribe her way onto a ship and flee her gilded cage. Zavi is cursed. To regain his wiped memories, the Fae pirate must sneak into a nobleman's ship and find a magic object. If he fails, he will never know what happened to his brother.

Elijah Azrael Michaels and 19 other members of his guild were tasked to ear-mark a new territory for the world’s people to settle in a VRMMO called Avarice Online. They failed. He awakens in a forest, a day’s walk from North Gate with a new Avatar for his 15 to twenty-year stay in his new Virtual Reality World. Though things do not go as planned for Elijah.

Thirteen-year-old Ben Ripley has had a lot of field success despite only just beginning his second year at Spy School, something graduates rarely experience. But he'd never have survived without the help from experienced agents and his friends. Now he's been called in on a solo mission - and the fate of the United States of America is on his shoulders alone. The mission: Prevent a presidential assassination by infiltrating the White House and locating the enemy operative.

Damon: Determined to make Elena his, he'd kill his own brother to possess her. Stefan: Desperate for the power to destroy Damon and protect Elena, he gives in to his thirst for human blood. Elena: The girl who can have anyone finds herself in the middle of a love triangle...one that might turn deadly

Don't miss The Mortal Instruments: City of Bones, soon to be a major motion picture, in theaters August 2013. Danger intensifies for the Shadowhunters as the New York Times best-selling Infernal Devices trilogy comes to a close. If the only way to save the world was to destroy what you loved most, would you do it? The clock is ticking. Everyone must choose. Passion. Power. Secrets. Enchantment. Danger closes in around the Shadowhunters in the final installment of the best-selling Infernal Devices trilogy.

Two years ago, Louise le Blanc fled her coven and took shelter in the city of Cesarine, forsaking all magic and living off whatever she could steal. There, witches like Lou are hunted. They are feared. And they are burned. As a huntsman of the Church, Reid Diggory has lived his life by one principle: Thou shalt not suffer a witch to live. But when Lou pulls a wicked stunt, the two are forced into an impossible situation - marriage. Lou, unable to ignore her growing feelings, yet powerless to change what she is, must make a choice. And love makes fools of us all.

Max Remus couldn't care less about finding his mate—unlike the rest of his fate-obsessed pack. He totally prefers hanging with his bestie, eating his dad's steak sandwiches, and drawing in his trusty sketchbook. But all that is about to change at the Blue Moon Festival—a summer camp where Elite Pack wolves go to find their mates. The festival is a rite of passage for every teen werewolf, and this year's festival will be one to howl home about. The alpha's son, Jasper Apollo, is attending for the first time.

When fourteen-year-old American Eva Joyce unexpectedly finds herself spending the summer at the mysterious manor house of the English grandmother she’s never met, she soon discovers that her family, the manor staff, and even the house itself are hiding secrets.

Mere weeks after confronting the Gilded Ones—the false beings she once believed to be her family—Deka is on the hunt. In order to kill the gods, whose ravenous competition for power is bleeding Otera dry, she must uncover the source of her divinity. But with her mortal body on the verge of ruin, Deka is running out of time—to save herself and an empire that’s tearing itself apart at its seams.

Sixteen-year-old Lara Jean Song keeps her love letters in a hatbox her mother gave her. They aren’t love letters that anyone else wrote for her; these are ones she’s written. One for every boy she’s ever loved - five in all. When she writes, she pours out her heart and soul and says all the things she would never say in real life, because her letters are for her eyes only. Until the day her secret letters are mailed, and suddenly, Lara Jean’s love life goes from imaginary to out of control.

When the queen is exiled, every beautiful young woman in Florencia is forced to become kingsmaids - royal concubines - but one lucky girl from those gathered will be chosen as queen. Or maybe not so lucky.

With Earth about to be destroyed by an extinction level asteroid, teenage nerd, geek, and awkward smart girl Gwen Lark, barely qualified for rescue onboard one of the thousands of ark-ships headed to the ancient colony planet Atlantis. Faced with a year-long journey in space, life in a wondrously alien environment, and tough life choices, Gwen must decide who or what she will become. Fleet Cadet or Civilian? Friend or lover? Average or extraordinary? Can she make new friends? Can she trust the old ones, such as Logan Sangre, her sexy high school crush and an Earth special operative?

Charlie Wynwood e Silas Nash sono migliori amici sin da piccoli e sono innamorati dalla tenera età di 14 anni. Ma un giorno, quando di anni ne hanno 17, al risveglio si ritrovano estranei. La loro memoria è svanita e con essa il ricordo del loro primo bacio, del loro primo litigio e del momento in cui è nato il loro amore. Per questo, Charlie e Silas devono indagare fianco a fianco per scoprire la verità e perché tutto ciò sia capitato. Tuttavia, più informazioni ottengono, più cominciano a domandarsi come mai siano stati insieme.

Tiffany Aching is ready to begin her apprenticeship in magic. She expects spells and magic—not chores and ill-tempered nanny goats! Surely there must be more to witchcraft than this. What Tiffany doesn't know is that an insidious, disembodied creature is pursuing her. This time, neither Mistress Weatherwax (the greatest witch in the world) nor the fierce, six-inch-high Wee Free Men can protect her. In the end, it will take all of Tiffany's inner strength to save herself . . . if it can be done at all.

June O'Donnell - aka Junior, aka Jack, aka Jonathan O'Donnell IV, aka the first female O'Donnell firstborn - has always been haunted by her family's mythic but complicated legacy. As she prepares to begin her final year of high school, June is itching to leave behind her ghosts in Five Fingers, Michigan, and travel the world. And then, just like it always happens to the O'Donnells, a painful glimmer from her past returns to mess everything up. Enter Saul Angert, the eldest son of Eli Angert, aka June's late father's mortal enemy.

The New York Times best-selling Mortal Instruments continues - and so do the thrills and danger for Jace, Clary, and Simon. Can the lost be reclaimed? What price is too high to pay for love? Who can be trusted when sin and salvation collide? Darkness threatens to claim the Shadowhunters in the harrowing fifth book of the Mortal Instruments series.