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Publisher's Summary

Are you drowning in debt? Do you worry about the monthly credit-cards bills? Do you make minimum payments and still go out shopping? Don’t let debt get you down! Now is the time take action and become financially independent.

Living on credit has become an acceptable way of life. The old reality of buying only when you can afford it has since been replaced by our desire for instant gratification (especially for a cute shoe and handbag combo). Learning good financial habits is not as hard as you think. Our eight Savvy Steps will show you how to change your bad habits and discover how you really feel about money.

Now is the time for you to create a compelling future that is debt free. Nicole Findlay gives you a fresh and honest approach to making changes in key areas of your life. Gone are the promises of wishful thinking, affirmations, and dreary hypnosis tapes. Discover uplifting and energising digital audio that gives you tools to use as soon as you get off the train, into work or home. www.nicolefindlay.co.uk

©2010 Nicole Findlay (P)2010 Nicole Findlay

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  • Overall
    5 out of 5 stars

Like a talk with your best friend

I love this girl. She is so happy and sincere, making you feel like you are with a great mate. Lots of great ideas, pointers and realistic suggestions, love her work !

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  • Overall
    5 out of 5 stars
  • Simone
  • 07-06-10

Good Girly Advice!

I am in debt and found this really useful with good tips and advice. Nicole talks you through using a Budget planner which you can get free from her website.