Showing results by narrator "Kevin Collins" in All Categories
-
-
Ensign Spacemage
- Imperium Spacemage, Book 2
- By: Timothy Ellis
- Narrated by: Kevin T. Collins
- Length: 8 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
An Ensign in the navy is a Pilot Officer in fighters, and both are entry level officer ranks, and rarely ever paid any attention to. A squadron of Ensigns is a contradiction in terms, especially to the new influx of experienced pilots from new Imperium members. But the team are too busy with Eagle Wing to notice the changes happening around them. Magic in combat changes the dynamic. But every time one side gains an advantage, the other will adapt somehow. As the first of the new Excalibur squadrons ready for combat, Bud and his squadron must lead. But who is the real enemy?
-
-
I like it until I didn’t
- By Roxanne E Richards on 08-20-23
-
Ensign Spacemage
- Imperium Spacemage, Book 2
- Narrated by: Kevin T. Collins
- Series: Imperium Spacemage, Book 2
- Length: 8 hrs and 2 mins
- Release date: 09-27-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $17.19 or 1 credit
Sale price: $17.19 or 1 credit
-
-
-
Reaping Wind: A Montague & Strong Detective Novel
- Montague & Strong Case Files, Book 9
- By: Orlando A. Sanchez
- Narrated by: Kevin T. Collins
- Length: 6 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
The Dark Council threatens everything Simon holds dear. They want to erase Monty, kill Peaches, and remove Simon's immortality - permanently. When Ken, Michiko's brother asks the Montague & Strong Detective Agency to find her, they must act - before the Dark Council implodes in violence. Now, Monty and Simon must travel to Japan, find Michiko, and stop the Blood Hunters before they eliminate an ancient vampire, without becoming the next target! Will they find Michiko in time? Will they stop the Blood Hunters? Jump into the next Monty & Strong adventure to find out!
-
-
Another Great Installment
- By Cory Perkins on 05-27-23
-
Reaping Wind: A Montague & Strong Detective Novel
- Montague & Strong Case Files, Book 9
- Narrated by: Kevin T. Collins
- Series: Montague & Strong Case Files Series, Book 9
- Length: 6 hrs and 2 mins
- Release date: 01-11-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.95 or 1 credit
Sale price: $19.95 or 1 credit
-
-
-
The Dark One
- Roswell High Series, Book 9
- By: Melinda Metz
- Narrated by: Kevin T. Collins
- Length: 4 hrs and 10 mins
- Unabridged
-
Overall
-
Performance
-
Story
Isabel has run away from home, and Max knows her life is in danger. He has to find her and save her, but time is ticking away. Alex is back on Earth, and he's a changed man. He looks better, feels better, and is ready to live life to the fullest - without Isabel Evans. Little does he know he's the only person that can help the ailing Isabel. Will Alex be able to put aside his pride and save the life of his former love?
-
-
Enjoying
- By April Johnson on 08-17-19
-
The Dark One
- Roswell High Series, Book 9
- Narrated by: Kevin T. Collins
- Series: Roswell High Series, Book 9
- Length: 4 hrs and 10 mins
- Release date: 07-16-19
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $11.17 or 1 credit
Sale price: $11.17 or 1 credit
-
-
-
The Easthaven Conspiracy
- Dual Sword God, Book 9
- By: Shadowsfinger
- Narrated by: Kevin T. Collins
- Length: 14 hrs and 18 mins
- Unabridged
-
Overall
-
Performance
-
Story
With the mystical Avonz Ruins on the verge of appearing, chaos had sprung loose upon the desolate southern lands, even more so within the major city of Easthaven. As its renowned conference commences, a grand plot unveils as those hidden for eons behind the dunes' curtains rise to take action as the defenders of old prepare to resist their schemes. Can Feng Yu and his allies surmount the dangers? Or will they fall to the city's calamity?
-
-
Love it
- By Phillip H Nguyen on 11-06-23
-
The Easthaven Conspiracy
- Dual Sword God, Book 9
- Narrated by: Kevin T. Collins
- Series: Dual Sword God, Book 9
- Length: 14 hrs and 18 mins
- Release date: 05-02-23
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $33.90 or 1 credit
Sale price: $33.90 or 1 credit
-
-
-
The Big Splat
- Or How Our Moon Came to Be
- By: Dana Mackenzie
- Narrated by: Kevin T. Collins
- Length: 10 hrs and 30 mins
- Unabridged
-
Overall
-
Performance
-
Story
It takes a certain amount of courage to step beyond one's day-to-day experiments and look at the big picture - and the origin of the Moon is a big picture question par excellence. Perhaps it makes sense that William Hartmann, one of the two scientists who unraveled the Moon's biggest mystery, is not only a scientist but also a part-time artist and science fiction writer. It took someone with an artist's eye and a fiction writer's speculative temperament to see the big picture....
-
-
Very unhappy with this one
- By Joseph on 07-16-11
-
The Big Splat
- Or How Our Moon Came to Be
- Narrated by: Kevin T. Collins
- Length: 10 hrs and 30 mins
- Release date: 09-28-10
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.95 or 1 credit
Sale price: $19.95 or 1 credit
-
-
-
Nature Noir
- A Park Ranger's Patrol in the Sierra
- By: Jordan Fisher Smith
- Narrated by: Kevin T. Collins
- Length: 8 hrs and 54 mins
- Unabridged
-
Overall
-
Performance
-
Story
A nature audiobook unlike any other, Jordan Fisher Smith's startling account of fourteen years as a park ranger thoroughly dispels our idealized visions of life in the great outdoors. Instead of scout troops and placid birdwatchers, Smith's beat - a stretch of land that has been officially condemned to be flooded - brings him into contact with drug users tweaked out to the point of violence, obsessed miners, and other dangerous creatures. In unflinchingly honest prose, he reveals the unexpectedly dark underbelly of patrolling and protecting public lands.
-
-
Great read for future park rangers
- By Aly on 09-30-16
-
Nature Noir
- A Park Ranger's Patrol in the Sierra
- Narrated by: Kevin T. Collins
- Length: 8 hrs and 54 mins
- Release date: 09-25-13
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.95 or 1 credit
Sale price: $19.95 or 1 credit
-
-
-
Lost Dorsai
- By: Gordon R. Dickson
- Narrated by: Kevin T. Collins
- Length: 5 hrs and 7 mins
- Unabridged
-
Overall
-
Performance
-
Story
Pacifism will always be a powerful moral force, even - perhaps especially - to the Dorsai. For those of this planet of warriors born and bred are not as other men; once a Dorsai’s heart is given he holds nothing back, and does not count the cost. Even if that cost be the very planet of his birth, and he becomes a Lost Dorsai.
-
Lost Dorsai
- Narrated by: Kevin T. Collins
- Series: Dorsai!, Book 6
- Length: 5 hrs and 7 mins
- Release date: 07-15-14
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.95 or 1 credit
Sale price: $19.95 or 1 credit
-
-
-
A Gatlin Wedding
- Booktrack Edition
- By: Kami Garcia, Margaret Stohl
- Narrated by: Kevin T. Collins
- Length: 2 hrs and 3 mins
- Unabridged
-
Overall
-
Performance
-
Story
The day has finally arrived: Mitchell Wate and Lillian English are getting married. Everyone has come together - Ethan and Lena, John and Liv, even Link is back in town - and there's enough pie to make Amma proud. But despite the joyous occasion, Ethan can't help but worry that something feels...off. When Siren-turned-Hybrid Caster Ridley blows into town unannounced, Ethan's suspicions are confirmed.
-
-
Great story with great soundtrack
- By beth on 10-27-16
-
A Gatlin Wedding
- Booktrack Edition
- Narrated by: Kevin T. Collins
- Series: Beautiful Creatures
- Length: 2 hrs and 3 mins
- Release date: 10-04-16
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $6.82 or 1 credit
Sale price: $6.82 or 1 credit
-
-
-
Dragon Imperative
- Dragon Host Series #2
- By: Timothy Ellis
- Narrated by: Kevin T. Collins
- Length: 7 hrs and 35 mins
- Unabridged
-
Overall
-
Performance
-
Story
The new Dragon Host goes operational with a mission for the Terrans. But as their numbers and skills rise, so do the questions. Why did the last Host end? Why are dragon kind so scattered? Are there any more to be found? And most importantly, where did the dragons come from originally? But what gets Bud started on all of these is an even deeper mystery. Why do the Keerah fear the dragons and no-one else? The Host must quest for its own past. But for Bud, it's become the Dragon Imperative.
-
Dragon Imperative
- Dragon Host Series #2
- Narrated by: Kevin T. Collins
- Series: Dragon Host, Book 2
- Length: 7 hrs and 35 mins
- Release date: 12-26-23
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $17.19 or 1 credit
Sale price: $17.19 or 1 credit
-
-
-
More of Me
- By: Samantha Chase
- Narrated by: Kevin T. Collins
- Length: 3 hrs and 47 mins
- Unabridged
-
Overall
-
Performance
-
Story
When Ryder Montgomery shows up on her doorstep 10 years after breaking her heart, Casey can't decide which burns hotter - her desire to be with him or the pain he left her with....
-
-
Terrible performance!!!
- By Becky Alvarado on 03-05-21
-
More of Me
- Narrated by: Kevin T. Collins
- Series: Montgomery Brothers, Book 4
- Length: 3 hrs and 47 mins
- Release date: 09-15-15
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $14.95 or 1 credit
Sale price: $14.95 or 1 credit
-
-
-
Wild Town
- By: Jim Thompson
- Narrated by: Kevin T. Collins
- Length: 7 hrs and 44 mins
- Unabridged
-
Overall
-
Performance
-
Story
In trouble more often than not, guilty of assault, manslaughter, and honorably discharged from the military by the skin of his teeth, David "Bugs" McKenna can't seem to help doing the right thing at the wrong time - or the wrong thing, every chance he gets. But when he drifts his way into Ragtown, Texas, things seem to finally be turning around for Bugs. Still, things are likely to get ugly, fast - and odds are, it'll have something to do with the bombshell wife of Bugs' new employer....
-
-
A bit of Crime AND Punishment in West Texas.
- By Darwin8u on 07-03-15
-
Wild Town
- Narrated by: Kevin T. Collins
- Length: 7 hrs and 44 mins
- Release date: 01-16-12
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.49 or 1 credit
Sale price: $19.49 or 1 credit
-
-
-
Trust in Me
- Montgomery Brothers, Book 2
- By: Samantha Chase
- Narrated by: Kevin T. Collins
- Length: 4 hrs and 46 mins
- Unabridged
-
Overall
-
Performance
-
Story
All work and no play...would make Jason Montgomery a very happy man. Ever since his brother had married a woman who worked for their company, Jason has been walking around fending off the unwanted advances of all of the single women in his employ. Now, with a make-or-break business expansion in the works, Jason needs an assistant he can trust not to mix business with romance.
-
-
Good story.
- By Brena on 03-18-21
-
Trust in Me
- Montgomery Brothers, Book 2
- Narrated by: Kevin T. Collins
- Series: Montgomery Brothers, Book 2
- Length: 4 hrs and 46 mins
- Release date: 09-15-15
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $14.95 or 1 credit
Sale price: $14.95 or 1 credit
-
-
-
The Grendel's Shadow
- By: Andrew Mayne
- Narrated by: Kevin T. Collins
- Length: 3 hrs and 45 mins
- Unabridged
-
Overall
-
Performance
-
Story
T. R. Westwood, distinguished professor of biology and the galaxy's greatest hunter, is in for the biggest challenge of his career. When an unknown animal starts killing off settlers on a backwater planet run on coal and steam power, he's the only person who can help stop the slaughter. Rocks and spears or shotguns and cannons, he'll use whatever is allowed to get the job done.
-
-
muddled mess.
- By The Kindly One on 11-19-21
-
The Grendel's Shadow
- Narrated by: Kevin T. Collins
- Length: 3 hrs and 45 mins
- Release date: 08-18-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $11.17 or 1 credit
Sale price: $11.17 or 1 credit
Included in Plus membership -
-
-
Memphis Noir
- By: Laureen P. Cantwell - editor, Leonard Gill - editor
- Narrated by: Brian Sutherland, Jonathan Davis, Mirron Willis, and others
- Length: 7 hrs and 50 mins
- Unabridged
-
Overall
-
Performance
-
Story
A city equal parts darkness and hope. A scarred city. An often violent one. But a resilient city, too. That's our Memphis. Like many cities we have a namesake - in Egypt, Men-nefer became Menfe became Memphis, enduring and beautiful, on the banks of the Nile. Centuries later, another continent, another people, another river: Memphis, Tennessee, the soul of the Mississippi Delta, was formed.
-
Memphis Noir
- Narrated by: Brian Sutherland, Jonathan Davis, Mirron Willis, Vikas Adam, Allyson Johnson, Kevin T. Collins, Peter Berkrot
- Series: Akashic Books: Noir
- Length: 7 hrs and 50 mins
- Release date: 05-11-16
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.95 or 1 credit
Sale price: $19.95 or 1 credit
-
-
-
The Undead Situation
- By: Eloise J. Knapp
- Narrated by: Kevin T. Collins
- Length: 9 hrs and 18 mins
- Unabridged
-
Overall
-
Performance
-
Story
When the end finally occurred, everything about it was cinematic. The dead came back and ate people, civilization collapsed, and no one could do a thing. But Cyrus V. Sinclair couldn’t care less; he’s a sociopath. Amidst the chaos, Cyrus sits back and contemplates the gore stained streets and screams of his fellow man with little more emotion than one of the walking corpses. With his cache of guns and MREs, he rather likes the idea of hunkering down in his Seattle apartment while the world ends outside.
-
-
TUS has a depth of story that surprised me.
- By Amazon Customer on 08-06-11
-
The Undead Situation
- Narrated by: Kevin T. Collins
- Series: The Undead Situation, Book 1
- Length: 9 hrs and 18 mins
- Release date: 07-19-11
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $19.95 or 1 credit
Sale price: $19.95 or 1 credit
-
-
-
His Kikuta Hands
- By: Lian Hearn
- Narrated by: Kevin T. Collins
- Length: 23 mins
- Unabridged
-
Overall
-
Performance
-
Story
Takeo feels he must take on the Tribe and demonstrate the ruthlessness he will need to be a competent ruler. But the Tribe don't believe, firstly, that he knows where to find them and, secondly, that he will have the strength of will to deal with them. They are proven wrong.
-
-
Not a complete story
- By Candace on 04-15-23
-
His Kikuta Hands
- Narrated by: Kevin T. Collins
- Length: 23 mins
- Release date: 08-25-15
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $2.99 or 1 credit
Sale price: $2.99 or 1 credit
-
-
-
The Stowaway
- Roswell High Series, Book 6
- By: Melinda Metz
- Narrated by: Kevin T. Collins
- Length: 3 hrs and 59 mins
- Unabridged
-
Overall
-
Performance
-
Story
Michael: He's still having flashbacks of his escape from the underground compound. Only Cameron, the mysterious girl he met behind bars, seems to understand him-and realize that the sheriff may be gone but an even more dangerous enemy is out there.
-
The Stowaway
- Roswell High Series, Book 6
- Narrated by: Kevin T. Collins
- Series: Roswell High Series, Book 6
- Length: 3 hrs and 59 mins
- Release date: 05-14-19
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $11.17 or 1 credit
Sale price: $11.17 or 1 credit
-
-
-
High
- Confession of an International Drug Smuggler
- By: Brian O'Dea
- Narrated by: Kevin T. Collins
- Length: 11 hrs and 46 mins
- Unabridged
-
Overall
-
Performance
-
Story
In the early 1980s, Brian O'Dea was operating a $100 million a year, 120-man drug smuggling business, and had developed a terrifying cocaine addiction. Under increasing threat from the DEA in 1986 for importing seventy-five tons of marijuana into the United States, he quit the trade - and the drugs - and began working with recovering addicts in Santa Barbara. Despite his life change, the authorities caught up with him years later and O'Dea was arrested, tried, and sentenced to ten years at Terminal Island Federal Penitentiary in Los Angeles Harbor.
-
High
- Confession of an International Drug Smuggler
- Narrated by: Kevin T. Collins
- Length: 11 hrs and 46 mins
- Release date: 06-13-14
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $24.95 or 1 credit
Sale price: $24.95 or 1 credit
-
-
-
Invisible
- By: James Patterson, David Ellis
- Narrated by: January LaVoy, Kevin Collins
- Length: 9 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
Everyone thinks Emma Dockery is crazy. Obsessed with finding the link between hundreds of unsolved cases, Emma has taken leave from her job as an FBI researcher. Now all she has are the newspaper clippings that wallpaper her bedroom, and her nightly recurring nightmares of an all-consuming fire. Not even Emma's ex-boyfriend, field agent Harrison 'Books' Bookman, will believe her that hundreds of kidnappings, rapes, and murders are all connected.
-
-
Loved it.
- By Lara Jayne on 08-08-19
-
Invisible
- Narrated by: January LaVoy, Kevin Collins
- Series: Invisible, Book 1
- Length: 9 hrs and 14 mins
- Release date: 07-31-14
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $14.52 or 1 credit
Sale price: $14.52 or 1 credit
-
-
-
San Francisco Noir
- By: Peter Maravelis
- Narrated by: Victor Bevine, Elizabeth Evans, Jeff Brick, and others
- Length: 9 hrs and 1 min
- Unabridged
-
Overall
-
Performance
-
Story
San Francisco Noir lashes out with hard-biting tales exploring the shadowy nether regions of scenic "Baghdad by the Bay". In this superb collection, virtuosos of the genre meet up with the best of SF’s literary fiction community to chart a unique psycho-geography for a dark landscape. From inner city boroughs to the outlands, each contributor offers an original story based in a distinct neighborhood.
-
-
Depressing
- By VJ on 05-29-16
-
San Francisco Noir
- Narrated by: Victor Bevine, Elizabeth Evans, Jeff Brick, Mirron Willis, Kevin T. Collins, Tom Stechschulte
- Series: Akashic Books: Noir
- Length: 9 hrs and 1 min
- Release date: 11-25-14
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to Cart failed.
Please try again laterAdd to Wish List failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Please try againUnfollow podcast failed
Please try againRegular price: $24.95 or 1 credit
Sale price: $24.95 or 1 credit
-