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Retirement planning can often feel like navigating a complex maze. With so many factors to consider, it's easy to feel overwhelmed. In this week’s show, we’ll try to simplify things by highlighting five key areas that make up a comprehensive financial plan.

Here’s some of what we discuss in this episode:

• The importance of building a relationship with your financial planner.
• Why we feel the retirement income plan might be the most important aspect of planning.
• What we discuss when it comes to legacy planning.
• Different investment plans for those with varying comforts with risk.
• By engaging in savvy tax planning, you might be able to create greater retirement savings.
• How high earners are phased out of Roth IRAs, and a look at Roth 401(k)s.

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

Send us a Text Message.

In this week’s show, we want to spend some time on an often daunting topic: market downturns. With over 20 years of experience in comprehensive financial planning, our team can offer invaluable advice on how to manage your investments and emotions during volatile times.

Over the course of this episode, we’ll covers investment strategies, the role of financial advisors, and the significance of regular communication with clients. Market downturns are inevitable, and even the most seasoned investors can't predict when they will occur. This unpredictability makes it crucial to have a robust financial plan in place.

Tune in for actionable insights and real-life examples to help you stay the course during financial uncertainties.

Here’s some of what we discuss in this episode:

• Are we headed towards a recession like many people are predicting?
• The role emotions play in investing.
• Our approach to communicating with clients during a down market.
• Having a plan for how you distribute your money in retirement.
• What actions can you take during a down market?

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.

Send us a Text Message.

Before another tax season approaches, we want you to be in the best position now and in retirement. That means tax planning needs to be a focus as a part of your overall financial plan.

In this week’s show, we will provide essential tips and strategies for preparing and filing taxes, understanding tax brackets, and making the most of deductions. We’ll also discuss the benefits of Roth conversions, charitable giving, and how to work effectively with CPAs to optimize your financial health.

Here’s some of what we discuss in this episode:

• Some of the basic things you need to know about taxes as you prepare to file this year.
• Should you work with a CPA on your taxes?
• Ways that you might be able to save on taxes now.
• Reasons you might want to do a Roth conversion and the reasons why you might not.
• Things you should know about taxes if you’re self-employed.

WAYS TO CONNECT:

Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg

Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.

If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.