Episodes

  • We Are Talking Claims on the Insurance Haus With Gwen Larkin!

    We Are Talking Claims on the Insurance Haus With Gwen Larkin!
    Feb 15 2022
    In this episode of the Insurance Haus podcast, host Mike Fusco is joined by Gwendolyn Larkin, Gwendolyn has an extensive and impressive career working in the insurance industry, specifically in carrier claims departments. Gwendolyn currently serves as Enterprise Claims Technical Consulting Director and American Family Insurance. Gwendolyn and Mike discuss the following topics surrounding insurance claims: 1 - Helpful documentation when submitting a claim 2 - Considerations when claims arise 3 - Early reporting of claims Episode Highlights: Gwen shares her background and how she started in the industry. (1:15) Gwen explains the importance of providing the necessary documentation to support a claim. (3:00) Gwen shares the things people should keep in mind when a claim occurs. (5:57) Gwen discusses the importance of early reporting of claims and where people tend to get lost in the process. (10:42) Gwen provides examples of contractor liability claims that she has seen. (15:14)  Gwen explains that situations may differ but that most carriers are looking to protect the insured. (19:00) Gwen shares her advice that can help small business owners deal with a claim. (21:29) Gwen discusses how important subcontractors are for agreements and indemnification. (23:42) Gwen offers her insight into trends that people might want to look out for to protect their business. (25:10) Key Quotes: "Trying to build a rapport and relationship with the adjuster, understanding what they need, what documentation they need, and things of that nature certainly helped to go a long way, when filing a claim and getting a claim paid." - Gwen Larkin “Having the documentation and having all of that information, gathering it on the front end is 1000 times more helpful on the backend when we're having to defend the claim.” - Gwen Larkin “I think one of the key things to understand is that the claims adjuster is really there to help, right? Our job, as the insurance company, is to help the insured in their time of need.” - Gwen Larkin Resources Mentioned:   Gwendolyn Larkin LinkedIn American Family Insurance Fusco & Orsini Insurance Services Mike Fusco LinkedIn 
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    28 mins
  • Transamerica’s Dan Kolosowski Joins The Insurance Haus to Explain CalSavers

    Transamerica’s Dan Kolosowski Joins The Insurance Haus to Explain CalSavers
    Nov 30 2021
    Mike and Ray are thrilled to welcome Dan Kolosowski, Regional Vice President of Transamerica to The Insurance Haus podcast. Dan brings over 15 years of experience to our show and will discuss retirement planning with our audience. We hope to see you soon! Episode Highlights: Dan starts by explaining what CalSavers is. (2:47) Dan explains the shortfalls of retirement in America. (8:48) Dan provides options for retirement plans and their pros and cons. (11:29) Dan shares what he thinks about a company's liability regarding retirement plans. (18:30)  Dan talks about the employer plans and the innovative exchange that Transamerica has created. (21:01) Dan explains the shift in the marketplace towards pooled employment. (24:33) Dan talks about different PEOs and their differences. (25:55) Dan shares some tips on where to get started and how to get in touch with him. (30:04) Key Quotes: “I'm dealing with hundreds of people throughout the year, I haven't seen one business owner yet that said, I want to go CalSavers. So, I think a lot of it is just education. ​​They just don't know that there's another option.” - Dan Kolosowski “When you take a look at cost and efficiencies and kind of everything with what's happening in this market, the market moves so fast. And if you don't keep pace, you just end up losing.” - Dan Kolosowski “If a company out there has an existing plan, and they haven't looked at the retirement plan in a while, have them reach out to you. That's my first step.” - Dan Kolosowski Resources Mentioned:   Dan Kolosowski LinkedIn Transamerica Fusco & Orsini Insurance Services Mike Fusco LinkedIn  Ray Ramirez LinkedIn
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    36 mins
  • Natasha Fericelli from Paylocity Joins The Insurance Haus to Talk about HCMs

    Natasha Fericelli from Paylocity Joins The Insurance Haus to Talk about HCMs
    Oct 12 2021
    In this episode of the Insurance Haus podcast, co-hosts Mike Fusco and Ray Ramirez are joined by Natasha Fericelli, HRIS Software Consultant at Paylocity. Natasha discusses how Paylocity is helping business owners streamline their recruiting, onboarding, benefits administration, payroll, timekeeping & scheduling, expense reimbursements, performance, compensation, gathering employee feedback, learning and more.  Episode Highlights: Natasha shares her background story. (2:04) Natasha explains what HCM & HRIS stand for. (4:20) Natasha discusses the benefits of HCM for small businesses. (5:09) Natasha discusses Paylocity’s ability to integrate with other platforms that business owners may want to use. (7:00) Nathasha explains how Paylocity helps business owners with their processes. (10:31) Why is it that Paylocity might be a solid fit for those larger clients? (14:34) How does Paylocity handle multi-state clients? (17:50) Natasha explains what PEAK stands for, and how it helps business owners. (19:04) Natasha explains what PEO and ASO stand for. (20:21) How does Paylocity help business owners during Covid? (21:50)  Natasha mentions that some of their competitors don’t use their own software. (28:13) Key Quotes: “We really believe in a best of breed model, one system is not always the best fit for every client. And you see that in all different parts of our lives, even grocery shopping” - Natasha Fericelli “We're a single database. So we have everything in one system, but we're not going to box you in and we're going to give you the flexibility to use the vendors and carriers that are the best fit for your organization.” - Natasha Fericelli “Paylocity is not going to be the answer to all your prayers. You've got to have the right leadership in place and culture and all of that. But our engagement tools can play a big part in that.”  - Natasha Fericelli Resources Mentioned:   Natasha Fericelli LinkedIn Paylocity Fusco & Orsini Insurance Services Mike Fusco LinkedIn 
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    32 mins
  • The Insurance Haus Welcomes Drew Youpel, Head of Safety Success at Safesite

    The Insurance Haus Welcomes Drew Youpel, Head of Safety Success at Safesite
    Aug 4 2021
    In this episode of the Insurance Haus podcast, host Mike Fusco is joined by Drew Youpel, CRIS, STSC, Head of Safety Success at Safesite. Proven to reduce incidents by up to 57%, Safesite is a powerful, easy-to-use safety management solution used by over 18,000 companies of all sizes and industries. Safesite’s intuitive platform helps companies get results and demonstrate safety performance. Access the platform on any device, run your safety program digitally, save hours each week, and cut safety-related expenses by as much as 20% annually! Episode Highlights: Drew shares his background. (2:29) Drew explains how strict OSHA can be. (3:49) What type of things does Drew enjoy outside of his work? (5:38) Drew explains what Safesite is all about. (6:40) Drew shares how Safesite helps companies get better loss controls in place and improve safety. (12:21) Drew shares how the pandemic has affected their company. (15:34) Did Drew see growth at Safesite during the pandemic? (17:03) Drew explains how Safesite could change the landscape of work comp. (19:05) Can companies nationwide work with Safesite? (22:31) Key Quotes: “The first thing is, Safesite is completely tailor-made for the organization. And, that's just changed the way employees look at using a digital application for safety software.” - Drew Youpel “We provide onboarding training. We'll go out in the field and help those organizations use the application. There's a bunch of different ways to try to help companies utilize that tech in the field to give them a better advantage.” - Drew Youpel “The larger organizations are, the harder it is to reach all the employees. By giving them that application tool, that really helps push that safety message.” - Drew Youpel Resources Mentioned:   Drew Youpel, CRIS, STSC LinkedIn Safesite Fusco & Orsini Insurance Services Mike Fusco LinkedIn 
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    25 mins
  • Beau Bechelli of Evolve MGA Joins Us to Speak About Cybercrime, Cybersecurity, and Cyber Insurance!

    Beau Bechelli of Evolve MGA Joins Us to Speak About Cybercrime, Cybersecurity, and Cyber Insurance!
    Jul 21 2021
    Ladies and gentlemen, please do not miss this podcast episode. With businesses facing the increased threat of cyber-attacks, Mike Fusco welcomes Beau Bechelli to The Insurance Haus. Beau is a production underwriter with Evolve MGA, Advisen's® 2020 Cyber MGA of the year! Join us to learn about the current state of the cyber market, hacking trends, the types of businesses that should be most concerned with cyber risk, and best practices to reduce cyber risk. PLEASE UNDERSTAND THAT ALL BUSINESSES CAN FALL VICTIM TO CYBERCRIMES! LISTEN IN TO LEARN HOW TO PROTECT YOURS! Episode Highlights: Beau shares his background. (3:41) Beau explains what makes Evolve MGA unique from the other competitors. (5:46) Beau mentions the two pillars that every business should look at, aside from coverage. (6:35) What is the current state of the cyber market? (11:10) Beau gives his thoughts about ransomware. (14:00) How many businesses does Evolve MGA insure? (20:07) Beau explains where cyber attacks usually happen. (21:36) Beau explains why employee awareness and training are significant in reducing cyber risk. (26:20) Beau shares the importance of utilizing a password manager. (28:32) What does Beau think is the number one cyber threat to businesses today? (32:04) Key Quotes: “Our whole focus is to provide our clients with a very comprehensive cyber insurance program that is going to actually protect them.” - Beau Bechelli “Cyber is definitely a very interesting space because we're seeing these attacks change every six to twelve months, where hackers are finding new ways to either steal funds, illegally acquire funds, or steal data from companies.” - Beau Bechelli “Technology is never going to be 100% effective. And so, that's where having a cyber policy will really be that last line of defense and will help protect the business if they still get hit, even though they invest in state of the art security.” - Beau Bechelli Resources Mentioned:   Beau Bechelli LinkedIn Evolve MGA Fusco & Orsini Insurance Services Mike Fusco LinkedIn
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    39 mins
  • Insurance Haus: Health Plan Insurance Tips on The Insurance Haus

    Insurance Haus: Health Plan Insurance Tips on The Insurance Haus
    Jul 14 2021
    For many employers, self-funded (or partially self-funded) health insurance plans are a great option to utilize as part of a benefits offering.  In this episode of The Insurance Haus, insurance brokers Mike Fusco and Ray Ramirez welcome Jason Youngs, President of OneSource Stop Loss Insurance Marketing, and a self-funded health plan insurance guru. Jason answers several critical questions about self-funded plans and clears up lots of confusion surrounding them.  If you're a Chief Financial Officer or Human Resource partner looking for a solution to help gain more control over your group medical program, this episode is for you! Resources Mentioned: Fusco Orsini & Associates Risk and Insurance Services Follow Fusco Orsini & Associates on Instagram Follow Fusco Orsini & Associates on Twitter
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    36 mins
  • Insurance Haus: Navigating Your Company’s Risk Management and Safety

    Insurance Haus: Navigating Your Company’s Risk Management and Safety
    Jul 7 2021
    "Are you confident in your company’s safety policies and procedures? Do you sometimes think your industry is exempt because you hold office jobs and “the worst thing that can happen is a paper cut”? Does everyone on your staff know what IIPP is? In the latest episode of The Insurance Haus, we dive into a very important discussion: risk management and safety during a global pandemic. Hosts Mike Fusco and Ray Ramirez welcome to the show esteemed guest Steve Thompson, senior vice president of Aspen Risk Management and ERGOhealthy."
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    56 mins
  • Insurance Haus: Health Insurance Options with Choice Administrators

    Insurance Haus: Health Insurance Options with Choice Administrators
    Jun 30 2021
    In our latest episode of The Insurance Haus, Mike Fusco and Ray Ramirez welcome special guest Michael Payton, senior vice president of sales and account management at Choice Administrators, the nation’s leading developer and administrator of private health insurance exchanges. If you’re asking yourself, ‘what is a private health insurance exchange?’, we’ve got you covered!
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    43 mins