Reach out to your bank immediately. It's critical to immediately tell the bank when you learn about any illegal charges in order to reduce your responsibility. You can give the bank notice verbally, in writing, or over the phone. In your account agreement, the bank should have included instructions on how to contact it if you suspect unlawful use of your credit card. It's possible that the address you use to submit payments differs from the one to write to report illegal charges. Read More: https://creditinfobysakshi.blogspot.com/2023/02/what-should-i-do-about-illegal-credit.html

Using a credit card is a practical method to make purchases and establish your credit history, but you must use caution. Credit card management can be quite challenging, and if you don't closely monitor your transactions, you may quickly exceed your spending limit without ever realizing it. Keeping track of your expenditures is the greatest approach to prevent this. Read More: https://padlet.com/bobbysharma3240/credit-cardz-grxtrolzma3zxe3e/wish/2485958237

As soon as a person becomes 21, they want to utilize a credit card because the trend towards utilising them is growing daily. Yet, you must understand how to pick the best credit card when applying for one for the first time in India because it has the power to both establish and damage your credit history. Hence, before applying for a credit card, it is crucial to understand everything there is to know about it. Read More: https://personalfinancebyrajat.blogspot.com/2023/02/how-to-choose-and-apply-for-credit-card.html

You most often associate credit cards with debt, fees, and compound interest. However, using credit cards wisely can result in financial savings. I mean it. There are several benefits that come with travel credit cards, in particular, saving you money not just on vacation but also in everyday life. Read More: https://creditcardinfobysachin.blogspot.com/2023/02/how-credit-cards-can-save-your-money-on.html

Credit cards with cash-back benefits allow you to receive cash back on certain types of transactions. Your account will accumulate prizes, which you might be able to use in a variety of ways. Cardholders receive a rebate on their expenditure that may be applied to their balance. If you use a credit card that gives 2% cash back and spends $100, you will get $2 back. Read More: https://divyanegii.blogspot.com/2023/02/how-to-use-credit-card-for-cash-back.html

The maximum amount you are permitted to borrow through a revolving account, such as a credit card or line of credit, is known as your credit limit. For instance, the maximum charge you may make on a credit card can be $3,000. Your credit limit is determined by a number of variables. Your credit limit is typically determined by a lender after they have reviewed at least one credit report and one credit score provided by the three consumer credit agencies (Experian, TransUnion and Equifax). Read More: https://gab.com/radheshyamtech/posts/109827611393351782

A credit or CIBIL score is a three-digit figure that indicates the creditworthiness of the borrower. Your credit management skills are reflected in your score. It is useful to assess one's borrowing capacity, which is determined based on credit history. Lenders typically look at the borrower's credit score to determine their creditworthiness. So, it's essential to keep your credit score good. Your credit score will suffer if you don't make any loan installments as agreed. However, if you are diligent about making your EMI repayments, your credit score is likely to rise. The lender considers a credit score of 750 or above to be good. A credit agency in charge of keeping track of and computing credit ratings is The Credit Information Bureau (India) Limited. Read More: https://financecards.blogspot.com/2023/02/how-to-check-cibil-score-online.html

Since its introduction to the market in 1998, SBI Credit Cards have been one of the most popular Credit Card alternatives in the nation. With millions of happy clients using a variety of SBI Debit Card & Credit Card perks, they have grown to become India's second-largest Best Credit Card Provider today. Read More: https://akhilamtech.blogspot.com/2023/02/perks-of-having-sbi-bank-credit-cards.html