In this episode of Fit Over 40, Coach Clarence discusses essential tips for first-time home buyers. He emphasizes the importance of knowing your budget, getting pre-approved, and understanding the role of credit. Buying a home is a key step towards building wealth, and Coach Clarence offers valuable insights to help listeners navigate the home buying process successfully.

00:00:10 - Introduction to Home Buying Tips
00:01:03 - Know Your Budget
00:01:35 - Importance of Credit Score
00:03:13 - Getting Pre-Approved
00:04:37 - Choosing the Right Location
00:06:11 - Long-Term Home Buying Strategy
00:07:45 - The Importance of Home Inspections
00:08:06 - Understanding the Closing Process
00:12:43 - Being Flexible in the Home Buying Process
00:13:36 - Recap and Next Steps in Home Buying
Find out More here:
http://www.clarenceferguson.com

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YouTube: Coach Clarence TV
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In this episode of Fit Over 40, Coach Clarence interviews Carolina Sotomayor, a Reiki fertility womb healer, discussing her spiritual journey and the impact of grief on her life. Carolina shares her experience with seeking spiritual guidance after her father's passing and how it led her to explore Reiki healing. Tune in to learn more about Carolina's path to becoming a healer and the power of spirituality in overcoming challenges.

00:00:02 - Introduction and Guest Introduction
Introducing the podcast "Fit Over 40" with host Coach Clarence and guest Carolina Sotomayor, a Reiki fertility womb healer.

00:01:00 - Carolina's Journey to Reiki
Carolina shares her personal story of grief, spiritual awakening, and how Reiki played a role in her fertility and overcoming postpartum depression.

00:05:19 - Focusing on Fertility and Online Transition
Carolina discusses her shift to focusing on fertility healing, moving her practice online, and the impact of Reiki on women's fertility issues.

00:07:06 - Celebrating Fertility Successes
The celebration of nearly 100 babies conceived with the help of Carolina's Reiki practice and the importance of addressing emotional blockages for fertility.

00:10:36 - Women's Health and Legislation
A discussion on the current state of women's health legislation and its impact on fertility treatments and women's choices.

00:13:41 - Defining Fertility
Carolina explains her perspective on fertility and the individualized nature of fertility goals and plans for her clients.

00:16:23 - The Reiki Process
An explanation of what Reiki is, how it works, and its application to womb healing and fertility.

00:19:38 - Client Onboarding and Consultation
The process of how clients start working with Carolina, from initial contact to choosing the right program for their needs.

00:25:49 - Personal Life and Family Activities
Carolina shares a glimpse into her family life, including their plans for a pizza night and enjoying simple, everyday moments.

00:28:28 - Date Nights and Relationship Maintenance
The importance of date nights and maintaining a strong relationship, along with some of Carolina's personal date night experiences.

00:29:43 - Gift for Listeners
Carolina offers a special gift to the podcast listeners, including a six-part Reiki series and a trial of her Make a Baby membership.

00:30:59 - How to Follow and Connect
Information on where to follow Carolina Sotomayor and how to connect with her for those interested in learning more about her work.

Join the Reki Baby Movement

http://carolinasotomayor.com/movement

What they will receive:

• Download the FREE Connect to Your Spirit Baby Now Reiki Guided Meditation
• Join our FREE Facebook Community
• Get 3 days FREE inside the Make A Baby Membership

Support the show

Please subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.
YouTube: Coach Clarence TV
Instagram: www.instagram.com/coachclarence1
Instagram: www.instagram.com/clarencemferguson
Facebook:https://www.facebook.com/groups/fitover40withcoachclarence
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Twitter: https://twitter.com/fitnusbiznus

Coach Clarence delves into the topic of preserving your legacy, discussing it from a financial perspective with a touch of fitness. He emphasizes the importance of considering what you leave behind for future generations, whether it be your family, company, or community. Clarence highlights the common fixation on interest rates in financial decisions and challenges the notion that the lowest rate is always the best choice. He encourages loan officers to move beyond simply selling rates and to provide more comprehensive and personalized service to clients. Check out Coach Clarence on TikTok at TheRealCoachClarence and on Instagram at ClarenceMFerguson for more insights on financial fitness.

[00:00:24] Preserving your legacy.

[00:06:26] Interest rates and loan risk.

[00:09:50] Preserving your legacy with trust.

[00:13:56] Utilizing a living trust.

[00:15:20] Setting up a living trust.

[00:20:41] Keeping relationships drama-free.

Support the show

Please subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.
YouTube: Coach Clarence TV
Instagram: www.instagram.com/coachclarence1
Instagram: www.instagram.com/clarencemferguson
Facebook:https://www.facebook.com/groups/fitover40withcoachclarence
Linkedin:https://www.linkedin.com/in/clarencef/
Pinterest: https://www.pinterest.com/CoachClarence/
Twitter: https://twitter.com/fitnusbiznus