Universal Life

More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings.

If someone told you to put 25% of your net worth into a life insurance policy, would you? Thousands do—after being sold on the dream of tax-free income, market growth with no downside, and a secure retirement. But the truth behind Indexed Universal Life (IUL) insurance is far more complicated—and far more dangerous—than the sales pitch suggests. In this no-nonsense guide, you’ll learn what the agents don’t tell you: IULs are built around complexity, hidden fees, and unrealistic assumptions, and they’re pushed not because they’re good for you, but because they’re wildly ...

Manifest Like a Master presents a proven path to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience. You will learn how to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience.

The wealthy are getting ready to take every penny you have and you will not see it coming. They will accomplish their goals through using the government and controlling how policies and rules will be dictated. The author provides evidence using the power of the Index Universal Life Insurance Policy as the financial tool to protect the poor and middle class to obtain and control wealth just as the wealthy. If not, you will become enslaved at a greater number than before!!! Debt has no color age or number!!! But they will use race, entertainment, television as distractions while changing laws...

"This is science writing as wonder and as inspiration." —The Wall Street Journal Wall Street Journal From one of the most influential scientists of our time, a dazzling exploration of the hidden laws that govern the life cycle of everything from plants and animals to the cities we live in...

The 7 Universal Laws is a revolutionary framework that will help entrepreneurs and managers, psychologists, therapists, and coaches create rapid transformations for themselves and their clients. In this easy-to-understand book, Monica Ion and Stefan Irimia demonstrate how the same unbreakable rules of math and physics can be applied to the human mind to resolve the most painful problems faster than therapy and more effectively than coaching.

Indexed Universal Life Insurance (IUL) is one of the fastest growing financial products on the market. There are a lot of ways to sell an IUL. As an agent, here is a simple system I used to sell Indexed Universal Life.

The author of the legendary #1 New York Times bestseller The Seat of the Soul shows us step-by-fascinating-step how to create a life of love and where that will lead for humanity in this “unique and transformative book” (Ellen Burstyn, Academy Award–winning actress). Internationally...

Christ is the visible image of the invisible God. He existed before anything was created and is supreme over all creation,for through him God created everything. . . . He existed before anything else, and he holds all creation together. —Colossians 1:15–17 Like a vast, ever-growing Tree of Life, Christ—the expression of Divine love—expands endlessly throughout the universe. This is the perspective of ancient Celtic spirituality, and it is this concept that Ray Simpson reveals in his poem-prayers. Inspired by the traditional Celtic style of prayer, he gives words to our individual ...

As many self-help gurus will tell you, we are the summation of our daily habits. What has so far been missing is a comprehensive guide to which habits are most valuable to us and how they work together as a system, for the best impact on our lives. This invaluable book by Dr. Andrew Abela shows how attaining virtue requires not a herculean effort but, rather, steady daily practice, which is accessible to all. He explains how the genius of a thirteenth-century philosopher-monk codified the super habits into a veritable human operating system, one that’s more relevant today than ever.

Developed by Dr. Nabil Fanous - a surgeon, university professor, and sought-after speaker - The Universal Rules of Life offers valuable insights into effective time-management, personal fulfillment, and the path to professional success.

It has been nearly five decades since Shirley MacLaine commenced her brave and public commitment to chronicling her personal quest for spiritual understanding. Now Shirley is back -- with her most breathtakingly powerful and unique book yet. The Camino is the story of a riveting odyssey that...

Corridor of Destiny is one of those rare, inspirational books revealing a restless young woman’s journey of destiny, healing, and truth—to live the best version of herself. This true story is both deeply personal and universal. Candace’s adventures call us to remember something timeless about who we are and why we are here, and to embrace the energies, insights, and wisdom available to us all that may not be immediately obvious.

Have you read about the universal laws but don’t know how to apply them in your daily life? This workbook is the practical tool you’ve been looking for. Here you’ll find: The 33 Universal Laws explained clearly and simply Practical exercises to integrate each law into your day‑to‑day life Powerful affirmations to elevate your vibration Reflection spaces to write down your experiences, insights, and progress This is not just a book: it’s a manual for personal transformation. Work through each law at your own pace — one per day or one per week — and watch your life align with ...

In Be the One, author and speaker Justin Prince shares a roadmap, an instruction manual, that lays out simple but powerful steps you can take—today—to redesign your future and live an unforgettable life. Regardless of your roots, your background, your education, your experience, your resources, or your lack thereof.

Are you tired of self-help books that sound inspiring but leave you in the same place? You’ve tried staying positive. You’ve taken courses, read books, and written down your goals. But despite your best efforts, meaningful change still feels distant. You know you’re capable of more—more peace, more success, more confidence—but something keeps getting in the way. Why? Because wanting change isn’t enough. Hoping for change isn’t enough. What’s missing is a consistent method that works with how your mind actually functions. This Little Book Will Change Your Life gives you that method.

New York Times mega-bestselling author of The Seat of the Soul, Gary Zukav takes a giant leap forward in his message, with this guide to the next level of spiritual growth. "THE LONGEST JOURNEY YOU WILL MAKE IN YOUR LIFE IS FROM YOUR HEAD TO YOUR HEART." With the rare combination of profound...

Have you ever felt that there’s something more to life—an underlying purpose, a deeper meaning that just seems out of reach? A feeling that your soul is calling for something greater? If so, you're not alone. Earth School is for those who are searching for a deeper connection, a greater understanding of who they are and why they’re here. In this powerful book, Mitch Deutsch invites you on a transformative journey to explore the mysteries of life, diving into the depths of spiritual growth, healing, and self-discovery. The book offers a compassionate, grounded approach to spirituality,...

Book 2 in The Inner Power Series — Build on the life-changing principles of Vibe Check: How Your Thoughts Create Your Reality and design a life that reflects your highest self. For the perfect foundation, start with Book 1, Vibe Check, before diving in. What if your thoughts weren’t just private musings — but blueprints? In The Mind Architect, Charles Santana reimagines the timeless principles of The Master Key System for a new generation. With clarity, power, and modern insight, he guides readers through 24 transformative chapters designed to unlock the creative power of the mind. ...

Harness the power of Indexed Universal Life, the most lucrative financial tool ever created. In this report you will learn seven crucial components that an I.U.L. should have in order to maximize your retirement plan. For more information about Indexed Universal Life and other concepts that 'protect and grow your money' visit www.empowermentconcepts.com.