Universal Life

More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings.

If someone told you to put 25% of your net worth into a life insurance policy, would you? Thousands do—after being sold on the dream of tax-free income, market growth with no downside, and a secure retirement. But the truth behind Indexed Universal Life (IUL) insurance is far more complicated—and far more dangerous—than the sales pitch suggests. In this no-nonsense guide, you’ll learn what the agents don’t tell you: IULs are built around complexity, hidden fees, and unrealistic assumptions, and they’re pushed not because they’re good for you, but because they’re wildly ...

Discover the hidden laws that shape your reality — and learn how to use them to manifest with ease, confidence, and divine flow. In Becoming Magnetic: The 12 Universal Laws for Manifesting Your Best Life, you’ll awaken to the truth that the universe is not random — it’s responsive. Every thought, emotion, and intention you release carries a vibration that shapes your experience. When you understand and align with these twelve powerful laws, you’ll begin to attract what matches your highest energy — peace, purpose, love, and abundance. Inside this inspiring spiritual guide, ...

The wealthy are getting ready to take every penny you have and you will not see it coming. They will accomplish their goals through using the government and controlling how policies and rules will be dictated. The author provides evidence using the power of the Index Universal Life Insurance Policy as the financial tool to protect the poor and middle class to obtain and control wealth just as the wealthy. If not, you will become enslaved at a greater number than before!!! Debt has no color age or number!!! But they will use race, entertainment, television as distractions while changing laws...

Jeremy works at the Video Hut in Nevada, Iowa. It’s a small town in the center of the state—the first a in Nevada pronounced ay. This is the late 1990s, and even if the Hollywood Video in Ames poses an existential threat to Video Hut, there are still regular customers, a rush in the late...

Spiritually, there are no secrets, no mysteries. All that is, is available to all of us. If we have a desire or a need to know and understand, and express this through our activities, our actions to discover the same, then we too will discover or uncover what was previously not seen or known. This then patiently applied in the life will lead to further understanding and discovery. Engage the life and the discoveries, but be willing to meet these with an open mind. What is the point in attempting to understand or uncover if the truth will not be believed? Have an open mind then, apply what ...

"This is science writing as wonder and as inspiration." —The Wall Street Journal Wall Street Journal From one of the most influential scientists of our time, a dazzling exploration of the hidden laws that govern the life cycle of everything from plants and animals to the cities we live in...

You have within you an unlimited capacity for extraordinary love, for joy, for communion with life, and for unshakable freedom—and here is how to awaken it. On The Wise Heart, celebrated author and psychologist Jack Kornfield offers an accessible, comprehensive, and illuminating guide to the...

What if life is not happening to you… but responding to you? Every day, we make choices, form habits, and react to situations—often without understanding why life unfolds the way it does. We search for peace in success, validation, and external achievements… yet something still feels missing. Because the truth is simple: Life follows laws. Invisible principles that shape your thoughts, your actions, and your experiences—whether you are aware of them or not.

As many self-help gurus will tell you, we are the summation of our daily habits. What has so far been missing is a comprehensive guide to which habits are most valuable to us and how they work together as a system, for the best impact on our lives. This invaluable book by Dr. Andrew Abela shows how attaining virtue requires not a herculean effort but, rather, steady daily practice, which is accessible to all. He explains how the genius of a thirteenth-century philosopher-monk codified the super habits into a veritable human operating system, one that’s more relevant today than ever.

The author of the legendary #1 New York Times bestseller The Seat of the Soul shows us step-by-fascinating-step how to create a life of love and where that will lead for humanity in this “unique and transformative book” (Ellen Burstyn, Academy Award–winning actress). Internationally...

In Indexed Universal Life Insurance In Action, Sherida L. Stevens demystifies one of personal finance's most versatile and underutilized tools. Whether you're aiming to safeguard your family’s future, build a tax-advantaged retirement, or create generational wealth, this guide will walk you through much of what you need to know about Indexed Universal Life (IUL) insurance.

Are you ready to elevate your consciousness and realize your divine potential? David Ahearn's *The 12 Universal Laws* guides you through the intricate design of the Universe, making profound spiritual principles accessible to all. In a world often overwhelmed by helplessness, these ancient laws, once known only to select yogis and mystics, are revealed to empower and transform your life. Dive into the timeless wisdom reintroduced through spiritual classics like *The Secret*, and discover how to integrate these powerful principles into your daily routine for personal and collective well-...

The Sovereign of All Life: The Enduring Mysticism and Universal Influence of Prajapati in Hindu Cosmology takes readers on a profound journey into the heart of one of the most enigmatic and revered figures in Hinduism. Prajapati, often seen as the primordial creator and cosmic architect, is a deity who transcends time, space, and mortal understanding. This book uncovers his timeless wisdom, tracing his role not only in the creation of the universe but also in its continued balance, evolution, and ultimate dissolution. Drawing from the Vedas, Upanishads, Puranas, and other sacred texts, this...

The money you have today is the result of your actions. Your business is the result of your actions. Your relationships are the result of your actions. Your health is the result of your actions. But where do actions come from? They are driven by your emotions. And your emotions… are determined by how your mind interprets external events. Here’s what most people never realize: You can change your money, your business, your relationships, your health… by changing a single thing. Your interpretation.

Christ is the visible image of the invisible God. He existed before anything was created and is supreme over all creation,for through him God created everything. . . . He existed before anything else, and he holds all creation together. —Colossians 1:15–17 Like a vast, ever-growing Tree of Life, Christ—the expression of Divine love—expands endlessly throughout the universe. This is the perspective of ancient Celtic spirituality, and it is this concept that Ray Simpson reveals in his poem-prayers. Inspired by the traditional Celtic style of prayer, he gives words to our individual ...

It has been nearly five decades since Shirley MacLaine commenced her brave and public commitment to chronicling her personal quest for spiritual understanding. Now Shirley is back -- with her most breathtakingly powerful and unique book yet. The Camino is the story of a riveting odyssey that...

In Be the One, author and speaker Justin Prince shares a roadmap, an instruction manual, that lays out simple but powerful steps you can take—today—to redesign your future and live an unforgettable life. Regardless of your roots, your background, your education, your experience, your resources, or your lack thereof.

Manifest Like a Master presents a proven path to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience. You will learn how to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience.

New York Times mega-bestselling author of The Seat of the Soul, Gary Zukav takes a giant leap forward in his message, with this guide to the next level of spiritual growth. "THE LONGEST JOURNEY YOU WILL MAKE IN YOUR LIFE IS FROM YOUR HEAD TO YOUR HEART." With the rare combination of profound...