Personal Financial Intelligence

Since its release in 2006, Financial Intelligence has become a favorite among managers who need a guided tour through the numbers, helping them to understand not only what the numbers really mean but also why they matter. This new, completely updated edition brings the numbers up to date and continues to teach the basics of finance to managers who need to use financial data to drive their business.

When people reflect on developing their financial IQ, they want more out of life. So, to get what they don’t have, they contemplate doing something they have never done before. They know that doing the same thing repeatedly yet expecting different results is the description of insanity. If you are attempting to making money work for you, there are several steps you should take to make this happen. Personal finance is an often-overlooked area in the American educational system.

Using the groundbreaking formula they introduced in their book Financial Intelligence: A Manager's Guide to Knowing What the Numbers Really Mean, Karen Berman and Joe Knight present the essentials of finance specifically for entrepreneurial managers. Drawing on their work training tens of thousands of people at leading organizations worldwide, the authors provide a deep understanding of the basics of financial management and measurement, along with hands-on activities to practice what you are learning.

Financial Illiteracy Is Costing You More Than $35,000. Here’s How to Change That: Did you know that the average millennial in the US is $36,000 in debt? Sound familiar? You’ve just gotten out of college and you’re overwhelmed by student loan payments. Not only that, an entry-level job is keeping you from earning the money that would support the lifestyle you desire. So, what can you do about it? Is there any way to gain financial stability as early as in your 20s or 30s? Of course there is! And the answer happens to be a whole lot simpler than what you may imagine when thinking of ...

Whenever you hear someone speak personal finance, do you feel like you’re learning a foreign language? Do you feel lost when reading or hearing financial terminology from your bank, insurance, investment agent, or the IRS? You’re not alone! If you cannot comprehend basic financial concepts, such as interest compounding and financial risk diversification, you're paying higher transaction fees, you pile up unmanageable debts, and you also end up paying higher interest on loans.

Making the best possible transition from work life to home life requires a high level of Retirement Intelligence or Retirement Quotient (RQ). This is the new, more comprehensive measure of personal retirement readiness and the X factor that has been missing from traditional planning conversations and decisions. In his ground-breaking book, Robert Laura questions everything about traditional planning and fosters a new, more holistic approach to life after work by putting “you” ahead of your money. Join him as he: Explains the many fatal flaws of traditional retirement planning and how it...

Do you have dreams of becoming an entrepreneur? Are you tired of working for the big man and want to become your own boss? Are you afraid to invest in a business and then fail? If you relate to any of these questions, then this book can help guide you and make you feel at ease about everything you will need to know and change to help you become a successful entrepreneur.

Do you want to master your financial life by putting into action The 7 Habits of Financial Intelligence? This book will give you a powerful process to guide you on your financial journey. Money mindset ---> 7 Habits --> Financial Freedom If you believe a successful life should be balanced, so does your finances. A successful financial life has a set of habits that need to be present in your routine to allow you to make money, keep what you earn and expand it. Without these habits, you can eventually make money, but you’ll most likely lose it all. Or maybe you’ll make money and...

This book will give you proven steps and strategies on how to reorganize your lifestyle in order to improve your finances. It will explore the mindset of the rich and show you the secret strategies taken by the rich towards financial freedom. Before you reach the end of this guide, you will understand all the basics of financial education.

Break the Cycle: Build Generational Wealth Using the Power of Artificial Intelligence Are you the first in your family trying to figure out money, investing, and now artificial intelligence all at once? If you didn't grow up with financial wisdom shared at the dinner table or inherit a family business, you're a first-generation wealth builder facing a steeper climb. But with artificial intelligence as your ally, that path has never been more achievable. First-Gen Wealth Builder with Artificial Intelligence transforms complex financial concepts into actionable strategies designed ...

In this groundbreaking book, a #1 bestseller in South Korea, a financial guru shares the secret to building your fortune using your emotion and opens the door to a new world full of hope and prosperity. When Wharton MBA Jooyun Hong went searching for the key to increasing wealth in a time of...

In Cents to Intelligence: A Parent’s Guide to Raising Children with a High Financial IQ, author and parent Sam Wilson shares an innovative and unique approach his wife and he used to successfully instill a high financial intelligence quotient (IQ) in their two favorite daughters from the time they were in early elementary school through that millennial adulting phase.

Your teen aced the test. Then blew the paycheck! Here's why. Money decisions are emotional decisions. • Impulse Spending • Peer pressure • Fear of missing out • Stress about the future Intelligent, capable young people make financial mistakes when emotions override judgment. Financial literacy books for teens focus on mechanics — budgeting, saving, investing, credit. They are essential. But math is not enough. You must understand the psychology behind choices. Mind and Money Mastery for Teens and Young Adults integrates two disciplines rarely taught together: financial literacy ...

This clear and concise book will help you better understand the universal language of business, and will demystify the financial terminology and concepts that are used to measure an organization’s performance. Do you want to go to the highest high of your organization? Would you like to enhance your business acumen, so any employer in any industry in any part of the world can see your value? If so, this book is a must-listen and, more importantly, a must-do.

Transform the way money works in your life. Many of us grow up without ever learning anything about managing money or building wealth. Financial intelligence isn’t taught in school, and unless you grew up rich, it probably wasn’t taught in your home either. Creating financial freedom requires much more than just understanding numbers. The true secret to building wealth and achieving financial independence lies in the way you think about money. The Psychology of Money will teach you how to spend less, invest better, and make more money.

How much do you actually know about money and our financial system? For everything that we get taught at school, an understanding of how money works and managing finances is not one of them. Perhaps you know that you have a tendency to waste money, and you tend to use it in a negative and unhealthy way. Or, maybe, you are looking for guidance on how you can use your money more effectively. There is no shying away from the fact that this process takes patience and practice, but if done correctly, you can experience financial freedom.

It takes making intelligent financial decisions to gain financial independence. There are financial laws that must be understood and put into practice for us to have financial freedom. The wealthy invest while the rest of the people either only spend money or save money. Financial freedom comes from investing the money that comes to us in income-generating assets, vehicles that continually bring money. Systems are principles that make things happen. Systems are processes that work together to bring certain results. The world runs on systems and wealth creation takes systems. It takes ...

If money makes your chest tighten, your mind race, or your stomach drop, you’re not alone. Many adults quietly struggle with money anxiety, financial fear, and years of money avoidance—not because they’re irresponsible, but because no one ever taught them how to feel safe with money. When every bill triggers panic, when budgeting feels overwhelming, or when shame keeps you from even checking your balance, it’s not a lack of discipline. It’s a nervous system stuck in protection mode. This compassionate guide helps you understand why financial stress, money shame, and emotional ...

Mind Unchained is the blunt, practical handbook for real life that you should have gotten from school and your parents, but did not. Instead of vague motivation or recycled clichés, this book walks you through the hard subjects nobody explained clearly: how your mind works, how people really behave, how money actually functions, and how systems like taxes and the law can either crush you or protect you depending on what you know. If you grew up without a stable consistent role model or with parents who were too stressed, distracted, absent, or broken to guide you, this is the “missing ...

Financial health, physical health, and happiness are profoundly interconnected. It's almost impossible to enjoy any one of these without the help of the other two. The authors describe this phenomenon as the intersection of money, health, and happiness. Leveraging Your Financial Intelligence will teach you a powerful values-based approach to achieving your most important life goals. As you take steps to improve your financial well-being, you'll discover that leveraging your financial intelligence will also fuel your physical and emotional well-being.