In this episode "Unlock the power of smart investing with our podcast, Factor Based Investing! Join us as we delve into the fascinating world of factor investing, where we explore the science behind successful investment strategies. From value and momentum to quality and low volatility, we'll break down the key factors that drive market returns and help you build a robust investment portfolio. Whether you're a seasoned investor or just starting out, our expert guests and insightful discussions will provide you with the knowledge and tools you need to navigate today's complex financial landscape and achieve your long-term investment goals. Tune in to Factor Based Investing and take control of your financial future!"

Speaker - Shikha Sood, Head - Products

In this episode of 'Learn with RG,' Radhika Gupta, the MD and CEO of Edelweiss Mutual Fund, provides insightful guidance on how to review your investment portfolio. She offers a clear distinction between passive and active funds, sharing her unique perspective on their respective benefits and drawbacks. Additionally, she emphasizes the critical importance of aligning your investment choices with your financial goals and the necessity of regularly assessing your portfolio to ensure it meets those goals.

Key Takeaways:
· Market downturns are a part of the investment journey. Continuing your Systematic Investment Plan (SIP) during these periods can help you benefit from lower purchase prices, ultimately enhancing your returns when the market recovers.

· When selecting Asset Management Companies (AMCs), prioritize those you trust and those with a strong track record in their specialized investment areas. This ensures that your investments are managed by experts with proven success in specific market segments.

· Keeping your portfolio limited to 5-6 well-chosen schemes helps maintain focus and manageability, avoiding the complexity and potential overlap that comes with holding too many schemes.

· Regularly increasing your SIP contributions can significantly boost your investment corpus over time. This approach leverages the power of compounding, allowing your investments to grow more substantially as you incrementally increase your contributions.

In this episode of ‘Learn with RG’ you will learn that while money can mean different things to different people, it really should not define your sense of self-worth. You are more than the money that you earn. Join us personal value and finances, with a special focus on investing.

Key takeaways:

· It is often said that money can’t buy you happiness. Well, this is only half true. While money itself cannot buy you happiness, it does serve as a means to an end. Happiness comes from achieving your goals – some of which come from personal achievements and some of which need to be acquired with money.

· The way parents and children interact about money is now changing. Those who are currently in their 40s and 50s, were brought up in an India of scarcity. Money had a different definition for them. On the other hand, our children are growing up in an India of abundance. Inevitably, their relationship with money is going to be different.

· Gratitude and greed: It is said that no amount of money is too much money, which means that it is never enough. However, one thing that can help you feel satiated about money is having gratitude. Always be grateful for what you have and remember that there are always 5-10 people behind you. At the same time, always avoid being greedy and avoid the ‘thoda aur’ attitude.