We sit down with Kerry Ward, an experienced Insurance Agent at Darr Schackow Insurance, to delve into the complexities of the current insurance market. On this episode, we cover a range of essential topics, including the present state of the insurance market and understanding flood insurance coverage and requirements. Kerry shares insights on how Gainesville's insurance landscape compares to other regions in Florida and the potential impacts of a catastrophic hurricane hitting our area.

We discuss key factors influencing homeowners insurance premiums and provide a detailed walkthrough of the insurance process after going under contract for a home. Our conversation also addresses the importance of the 4-point inspection, covering the electrical system, HVAC system, plumbing system, and roof. Kerry highlights the benefits of completing a pre-inspection when selling your home and shares essential considerations for both home sellers and buyers. We also touch on renovation home insurance policies and analyze the recent spike in insurance rates, offering tips on securing the best coverage.

Tune in for this comprehensive discussion to gain valuable insights and practical advice on navigating the world of homeowners insurance, whether you're buying, selling, or renovating a home.

We sat down with Matt Peck, owner of HouseMaster in Gainesville, Florida, a home inspection company that provides many types of inspections, from general to wood destroying organisms, and almost everything in between. What’s everything, you might ask? Well, Matt dives into the different types of inspections, why buyers AND sellers should have them, and what types of home nightmares might be discovered during one! If you’re curious to know what types of home inspections there are and which you should get when buying or selling, then you’ll want to listen to this episode.

Contact Matt:

(352) 472 - 5552

https://housemaster.com/gainesville-home-inspection

Follow me:

https://linktr.ee/annaolcese

Podcast regular, Mortgage Banker with Ameris Bank, Dan Coffey, discusses questions that first-time buyers have about how to prepare to buy a home in the future and how Private Mortgage Insurance, or PMI, can actually help save a buyer money when purchasing a home, and often how it can make a home more affordable. As Dan always says, “the only time better to buy a home than today was yesterday!” If you’re a first-time home buyer or a repeat buyer who wants to know more about the advantages of PMI, then you’ll want to listen to Dan’s insights.

Episode Resources:

• Dan Coffey: https://bankers.amerisbank.com/fl/gainesville/dan-coffey-208400