Welcome to the Finance Roundtable, where we demystify money with your hosts Professor Jacob Gold, Michael Cochell, and Kelvin Gold. Sit back, relax, and enjoy the show.

In this special episode, we're thrilled to welcome Jed Collins, a former NFL fullback who has successfully transitioned from the football field to the world of personal finance. Jed shares his journey from tackling opponents to tackling financial literacy, offering insights that can benefit everyone, whether you're a student, a professional, or just starting out.

In this episode, we cover:

• Jed's Journey: From NFL fullback to financial educator.
• Key Financial Lessons: The crucial money management tips Jed wishes he knew during his NFL days.
• Decades, Not Days: Understanding the importance of long-term financial planning.
• Cash Management: How to manage your burn rate and set up a portfolio paycheck.
• Financial Literacy: The impact of Jed's Money Vehicle program in high schools and with NFL teams.
• Athletes as Businesses: How the perspective of professional athletes on money has evolved.

Benefits for listeners:

• Inspiration: Jed's story of transformation and passion for financial education.
• Practical Advice: Actionable tips on budgeting, investment, and managing finances.
• Expert Insights: Learn from a certified financial planner with real-life experience.
• Motivation: Understand the importance of starting early and thinking long-term.

We encourage you to engage with us! Share your thoughts, ask questions, or give feedback. You can reach out to us via our website FinanceRoundtable.com, or follow us on social media @FinanceRoundtable.

Tune in to discover how you can take control of your financial future, just like Jed Collins did. Join us and transform your approach to money management today!

Unlock the secrets of a financially stable retirement with the help of Elaine Simmons, a seasoned Social Security Administration virtuoso with 34 years under her belt, as she joins us to demystify the complexities of Social Security. Get ready to learn why your approach to Social Security should rival the care you give to managing a multi-million dollar asset and how to avoid the emotional pitfalls that could jeopardize your golden years. Elaine doesn't just bring her expertise to the table; she brings actionable strategies for couples, insights on the often misunderstood implications of early benefit claims, and the undeniable reasons why integrating this pillar of retirement into your financial plan is non-negotiable.

This episode isn't just about making the most out of Social Security; it's a clarion call to proactively engage with the future of the system itself. As we navigate the turbulent waters of reform, understanding the implications for personal investment and the broader economy becomes paramount. Elaine Simmons doesn't shy away from tough topics like altering the earnings test or adjusting the full retirement age. She empowers you to personalize your retirement strategy, challenges the over-reliance on the break-even point, and underscores the weight of spousal benefits in your planning efforts. By the end of our discussion, you'll have the confidence to challenge misconceptions, the knowledge to seek quality advice, and the conviction to take control of your retirement destiny.

Welcome to Finance Roundtable, the podcast dedicated to demystifying money. In this episode, Professor Jacob Gold, Michael Cochell, and Kelvin Gold dive deep into the world of finance, bringing you insights, expert opinions, and valuable discussions. Get ready for an enlightening conversation as the hosts are joined by special guest David Giroux, a seasoned investor and renowned figure in the financial world.

In this episode:

• Exclusive Guest: David Giroux: Join the hosts in welcoming David Giroux, a two-time Morningstar Mutual Fund Manager of the Year for the T. Rowe Price Capital Appreciation Fund and a key figure in Barron's Roundtable.
• Insights from the Barron's Roundtable: Discover the behind-the-scenes dynamics of the prestigious Barron's Roundtable, where David shares experiences and sheds light on the process.
• Market Predictions and Volatility: Gain valuable insights into market predictions, volatility, and the factors influencing the finance landscape, especially in the context of recent events.
• AI and its Impact on Productivity: Explore the early days of Artificial Intelligence (AI) and its potential impact on productivity. David shares forecasts, discussing the transformative role of AI in various industries.
• Investing in Companies, Not Markets: Learn the importance of investing in individual companies rather than focusing solely on market trends. David emphasizes the significance of understanding the companies that make AI advancements possible.
• Market Sentiment and Investing Strategy: Uncover valuable tips on navigating market sentiment and making strategic investment decisions, including the counterintuitive approach of adding risk assets when things feel challenging.
• The Future of AI and Market Dynamics: Delve into the potential outcomes of the AI revolution, considering the competition among semiconductor companies and the shifting dynamics in the tech landscape.

Whether you're a seasoned investor or just starting your financial journey, this episode offers a wealth of knowledge and practical insights. Tune in to the Finance Roundtable and join the conversation that transcends market trends, providing you with the tools to navigate the ever-evolving world of finance.

Don't miss out on this enlightening episode! Sit back, relax, and enjoy the Finance Roundtable podcast. Remember, the best investments are the ones you understand.