• Addressing the SBA Default Crisis ft. Jane Castro, Kay Anderson, and Mike Breckheimer | Ep. 175

  • Mar 20 2025
  • Length: 46 mins
  • Podcast

Addressing the SBA Default Crisis ft. Jane Castro, Kay Anderson, and Mike Breckheimer | Ep. 175

  • Summary

  • This week on The Art of SBA Lending, we're tackling one of the hottest topics in the industry: the rising SBA default rates. With concerns mounting over repayment trends, economic conditions, and policy shifts, it's time to cut through the noise and get to the facts.

    Ray Drew and an expert panel of Art of SBA contributors discuss:
    ➡️ The 3.69% default rate—how bad is it, really?
    ➡️ Why defaults are rising and whether it's just economic cycles catching up
    ➡️ How lenders can proactively manage risk and prevent unnecessary losses
    ➡️ The impact of interest rate hikes vs. SBA rule changes—what’s really to blame?
    ➡️ Portfolio management strategies that separate top-performing lenders from the rest

    Join Ray Drew, Jane Castro, Kay Anderson, and Mike Breckheimer as they analyze the numbers, break down borrower trends, and debate what lenders should be doing right now to navigate the shifting landscape.

    💬 Is the concern overblown, or should lenders be worried? Drop your thoughts in the comments!

    🎙This episode is sponsored by:

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    SBA Jobs Board

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    Loving The Art of SBA Lending episodes? Make sure to follow along with our sister shows, The BDO Show and SBA Today, each week with the links below!

    https://www.youtube.com/@TheBDOShow

    https://www.youtube.com/@SBAToday

    Head to http://www.artofsba.com for more information and to sign up for our must-read monthly newsletter to stay up to date with The Art of SBA Lending.

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