Personal Finance for Teens and College Students

101 Money Secrets You Wish You Learned in High School

By: Julian Paul

Narrated by: Jeff Bower

Develop a healthy relationship with money as you prepare for adulthood.

Financial freedom is everybody’s end goal. But unfortunately, not everyone gets to achieve it because of the wrong information, wrong habits, or both.

Whether you’re born into poverty or with a silver spoon, financial independence is within your reach if you practice the right money habits.

And there’s no better time than now to start equipping yourself with practical financial strategies.

Inside this not-so-conventional but extremely helpful guide, you will discover:

• One hundred one financial lessons to wake you up to reality: the real world is harsh, but there are resources every young adult must know about.
• The fundamentals of the money game and how to avoid common traps: win the game by arming yourself with valuable knowledge.
• The three villains working hard (and often together) to bring your money down: discover practical financial strategies to defeat each one of them.
• The ancient and powerful practice of saving, and why merely saving is not enough: money lessons from over 1000 years ago are still applicable today.
• The do’s and don’ts of working with financial professionals: failure to do it properly can lead to enormous wastes of money and time.
• How to manage and work on student and personal loans: discover two effective methods to become debt-free ASAP.
• Beating the "invisible enemy": discover anti-inflation techniques by copying what the world's largest businesses do
• Explore why typical “financial education” is a scam and will not teach you financial literacy: former professional reveals the inside truth…

And much more!

So if you want to learn how to win the money game, you should listen to this audiobook!

©2022 Julian Paul (P)2022 Julian Paul

Great tips

An easy to follow and well narrated audible that gives you a lot of tips and tricks to better understand how personal finance works. The audible had a great level of detail and has lots of advice to get started straight away. A must listen for any teen or college grad.

I wish I had read this book as a teen!!

I listened to this book as a preview to share with my son, who is fast entering teenager-hood. It was absolutely mind-opening the perspectives and information shared in the book that are not a part of general financial literacy. I genuinely wish that personal finance in this amount of depth were taught in middle and high school. I learned so much that I didn't know, misconceptions about money management, helpful and practical tips for how much to save and spend. Highly recommend as it was easy to understand for a beginner like me. I plan to share this with my son and both of us learn from the Julian Paul's wisdom!

A Must Listen for Young Adults!

I wish I had this audiobook when I was a teenager! It breaks down money management in a way that actually makes sense no boring lectures, just real world advice that’s easy to apply. From budgeting to smart investing, I finally feel like I have a plan for my financial future. Whether you're in high school or college, this is the crash course in money they should’ve taught in school. Highly recommend for anyone wanting to get a head start on financial success!

101 Money Secrets

Personal Finance for Teens and College Students: 101 Money Secrets You Wish You Learned in High School is a straightforward, engaging guide that breaks down essential financial concepts for young adults. From budgeting and saving to credit and investing, the book delivers practical advice in bite-sized, easy-to-digest tips. It's perfect for teens or college students just starting to manage money. Clear, relatable, and empowering—this is the kind of financial head start every student deserves.

The money secrets your parents never told you

If you're looking for a comprehensive guide on personal finance tailored to the needs of teens and college students, this book should move up your list! Written by Julian Paul, it unlocks 101 money secrets that every young adult should know about. It dives deep into the fundamentals of financial literacy, detailing strategies to win the money game and ways to defeat debt traps. At its core are ancient money lessons from over 1000 years ago that are still applicable in modern times. This book is an essential resource for anyone wanting to gain control over their finances and make sound decisions during these critical years of transition into adulthood.

Personal finance is finally making sense to me!

I really wish I had listened to this audiobook sooner. It breaks down personal finance in such a clear and relatable way, especially for teens and college students like me who honestly never learned this stuff in school. The author covers everything from budgeting and saving to credit, investing, and avoiding common mistakes—and it’s all explained in a way that feels easy to follow without being boring or overwhelming.

Great book

This book is a must-read guide for young adults looking to build a solid financial foundation early in life. With clear, relatable advice and practical tips, this book breaks down complex money topics—like budgeting, saving, credit, investing, and avoiding debt—into easy-to-understand lessons. It empowers teens and college students to make smart financial choices and avoid common pitfalls that often lead to long-term struggles. Whether you're just starting your financial journey or want to correct course, this book is an essential tool for achieving financial freedom with confidence.

Personal Financial Goals!

This audiobook was incredible! I've gained much more knowledge from listening to this audiobook than from a Financial class; I'm not even a college student. I've read and listened to many Personal Finance books; however, they fill you with repetitive information you already know. However, this book has many secrets on how to get ahead and provides practical examples of how to make this possible.

I especially enjoyed listening to Chapter 9. (Buy, Borrow, and they you Die). It's an excellent concept that I will be implementing in my life to gain leverage and create generational wealth.

An invaluable text for teens & young adults

The material contained in this audiobook is comprehensive – covering all areas of finance for the young person who aspires to financial growth. The information helps young people navigate the field and saves them from making costly mistakes that will endanger their financial status.

I find particularly impactful chapter 4 which is titled: The Casino’s Advantage. This chapter brings to life the money game, odds, and luck. This information will empower teens to find their edge and increase their odds as they manage their finances in real life, and effectively position them on a path to financial success.

Perfect for My Teens

This book was a perfect one to pass on to my kiddos who are 17 and 20. I often try to teach them the importance of finance and credit so this was a perfect addition to our educational book collection. I really enjoyed it.