Mortgage Finance

When the crash of the U.S. stock market became public knowledge in the fall of 2008, it was already old news. The real crash had taken place silently over the previous year, in obscure financial markets where the SEC doesn’t bother to look: the bond and real estate derivative markets where geeks invent impenetrable securities to profit from the misery of lower- and middle-class Americans who can’t pay their debts. The smart people who understood what was actually happening were paralyzed by hope and fear; in any case, they weren’t talking.

What do the successful NMLS exam students who pass their test first time know, that you don't? Are you eager to become a licensed Mortgage Loan Originator as fast as possible? In order to land your dream job, increase your salary, and work in a thriving, fun, real-estate industry? We want to make that reality come true for you...We've provided all of the up-to-date information you must know, as well as 200 comprehensive practice questions and answers - to ensure you go into your exam with confidence.

Transform your daily routines into productive study sessions with the NMLS SAFE MLO Audio Study Guide–expertly crafted by Davidson’s Audiobooks. Whether you're commuting, exercising, or handling household chores, this comprehensive audiobook is designed to seamlessly integrate into your lifestyle, turning every moment into an opportunity for learning comprehensive Content Aligned with NMLS Standards.

Most buyers are unfamiliar with the process of getting a loan or mortgage and what it really takes to get approved. This is not only important for first time home buyers but experienced owners too. It may have been awhile since a current home owner has purchased a home and acquired a mortgage and the rules change constantly. Buyers get frustrated with all the paperwork and they feel like they are asked for the same items over and over and over again. Most buyers don’t really know what buying power they have. I see both ends of the scale: people who feel they can afford twice as much as ...

Mortgage Club is not your grandmother’s mortgage book. It’s a raw, unfiltered playbook written by two top loan officers who know the industry inside and out. In a world built to confuse borrowers, this book arms you with the rules, stories, and strategies that lenders don’t want you to know.

This book is a true story. Long before Reality TV, bestselling author and speaker Robert G. Allen went to an unemployment line in St. Louis with a documentary crew and challenged four people to turn their lives around using his wealth creation techniques. The Challenge, first released in 1986, is the story of their success and a step-by-step guide to how you can make money in real estate investing. This 30th Anniversary Edition of The Challenge adds to the original story with a new foreword, afterword, and dozens of contemporary author insights and personal observations. The prices of real ...

The truth is, yes, the NMLS exam is very difficult. It covers an extensive and broad assortment of information, and you never know exactly what they are going to ask you about so you do need to prepare for it all. However, this doesn't mean that you have to spend the next 20 years with your nose buried in a pile of study material.

In this newly updated 2018 edition, authors Clayton and Natali Morris help you beat the system by paying down your home loan and saving hundreds of thousands of dollars in interest payments along the way. This step-by-step system only works with understanding and a disciplined plan. Clayton and Natali give you that by breaking it all down for you in this book. They arm you with the knowledge, inspiration, and several game plan options to free yourself from the dead weight of your mortgage.

Why spend 30 years of your life paying interest to the banks and mortgage companies. This book will teach you how to pay down your biggest debt fast. By using this proven strategy, you will save thousands of dollars in interest.

Do you have a mortgage? Is the cost of carrying your mortgage a hefty burden on your finances? If so, you are not alone. You can take control of your mortgage, build equity faster and save years of mortgage payments and thousands in interest. This book will show you exactly what to do to eliminate your mortgage debt quickly. It’s the simplest, most straightforward plan for changing your money habits and paying off your mortgage quickly. And it’s based on results, not pie-in-the-sky fantasies.I have used the same method to pay off my own mortgage faster - so can you!

Profiting from Non-Performing Mortgage Notes is an audiobook that bridges the gap between investor and banker. It's designed to expose the world of banking as it relates to mortgages to show the layman, the average investor, and the sophisticated investor that to become the banker is totally possible.

Do you owe too much money? Are your debts crushing your spirit, embarrassing you, and stressing you out? You’re not alone. The good news is that you can fix that. And this audiobook will show you how. You’re about to learn time-tested strategies for winning your battles with debt. And I’m also going to share with you some strategies for increasing your income, as well as some important precautions you can take to minimize the risk of unforeseen events ruining your plans.

This guide offers a thorough understanding of the NMLS exam, preparing you to excel as a skilled and ethical Mortgage Loan Originator (MLO). Covering federal mortgage laws, financial concepts, ethical practices, fraud prevention, and state-specific requirements, it goes beyond test prep to provide practical, career-ready knowledge.

The exam may be a significant hurdle, but it’s also an opportunity—an opportunity to prove not only your understanding of mortgage principles but also your commitment to upholding the standards that will help you thrive in the field.

Welcome to the other side of the real estate business! Do more deals, maximize your current portfolio to its full potential, and decrease risk - all through mastering finance. Whether it’s through mortgages, student loans, or credit card debt, nearly all of us (especially real estate investors!) are in the note business. The trouble is, most people are on the other side of it: writing checks to note owners rather than cashing checks as note owners.

When I first started investing, I did the worst thing you could do: I followed the crowd. Of course, after six months of grinding, my reward for doing the easy thing was a low credit score and an empty savings account. It wasn’t until I broke away that it all clicked.

Be the Better Broker is a series of books that teaches the core principles of successful mortgage brokering. This volume focuses on the traits, habits, and skills to start forming before you enter the business. This is the top producer starter kit.

In Lienlord, mortgage loan investing expert and former landlord Eric Scharaga offers you proven, time-tested, low-risk investment strategies for developing high-yield monthly passive income without having to worry about stock market fluctuations or managing rental properties. You will learn how Eric became financially independent and scaled up to a steady monthly passive income in a relatively short time using his proven investing plan.

Keep your hard-earned cash with Reducing Your Taxes for Dummies. It's full of year-round opportunities for reducing your tax burden and paying less in taxes each year.

Mortgages are a necessary evil. In order for us to buy homes for our families, most of us have to borrow an eye watering amount of money that is generally paid off at the mortgage company’s pace and on their terms - rather than at our own. Goodbye Mortgage! seeks to explain the simple principals that can be applied over time that will help you dramatically reduce your mortgage balance, thereby saving you thousands, even tens of thousands in mortgage payments.

Built on foundations set in the previous two volumes, Be the Better Broker, Volume 3 is a detailed, step-by-step guide to the client-broker experience. From the opening question - "What's your best rate?" - to the two magic words - "File Complete!" - this book will give you access to the processes, scripts, and strategies used during hundreds of conversations addressing application intake, overcoming objections, the signing of the mortgage commitment, compliance, and insurance documents.