Budget Control

As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall.

When a financial emergency hits, most people aren’t prepared—and typical budgeting advice won’t save you. The Emergency Budget Kit is the no-fluff, step-by-step guide to surviving financial disaster and reclaiming control when money gets tight and panic sets in. Whether you've just lost your job, your income has dropped overnight, or you're drowning in bills with no clear way out, this book shows exactly what to do next—hour by hour, dollar by dollar. Built from real-world crisis management, this 30-chapter survival manual teaches you how to stabilize fast, cut non-essentials, and ...

Budgeting is one of the most important skills to your financial freedom. People either do or don't know how to budget. It's not taught in schools effectively, and most books only give band-aid solutions to help you budget. Don't waste any more time being broke and not knowing why. This audiobook has all the tools needed for a better financial future for you and your family.

Lose Weight, Regain Control & Feel Amazing — With Simple, Proven Recipes! Are you tired of diets that leave you hungry, frustrated, and low on energy? The Dr. Now 1200-Calorie Diet Plan is your step-by-step guide to sustainable weight loss — without feeling deprived. Inspired by Dr. Nowzaradan’s proven medical approach, this book gives you the exact tools, strategies, and recipes you need to succeed. ✅ Why 1200 calories work — and how to lose weight safely ✅ Step-by-step strategies for cravings, stress eating, and busy days ✅ A complete 90-day meal plan with daily menus ✅ ...

Grow a thriving garden in any space—no green thumb required! Struggling with poor soil, pests, or limited space? You’re not alone. With the right approach, anyone can enjoy fresh produce and a lush garden—even on a budget. Beginner's Guide to Raised Bed & Container Gardening makes it simple to create a sustainable, productive oasis in apartments, patios, or small yards. Clear steps and practical tips help you succeed from day one.

This book is brought up in accordance with the subject of Budgeting and Budgetary control. In this book, the subject matter is expressed in clear way so that each and every reader understand the subject easily. In the book, I clearly mentioned the Definitions, Features, Objectives, Advantages, of Budgeting and Budgetary control and explained with suitable examples. Hence, this book will help the readers to understand Budgeting and Budgetary control. I believe that with the help of this book, every reader gets the scope of knowledge which helps them in getting the understanding of Budgeting ...

Are you tired of feeling stressed about money? Do you wish you could finally get ahead, save with confidence, and stop worrying about the future? Smart Money Habits will show you how to take control of your finances — not with complicated formulas or extreme restrictions, but with simple, proven habits that actually stick. In this practical, motivating guide, Mark Sullivan reveals how ordinary people can build extraordinary financial security by making smarter choices every day. Inside, you’ll discover: Why habits matter more than math when it comes to money How to break free from ...

Do you find yourself constantly buying things you don't need or can't afford? Does the thrill of shopping only provide temporary happiness, followed by feelings of guilt and shame? If you're ready to break free from the cycle of compulsive shopping, 30 Days to Stop Being a Shopaholic can help. This practical and insightful workbook offers a 30-day program designed to help you identify and address the root causes of your shopping addiction. Using mindfulness techniques, cognitive behavioral therapy, and other evidence-based approaches, this workbook will guide you through a process of self-...

MILLENNIAL MILLIONAIRE IS THE BOOK THAT WILL MAKE YOU RICH, REGARDLESS OF YOUR FINANCIAL STARTING POINT. In this refreshingly straightforward how-to guide, 29-year-old author and self-made millionaire Blake Konrardy delivers the step-by-step process to quickly accumulate wealth in the modern age. You have the power to get rich. It’s time to unlock that power. Millennial Millionaire will show you: How to take immediate control of your financial life, making small changes to go from zero to $1 million net worth How to increase your income by 50% or more, with precise steps and scripts to ...

What if the greatest threat to American democracy wasn’t tanks in the streets—but line items in a budget? American Austerity: Using Budget Cuts to Strip Rights and Enforce Control is a razor-sharp exposé of how modern austerity is not a fiscal strategy but a political weapon. From dismantling civil rights enforcement and starving public schools, to replacing public institutions with partisan loyalists, this book uncovers the systematic effort to hollow out democracy under the guise of "limited government." Spanning from Reaganomics to Trump’s Project 2025, this 30-chapter ...

The book, Simplified Integrated Project Controls, provides clear guidelines on "how" to manage Project Controls based on Earned Value Management Principles. Accredited by ECSA, the Engineering Council of South Africa, the aim of this methodology is to give the reader the necessary understanding and knowledge of how to set up a simple project, as well as a multi-discipline complex project correctly, which is one of the main reasons for project control failure. It has been found that the methodology in this book, if applied correctly, enhances the performance of most of the project management...

Why Integrate the Scope, Schedule, Budget and Risks? (1) The three most fundamental project control questions are answered more accurately: (1.a) What is the monetary value of the work planned? (1.b) What is the monetary value of the work earned? (1.c) What are the actual costs for the work accomplished? NOTE - The answers are available during each reporting period.(2) To test the realism of the performance measurement baseline/S-curve.(3) The code of accounts is established at the lowest level of the integrated work breakdown structure. (4) Enables the team to conduct more accurate ...

Grow Fresh, Organic Food Year-Round—No Experience or Big Budget Required Tired of overpriced, flavorless grocery store vegetables? Dreaming of growing your own food but feel limited by space, climate, or lack of experience? Greenhouse Gardening Mastery is the ultimate beginner-friendly guide for turning even the smallest balcony, backyard, or remote patch of land into a thriving, eco-conscious oasis—on a budget. Whether you're living in a city apartment, an off-grid cabin, or anywhere in between, this book will show you exactly how to grow herbs, fruits, and vegetables all year—even ...

Unlock the keys to financial success with this powerful two-in-one bundle, designed to take you from financial novice to master of personal finance and credit score optimization. Whether you are just starting on your financial journey or need to boost your credit score, this audiobook will pave the way to financial freedom. Whether you're a young adult trying to understand the world of personal finance or someone aiming to improve your credit score, Mastering Personal Finance 2-in-1 offers comprehensive guidance tailored to your needs.

Are you stuck in negative equity, or worried that it could happen to you?John Cosstick’s latest eBook explains exactly how negative equity can happen to you and the best ways to get yourself out of this difficult situation. This straight-forward guide is written to help you save money on your mortgage payments so you can get out of negative equity as quickly as possible.As a retired Certified Financial Planner, John is the perfect person to help you understand when you need the assistance of a certified financial planner (CFP). A CFP should be at the centre of your advice strategy to ...

Want to shed belly fat and lose weight? Tired of diets that don’t work or cost a lot to follow? Try intermittent fasting today! A lot of women swear by the effect of intermittent fasting where you can lose weight in as little as one week. And you can eat what you want! Still on the fence about fasting? Want to know more? This handy guide will teach you everything you need to know.

Tired of spendin’ too much on food that tastes like regret? Mama T’s Make it, Don’t Buy It is your no-nonsense blueprint for takin’ back control of your pantry, your wallet, and your supper. With over 100 homemade recipes, substitutions, and DIY kitchen fixes, this Southern survival guide shows you exactly how to feed your family without feedin’ corporate nonsense. From scratch-made pancake mix, biscuits, dressings, and snacks to homemade yogurt, butter, spice blends, and cleaning supplies—Mama T walks you through what you’re wastin’ money on and how to stop. You’ll learn ...

BASED ON A TRUE STORY: In the late 1940s after the 2nd World War, a classified government program was created in order to explore the military use of psychics to gain an advantage for their soldiers during armed conflict. At a remote laboratory in the mountains, a secret compound comprised of several hundred test subjects were trained to enhance their abilities with the goal of achieving the skills of telepathy and mind control. Assigned to investigate this covert project, Walter Grant found himself entangled in a web of conspiracy and deceit when he discovered that the residents of the ...

Being in debt is hard. Being financially disciplined is hard. Choose your hard. Your credit history and scores defines who you are. Raise above it, and manage your life to the fullest by taking care of your credit and learning to budget. You won't regret it! This book will help you with the why and the how you need to take control of your financial status, keep your credit great, repair your credit if needed, and takes steps towards budgeting.

This booklet contains simple principles for reducing spurious spending. It also helps cultivate sustainable strategies to get out of debt quickly. I know these principles work and our family financial situation is living proof. Here are some highlights: We purchased our house with cash. We purchased our cars with cash. We do not owe a penny to any credit card company. We have two kids in college and we are able to pay whatever is not covered by their scholarships. They will graduate college debt free. We do not have more income than a usual middle class family. That is to say, you can do it...