The Power of Zero, Revised and Updated

How to Get to the 0% Tax Bracket and Transform Your Retirement
Narrated by: Marc Cashman
Length: 3 hrs and 48 mins
4.5 out of 5 stars (415 ratings)

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Publisher's Summary

An updated edition of the self-published book that sold more than 100,000 copies, with a new chapter on the 2018 tax cuts.

There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes.

The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare - and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep?

In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the zero percent tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the "2017 Tax Cuts and Jobs Act", telling listeners how to navigate the new tax law in its first year of being in effect, and how they can extend the life of their retirement savings by taking advantage of it now.

The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?

Includes a PDF of charts from the book.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio. 

©2018 David McKnight, Ed Slott (P)2018 Random House Audio

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    1 out of 5 stars

Not a retirement finance book. salespitch for LIRP

I earned a lot that i did not know. However, there is a very biased pitch for certain questionable insurance products. I read this for the adjunct things to be learned about taxes in retirement. Then I sought out other books on the topics. The purpose of this book is clearly to sell LIRPs. So read knowing that this in an infomercial. LIRP is the same tool you will hear pitched as "Bank on Yourself". Proceed with caution. There is a lot of info on line about LIRPs to help you balance what you learn here. For instance read Nerdwallets take on these insurance products.

6 people found this helpful

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Everyone ought to read this book!

Most of us think contributing to a 401k, IRA, or some other tax-deferred account is what we’re supposed to do. I never knew this could potentially be harmful to me in the future if not done appropriately. I want to listen to this book ten more times and take detailed notes!! I’ve already purchased his next book on LIRPs specifically. Looking forward to digging into that!

3 people found this helpful

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The Power of Zero refers to 0 Tax Bracket!

I work in the financial area, and I discovered Index Annuities, which were marvelous at not losing money. I thought that was what the title referred to, so I was AMAZED when it was actually about getting into the ZERO TAX BRACKET! An Idea I have Never heard before, and realize it could be a goal for many people. And it goes together well with IUL's ie Index Universal Life plans.

I learned many many spicy tidbits, Like, You don't have to guess anymore if taxes are going up, they are guaranteed to go up when the "Tax cut and Jobs Act" Sunsets on January 1, of 2026! Nothing more needs to happen to get higher rates, as they are scheduled to return to where they were BEFORE the tax law came in to effect.

I got this Book as an Audible, and set the speed for most of it at 1.5, so I listened to half the book, in a few hours on the first night.

This Book is OUTSTANDING, and no, I had no idea who wrote this book before I got it. My company just mentions it a lot, but I had always wanted to get the book, but expected it to be about the Power of not Losing Money in Retirement. Although it is also about that, the bigger picture is more matter of fact, and shows how a person can rely on math rather than emotions to make the good decision to get away from highly taxed investments, and go to ZERO taxed investments for retirement money at least.

Mulesmurf

11 people found this helpful

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Powerful Book!

The book is filled with so much knowledge on programs and concepts that are affecting millions of people! This is a MUST READ. He uses different stories to show as examples and it makes sense. David McKnight is uniquely masterful in his presentation!!
I will be recommending to everyone I talk to!

2 people found this helpful

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Timely and important

Powerful information that is well presented and easily digestible by non-experts. Possibly the most important financial information available.

1 person found this helpful

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Great tax strategy for retirement

Get this book at least 15 years before you retire. It is full of great tax strategies for retirement!

1 person found this helpful

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Maximize your retirement funds

The Power of Zero was a short book with a long list of tools for you to put in place for a tax-free retirement.

1 person found this helpful

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This book on tax-deferred vs. tax-free retirement!

i love this book!! we really need to know where are financial future is heading. this book is a great eye-opener!! must read for a better understanding of tax-deferred and tax-free strategies if you want to maximize your retirement years. many of us don't know what our future holds, most especially when we just follow the crowd and dont do our due diligence!! great book. simple illustration and descriptions!

3 people found this helpful

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Not Applicable

Interesting concepts but I’d you have a pension or are within 5 years of retirement or make a decent amount of money or are reading this book close to the year 2026, none of it applies to you. Of course, you don’t find that out until the next to the last chapter (sigh).

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Great book how to get to the zero tax bracket.

David McKnight does a great job with breaking down how you can get to the zero tax for retirement. Will revisit this book again so much info.