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Publisher's Summary

Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world.

In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

©2014 Lampo Licensing, LLC (P)2014 Lampo Licensing, LLC

What members say

Average Customer Ratings

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    5 out of 5 stars
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Excellent ideas for all ages of children

Great, age appropriate ideas for your children of all ages. Love the stories from his actual children. I began the first day and it has gone very well for my three kids from 6 to 10 years old.

15 of 16 people found this review helpful

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Essential Parenting Advice

If you could sum up Smart Money Smart Kids in three words, what would they be?

Financial advice for parents.

What other book might you compare Smart Money Smart Kids to and why?

Total Money Makeover, Financial Peace

What does Rachel Cruze and Dave Ramsey bring to the story that you wouldn’t experience if you just read the book?

The opportunity to hear Dave and Rachel deliver advice in their own cadence. The ability to hear the narrators passion on the content.

Was there a moment in the book that particularly moved you?

Dave's final chapter "I was that Dad..." - It's as if he's speaking directly to you, empowering you to take control of your family tree, and ultimately change your legacy.

Any additional comments?

Very good overall. Simple concepts to implement with your children. Having already begun discussing the ideas with my kids, I can say the results are immediate - and surprising.

20 of 22 people found this review helpful

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Practical Advice for Raising $ Smart Kids

This book is based on the authors' years and years of experience with helping people learn how to best handle their finances. The fact that this book focuses on raising money smart kids is great seeing that the two authors are a father-daughter team. This is really great to get both perspectives and it's also great for a lot of laughs.

Dave Ramsey and his daughter, Rachel Cruze, do a great job reading their own pieces of their own book.

Apply these principles to your life and your children's life ASAP and you will not be disappointed.

4 of 4 people found this review helpful

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Amazing👍🏽👌🏽👍🏽👈🏽

It's an amazing book that teaches you life lessons my 10 year old daughter even listened to it of course she didn't understand all of it but it's so cute how she try's to understand it👍🏽

9 of 10 people found this review helpful

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Helpful & Practical, but Rachel is too dramatic

Great Stuff
Must Read
Listening is hard due to Rachel's over-the-top drama and wannabe professionalism the entire book.

11 of 13 people found this review helpful

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Prepare your child for financial independence!

If you could sum up Smart Money Smart Kids in three words, what would they be?

Short. Smart. Statregic.

Which scene was your favorite?

Love that Rachel is co-authoring this.

What’s an idea from the book that you will remember?

I wish I had learned this information before I was on my own.

Any additional comments?

This book raised chills up my spine. It is that important and vital.

2 of 2 people found this review helpful

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awesome book

Everything about this book is great! Simple and practical. Would recommend it to every and any parent!

2 of 2 people found this review helpful

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Wish I knew this stuff about 30 years ago

Great book with practical how to that will help every family succeed in their financial management and training their children how to apply the principles to their lives at a young age.

5 of 6 people found this review helpful

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  • Funhog
  • Rocklin, CA United States
  • 03-23-15

Required Reading

A must read for every parent. Buy this for yourself, and gift one to a couple that are expecting. It's that important!

2 of 2 people found this review helpful

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Love this book!!

This book was amazing, taught me a lot about how to teach my kids to handle money, well worth the read!! And I love that Dave and Rachel both read the book to you.

4 of 5 people found this review helpful

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  • Amazon Customer
  • 04-24-18

Awesome

I don’t even have children, but when I do (hopefully) I will use this plan!

1 of 1 people found this review helpful

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  • yana
  • 03-05-18

Great book

This is a must read for every parent, great advice that will help you raise champions.

1 of 1 people found this review helpful

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  • BuyOnce
  • 09-29-18

Thank you Dave and Rachel.

Thank you Dave and Rachel. This is one of the best audio books I've listened to. It's been a most helpful parenting book and we are so grateful to you for writing it and presenting it on audible so well. This will change the lives of our kids if we are money smart parents :) and we intend to be!

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  • Rachel C
  • 10-05-16

A must read!

This is a must read for everyone with children or who has children in their lives!! Easy listening, great advice!!

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    5 out of 5 stars
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  • Daisy
  • 03-09-16

Parent of 4 kids have to teach them well

Easy to listen to. Nice to hear opinions from both sides. I know that I will listen to this again in the future to remind myself of each step to follow.

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  • JASENOMADE
  • 07-20-15

Must read for all parents

Would you consider the audio edition of Smart Money Smart Kids to be better than the print version?

n/a. I only listened to the audio version so I cannot answer to this question.

What other book might you compare Smart Money Smart Kids to, and why?

Rich dad, poor dad by Robert Kiyosaki. Same principles about raising money smart kids.

Have you listened to any of Dave Ramsey and Rachel Cruze ’s other performances? How does this one compare?

no

Was there a moment in the book that particularly moved you?

Yes many but the one that come to mind is the cord given to the oldest kid when she leaves home.

Any additional comments?

Best Fiance book I ever read and recommend this to anyone... will listen to it a second time and shared the book info on social media as I feel the information in the book must be passed on.

0 of 1 people found this review helpful

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  • Anonymous User
  • 12-05-17

havent got kids yet. planning them in late 2018

i personally dont have kids yet. looking forward to re-listening this to in the future. what a great way to look at money. i am not religious- or American. i am Australian so I take what Dave and Rachael say with a grain of salt. i wish my mother taught me more about money. i hope to oven a block of units in the future. defiantly want to be a millionaire!!!

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  • andresa emidio
  • 10-16-17

what a great book for parents

awesome book that help parents to educate the kids about money! Real life examples I loved it. thanks guys

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  • Elizabeth
  • 06-29-16

Practical advice (even for my toddler!)

My husband and I did Dave Ramsey's Financial Peace University when we first got married (we were 19 and 20, and living on very little. But we had no debt and we wanted to learn how to use our money well)

Now, we have a two year old daughter, and I'm glad I listened to Smart Money Smart Kids. It's given me practical ideas I can use with my daughter, even though she's so young