Smart Money Habits for Teens And Young Adults

Personal Finance Guidebook About How to Survive Recession and Achieve Financial Independence with Smart Budgeting, Debt Management, and Investing

By: Ward Nash

Narrated by: Cameron Smith

Length: 3 hrs and 11 mins

Publisher's summary

How not to be living in your parents’ basement by the time you’re 30.

Ever thought about what life would be like if you could finally live on your own and not have others tell you what to do?

Want to know how you can avoid burying yourself in debt as most people do in their 20s?

What if you could start building your wealth today - even if you’re barely 18, with no money and no experience?

If you’re looking for ways to make money fast and become a millionaire through eCommerce…this ain’t it, chief.

But if you’re willing to build long-term wealth at a steady, stable pace…without losing everything overnight…then you’re on the right track.

Now, look - the truth is almost no one you know can teach you what it takes to become rich.

It’s the same reason why so few people make it into "the 1%"…and why 63% of American adults still can’t seem to figure out the money game and are living paycheck-to-paycheck.

Despite what you might’ve heard, It’s got nothing to do with being born into money or making six figures a year.

It’s about knowing how to use your money to make a fortune in the long run.

That’s what this book is for - It provides easy-to-follow strategies and real-life examples to help you take control of your finances and achieve financial freedom. After all, isn’t everyone’s goal to not merely survive, but to thrive and live abundantly?

In this book, you will discover:

• How to grow your income, even when you’re "off the clock," so you’re not stuck working a 9-5 your entire life
• Two simple methods to help you get out of debt, and how to make sure you never have to use them
• How to build your wealth by going into "good" debt
• How to buy happiness with money, but not in the way you think
• The five essential insurance policies every adult needs
• How to recession-proof your finances so your money keeps growing no matter how the economy is doing
• Four “annoying” reasons why owning a home is overrated, and five less expensive ways to invest your money
• Five easy ways to build an income stream today, even if you’re still in school
• And much more!

Now, you might think taking a “financial literacy” course in high school is enough to help you manage your money.

But with the US national debt sitting at over $30 trillion (that’s $94,162 per citizen)…there’s only so much they can teach you about financial responsibility in a publicly-funded class.

And that’s where this book comes in. Because instead of treating personal finance like another test you have to pass…this guide gives you practical advice and tips to help you make smart money decisions for the rest of your life.

Even if you have no money of your own right now, or you’ve never had a job, you’ll find all the knowledge you need in this audiobook to start creating income streams that make you money while you sleep.

By the end, you’ll know the secrets to being wealthy and happy, and be well on your way to joining the 1%.

©2023 Woojin Kim (P)2023 Woojin Kim

An important guide to financial health

OK, I'm pretty sure that everyone should read this book, not just young people starting out! The author provides a detailed roadmap for financial security especially for young people seeking to set solid financial goals and find the motivation to follow through, even if they are living paycheck to paycheck. This is full of advice on developing smart money habits, creating a savings system, and ideas about investing. It should be required reading in high school!

Building Wealth with Smart Money Habits

This audiobook is a valuable guide for those seeking financial independence and stability in an age where financial challenges can seem daunting. The book offers a refreshing perspective on achieving prosperity without resorting to get-rich-quick schemes.

With practical strategies and real-life examples, it empowers young readers to take control of their finances. It covers a range of topics, from growing income and managing debt to the importance of insurance and recession-proofing your finances. The author's advice is grounded in the reality of today's economic landscape, making it relevant and relatable.

What sets this book apart is its emphasis on building long-term wealth rather than chasing quick riches. It dispels common myths about wealth and highlights the importance of smart money habits. It's an essential read for young adults looking to secure their financial future and avoid the pitfalls that often lead to financial instability. Whether you're just starting out or already on your financial journey, this audiobook equips you with the knowledge and tools to thrive financially.

Achieving Success with Smart Money Habits

I absolutely love Smart Money Habits for Teens and Young Adults. The author does an amazing job of outlining clear steps and a roadmap towards financial empowerment and independence. I really appreciate the guidebook and applicable steps and the narration is an excellent guide on practical financial skills, personal financial skills, budgeting, achieving financial independence, retirement and taxes, and debt management.

One of the highlights of this book is its emphasis on the importance of starting financial planning as early as possible. The author provides helpful tips and strategies for developing good financial habits and avoiding common pitfalls. The real-world examples and scenarios that the author includes make the information more relatable.

The narration of this audiobook is exceptional and makes complex financial concepts accessible to teens. Whether they're looking to create a budget, avoid debt, begin investing, or plan ahead for college or independence, this audiobook equips them with the knowledge and skills to make informed financial choices and embark on a path toward financial independence. I would highly recommend this audiobook to anyone looking to improve their financial literacy and develop good money habits.

Comprehensive and practical

Financial literacy/education is such a huge need in today's fast-paced world. This audiobook covers everything you need to know to start your journey toward financial independence. The concepts are made easy to listen to and understand. Overall a great guide and definitely worth a listen!

Realistic Financial Guidance

I truly appreciated the down-to-earth advice on cultivating healthy money habits provided in this book. What stood out to me was its emphasis on practical, long-term financial decision-making, wealth generation, and debt avoidance.

In a world where so many books promise overnight millionaire status, this audiobook takes a refreshingly realistic approach, tailor-made for young adults navigating today's financial landscape. It's like a reliable compass for building a secure financial future, and I found its insights to be genuinely valuable. If you're looking for practical financial wisdom, this book is a must-listen!

Smart $$$

Smart Money Habits for Teens includes debit management, smart money, differentials in renting vs owning, savings, investments and so much more. It is stock full of wisdom and sound advice. A great tool to teach teens, this book raises awareness of good habits and sound investing.

A must read!

This book, in my opinion, offers young individuals sensible and practical strategies for handling their money and coming to wise conclusions. I also believed that anybody, not just teenagers, could use the excellent advice in the book. It seems that it may even be advantageous to individuals who had never thought about investing. I'm a big advocate of learning effective financial management techniques, and this book is a terrific resource that covers everything from making a budget to handling debt and making future plans. Teenagers should read it because it simplifies difficult topics into principles that are simple to grasp.

A Roadmap to Financial Independence

This book is like a seasoned guide in the journey of escaping the cycle of paycheck-to-paycheck living and stepping into a realm of financial growth and independence. It's not about get-rich-quick schemes, but genuine, straightforward strategies that build a sturdy foundation for long-term wealth creation. The real-life examples and easy-to-digest advice make it a compelling read for anyone looking to take charge of their financial destiny, ensuring a life far from the dreaded parental basement.

Empowering Financial Wisdom for Young adults

"Smart Money Habits for Teens And Young Adults" is not just a book; it's a road-map to financial independence and security. It empowers young adults to make informed financial decisions, avoid common pitfalls, and build a strong foundation for their futures. I highly recommend this guidebook as a five-star resource that will undoubtedly shape the financial success of the next generation. It's an investment in a brighter, more secure future.

A MUST HAVE!

I wish I had had this book when I was a bit younger I struggle a lot with keeping my finances under control and it's taking a lot of time and energy from me to adjust to healthy spending habits and set a budget, I got this book to help myself get on track with my finances and spending and most importantly to help my niece start a good habit before it's too late, I URGE every parent to encourage their kids to start early, my kids are still young but this book is helping me set a goal for me and for them, and when the time comes I would be equipped to help them manage their finances, I want to prevent them with all the mistakes I've done when it comes to finances!