Personal Finance for Young Adults

By: R.M. Collective

Narrated by: Arielle Morisot

Length: 3 hrs

Publisher's summary

Over 80 percent of Americans under the age of 43 are stressed about money, especially during this unprecedented inflation, according to the American Psychological Association. You could blame the pandemic or the collapse of the economy, but blaming something you can’t control only hurts your peace of mind.

Let’s instead acknowledge the fact that:

• Your primary and possibly secondary schools did not educate you on personal finances, which led you to having five to six figures worth of debt.
• Your parents may have had a paycheck-to-paycheck mindset that rubbed off on you.

But it’s not too late for you to change your story. You can achieve the financial goals you set for yourself. You just have to be willing to unlearn.

In Personal Finance for Young Adults, you will discover:

• Why tweaking your financial mindset will unlock your newfound confidence.
• The easiest-to-use frameworks for saving for the vacation you always dreamed about!
• How to overcome necessary evils to achieve your goals of buying a home.
• The most seamless way to build your net worth while you sleep.
• How to not be petrified of any price tag.
• The only way to own your own money.
• The most heartwarming way to give back to your family and community.

You can start learning and building your financial mindset, even with zero dollars.

If you want to start your journey of being financially free, then you should listen to this audiobook!

©2023 R.M. Collective (P)2023 R.M. Collective

Great Information

Young adult and finances is very important. When we have our teenagers we need to set their base of life by teaching them what they need to know and go about it. Money management is very essential in life. It is good for all to read this book. The author has done a great job in putting it together easy to read and understand.

Our future generation needs this kind of skillset

I am so glad to see this kind of audiobook being presented to our younger set. Teenagers are our future and they need a basic understanding of finances to assure their own success and that of those they must deal with every day. This book offers just that. It's easy to understand and right to the point. And it covers a lot of ground. I certainly wish I had this information when I was trying to make sense of the world.

The Proper Mindset for Financial Preparedness

Personal Finance for Young Adults takes a unique approach to this vitally important subject that has effected the vast majority of relatively young in America. It is focused on unlearning improper ideas and alleviating undo stress by providing the required knowledge to approach personal finance with confidence and preparedness. Each chapter contains practical direction and is presented in an easy to follow and apply manner making it accessible to all.

Very Informative Guide

This book is highly informative, and it needs to be shared with your high-school seniors!

Great Finance Guide for Young Adults

Personal Finance for Young Adults is a well-written and organized guide for teens or young adults. The author shares practical strategies for success in gaining knowledge on how to manage finances. Young adults will understand that they don't have to wait to be rich or have a lot of money to learn how to manage money. Many people who become millionaires lose it quickly because they fear handling money and have never learned the basic finance principles. In this audiobook, definitions and examples help build confidence and avoid pitfalls while understanding finance myths. All young adults need the financial wisdom gained from this audiobook to ensure a sound financial future with confidence in building their wealth while understanding the importance of giving back to the community.

Great intro to personal finance

I wish I'd had this information when I was in high school. No one really talked about finances with their kids at that time. R.M. Collective introduces the basics of personal finance in an easy-to-understand, simple, and effective guide that teaches young adults all aspects of money basics and beyond. The author discusses financial terminology and offers suggestions to help the listener cultivate the mindset necessary for lifelong financial success. Chapter 7, Own Your Own House, had some interesting statistics on women as homeowners and other commonly held misconceptions of women as property owners and their role in the workforce and society in general. Very interesting stuff, and empowering too.

There was a quote from Thomas Edison at the beginning that talked about how often good fortune happens when opportunity meets preparation. This audiobook breaks down in simple steps and detailed observations the best ways to achieve and maintain financial freedom.

This comprehensive guide includes understanding generational wealth, negotiating salary when seeking employment, ways to create an emergency fund, and how to gain practical skills in personal finance. The author helps you discover and understand what you need financially to meet your goals. The importance of educating yourself is stressed as most young people will not learn about personal finance or financial freedom in school. This audiobook will teach you everything you need to know to start early in life to build your financial freedom. Highly recommended.

Great Resource, not just for the young

I wish I'd read this book long ago and I could have avoided many problems financially. This book is great for understanding how to manage money and how financing works. I think the second chapter is important because we all have our own ideas about money that are false and we need a new mindset to help us start fresh with a better thought process when it comes to financial matters. When I was young, planning for the future as far as money management goes, didn't really exist. Even though I am not a young adult, I enjoyed this book and learned several new things.

Get this for your child before they get out of high school and they will be much better prepared.

Great book!

This is a really well done book, well written, easy to understand, great tips! As the title implies, tips and strategies are designed for younger people, which is critical because it is very true that financial planning is different in different stages of life. I highly recommend this book and will be getting a copy for my stepdaughter ASAP!

Excellent!

As an invested aunt, this audiobook excites me with its potential to alleviate my nieces' financial stress and ignite hope within them. By addressing their challenges, empowering them with practical strategies, and recognizing the emotional aspect of personal finance, this audiobook equips them to take control of their financial future. I am grateful for this valuable resource that can guide my nieces toward financial growth and security, instilling confidence and resilience as they navigate the complexities of personal finance and build a brighter future for themselves.

This is a great book!

This is a finance book I wish I would've had years ago. The depth she goes into - without it being boring or confusing was so helpful. I like how she went over the different types of stocks and bonds and what they are. I loved the percentage breakdowns of what to use for spending/saving/paying off. All the information was so relevant, useful, and a tool that I will forever have. I have teenagers and will be passing this off to them so they can understand the importance of finance and how it can truly serve them, rather than be a slave to debt. I highly recommend this book!