• Know Yourself, Know Your Money

  • Discover Why You Handle Money the Way You Do, and What to Do About It!
  • By: Rachel Cruze
  • Narrated by: Rachel Cruze
  • Length: 6 hrs and 8 mins
  • 4.8 out of 5 stars (710 ratings)

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Publisher's Summary

When it comes to money, it pays to know yourself.

This is not just another money book. Personal finance expert Rachel Cruze brings an all-new approach to the traditional money rules, and it all starts with your mindset.

Go beyond the Ramsey Baby Steps and get to the root of all of your decisions - your mind, your behaviors, and your beliefs - so you can change your money mindset for good.

You may already know how to make the right money decisions, but you probably still find yourself slipping into impulse purchases, dipping into savings, disagreeing on your budget with your spouse, and wondering “Why did I do that?!” If so, this book is for you. Rachel Cruze explains the psychology, strengths, and challenges that come with each of her brand-new Seven Money Tendencies:

  • Saver or Spender
  • Nerd or Free Spirit
  • Experiences or Things
  • Quality or Quantity
  • Safety or Status
  • Abundance or Scarcity
  • Planned Giving or Spontaneous Giving

Along with discovering where you land on the scale of Seven Money Tendencies, this book also introduces new ways to understand how your parents, your fears, and your beliefs impact your money mindset.

You’ll learn:

  • Which of the Four Childhood Money Classrooms shaped your personality
  • How the Six Core Money Fears can drive your most common money mistakes
  • Why you handle money the way you do, and what to do about it

You don't have to white-knuckle your way toward financial freedom. This book will show you how to make taking control of your money so much easier (and fun).

©2021 Ramsey Press (P)2021 Ramsey Press

What listeners say about Know Yourself, Know Your Money

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    2 out of 5 stars
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    2 out of 5 stars

Its a religious - psychology book

Dont expect to find solid tips on how to handle money in this one. Its not this kind of a book .This book MORE ABOUT analysing your childhood and how its affected your money hobbit today. Also, this book talking a lot about Christianity and god will.
I think her short useful vids on her YouTube channel with solid tips are much much better.

14 people found this helpful

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Just get Total Money Makeover

Rachel, girl, you gotta stop this. Another book by her which I wanted to love, but after a few chapters turns into almost word for word recaps of Dave Ramsey’s Total Money Makeover. Only in the beginning does she touch how people who overspend are often trying to compensate for a messed up childhood where they had nothing nice and grew up broke, so they resort to overspending. Okay, excellent point. Then, after that it’s all breaking down Dave’s baby steps and the emergency fund, etc. You have issues, you don’t know how to manage money, you may have had a crappy childhood because you ate spaghetti differently, but now that we’ve talked about that, here’s my dad’s plan. Oh, and here’s some cute side stories about my family that are fun and metaphorical just like the stories my dad uses, but let’s talk about the Bible more in my book.

I REALLY wanted to love this book and was excited to see what it was about but in all honesty, even if you are a complete fool with money and have all kids of issues, just go with Dave Ramsey’s book. That’s all you really need. You can get the same sound advice and coaching from the original source. Sorry, Rachel.

10 people found this helpful

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Common sense...

Seems to be a common theme with these Ramsey books, just a small assembly of common sense ideas with constant religious references thrown in to be extra annoying... Pointless read.

7 people found this helpful

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Too much bible quoting

The financial ideas in this book are solid, but the frequent quotes from the Bible were too annoying and just unnecessary, as they did nothing to further her arguments. I really tried to make it through the whole book, but I couldn’t.

5 people found this helpful

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Keep the bible out of money books.

I should’ve known when it started with a psalm, but I endured a few chapters. Then another chapter started with a psalm and she talked about reading bike stores. Then while trying to explain different types of ppl she said some people don’t think god is abundant and will provide for all. No, I was looking for monetary suggestions not church preach.

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I love her!

Rachel is a beautiful human being inside and out!

I can listen to you everyday ! I relate so much to her! This book opens my eyes and I feel like I have a deeper understand of who I am. I am not ashamed of myself anymore.

2 people found this helpful

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The title of this book is perfect!

If you read the title of this book, you will have an idea of what it’s about. Some reviews are saying it’s not a money book. Rachel and Dave have many books on that, but this book is specifically on how you manage your money and why and where your original relationship with money stemmed from. This book is easy to follow and made plenty of sense. Some passages I already knew, but didn’t stop and think of why- and that’s the big take away here for the reader. I finished this book in 2 days and I think it’s a great supplement to learning how to have a healthy relationship with money- for myself as well as my child. A great gift for those you care about. Great job, Rachel!

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Awesome Book

Great book for personal discovery and progressive action. Easy/pleasant voice to listen to. I recommend.

2 people found this helpful

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Another great book by Rachel!

This was incredible, as expected! Such a good reminder for someone who is familiar with budgeting or someone who is new to budgeting!

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First stop for changing your life!

Rachel Cruze does a fantastic job of getting you to face yourself and your fears about money! She helps you sort through the lies we tell ourselves to find the truth. She leads us to find our strengths. A source of encouragement for anyone who wants to turn their lives around with money. Please, be kind to yourself and read this one. You will be glad you did!

1 person found this helpful

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  • SONIA
  • 01-19-22

Great book

I love this audiobook from the beginning... 100% recommended. Now I want to buy the book.

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  • nhlanhla
  • 11-17-21

Loved this book

I loved this book and was so helpful as I take the journey of understanding my money and getting out of debt. I am no longer involved but I am a participant

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  • Kindle Customer
  • 03-30-21

same info presents different

very christian, also the baby steps are very much a re-wrapped version of barefoot investors serviette strategy

1 person found this helpful

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  • Mayce Gray
  • 01-07-21

You won't be disappointed

If you are a Ramsey solutions fan you won't be disappointed with this read! Taking the time to read this book reflect on why you handle the money the way you do is so powerful! Sun Tzu said know yourself and know your enemy and you will win one hundred battles, this book will help you know yourself and win with money. Thank you Rachel!

1 person found this helpful

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  • youraveragewoman
  • 01-17-22

Incredible

This book got to the nitty gritty of why we spend the way we do. So insightful, real talk that gives you hope that no matter where we are financially, we can succeed in living or dreams

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  • Anonymous User
  • 06-24-21

Insightful

I liked the overall theme of this book. It was both helpful and insightful in why we spend money the way we do. It touched on a number of different areas regarding buying and saving habits & decisions. Practical tips and helps were given too. An informative read for anyone wanting to win with their money.

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  • C. Jones
  • 04-09-21

Future superstar of finance

Better than expected. I feel like Rachel is really growing into her father’s big boots, and in this book provides very solid and well thought-out explanations throughout. Value for money purchase!

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  • DcB
  • 01-20-21

AMAZING

Will be restarting straight away, so practical, so good, a real gem! So grateful 4this!

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