CRUSH Your Money Goals

25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom

By: Bernadette Joy

Narrated by: Bernadette Joy

One of “The Best Books for Personal Growth in 2025!” —Oprah Daily

Atomic Habits and Psychology of Money meets Investing 101 and Personal Finance 101 as financial superstar Bernadette Joy breaks down how using her CRUSH program can help you get out of debt, save money, build wealth, and live a more financially comfortable life.

Get ready to Crush Your Money Goals and turn to the power of habits to make lasting financial changes!

When it comes to building financial health, adopting good money habits that will last (and dropping bad ones) can insure financial freedom. In Crush Your Money Goals, you will find information on the psychology behind why habits work to achieve goals, and twenty-five simple habits to adopt, and which to drop, to help you invest properly, budget, save, climb out of debt, and so much more.

Join expert money coach Bernadette Joy as she guides you through her C.R.U.S.H. approach to financial wellness, a program she’s been using for years to help her followers get in financial shape. With C.R.U.S.H., you will learn to:
-Curate Your Accounts
-Reverse into Independence
-Understand Your (Net) Worth
-Spend Intentionally
-Heal Your Money Wounds

Each letter covers 5 easy-to-implement habits you will use to take control of your finances. From trying the $1 rule and facing your financial fears to holding a digital detox and decluttering your calendar, Crush Your Money Goals will have you saving money in no time! By changing your patterns with better habits, you’ll be on your way to making financial changes not just for today, but for tomorrow!

Obsessed!

This book was exactly what I needed! I feel so empowered and motivated after this. I really appreciate Bernadette’s perspective including such an emphasis on taking care of yourself and not just employing all the old fashioned, soul sucking methods to reach financial freedom.

Fresh perspectives on living debt-free

She shares some good insight and really opened my mind about the importance of paying off all debt—including your home. I’ve read a lot on this subject, so I was pleasantly surprised to come across a few new ideas I hadn’t heard before. Definitely worth the read for anyone serious about financial freedom

Personal finance in plain English

Bernadette makes personal finance relatable all while making it as easy as learning your ABCs. Her graceful yet authoritative approach to personal finance is very refreshing. I highly recommend this book for encouragement yet a swift kick in the pants to financial freedom.

Hard listen

Although, this book gives positive feedback on investing. The book is solely geared towards individuals who do not have children and who are not fully thinking about creating generational wealth. The book seem to give alot of contradiction. Ex. the author states that she sold two paid off homes just to proceed to live in an apartment and pay rent so that she could be close to her daily amenities. However in previous chapters she talks about not buying expensive cars to look flashy stick with a paid off vehicle. And save up if you need a new one. I also feel that the authors concept of paying off interest seems a little off. She explains how to avoid interest but not fully how to manage interest that you are already locked into. Ex paying an extra monthly payment towards the principal to cut down the time and overall interest on a loan. The book has a lot of good concepts, but needs a few revisions.