Universal Life

More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings.

What if the patterns you call "problems" were never random... but perfectly structured clues pointing to something deeper? The 7 Universal Laws is not another book of abstract inspiration. It's a guide to the hidden architecture behind your thoughts, emotions, and behaviors-where science, spirituality, and psychology meet. Through real client stories and practical protocols, Monica Ion and Stefan Irimia reveal the seven universal laws that quietly shape every life, whether we see them or not.

If someone told you to put 25% of your net worth into a life insurance policy, would you? Thousands do—after being sold on the dream of tax-free income, market growth with no downside, and a secure retirement. But the truth behind Indexed Universal Life (IUL) insurance is far more complicated—and far more dangerous—than the sales pitch suggests. In this no-nonsense guide, you’ll learn what the agents don’t tell you: IULs are built around complexity, hidden fees, and unrealistic assumptions, and they’re pushed not because they’re good for you, but because they’re wildly ...

Manifest Like a Master presents a proven path to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience. You will learn how to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience.

"This is science writing as wonder and as inspiration." —The Wall Street Journal Wall Street Journal From one of the most influential scientists of our time, a dazzling exploration of the hidden laws that govern the life cycle of everything from plants and animals to the cities we live in...

Harness the power of Indexed Universal Life, the most lucrative financial tool ever created. In this report you will learn seven crucial components that an I.U.L. should have in order to maximize your retirement plan. For more information about Indexed Universal Life and other concepts that 'protect and grow your money' visit www.empowermentconcepts.com.

As many self-help gurus will tell you, we are the summation of our daily habits. What has so far been missing is a comprehensive guide to which habits are most valuable to us and how they work together as a system, for the best impact on our lives. This invaluable book by Dr. Andrew Abela shows how attaining virtue requires not a herculean effort but, rather, steady daily practice, which is accessible to all. He explains how the genius of a thirteenth-century philosopher-monk codified the super habits into a veritable human operating system, one that’s more relevant today than ever.

Turn $500 A Month Into $1.5 Million by Kaiim Daids Your Path to Wealth Starts Here! Are you ready to turn modest savings into life-changing wealth? With Kaiim Daids’ groundbreaking book, learn how $500 a month can transform into $1.5 million through the power of smart investing, financial discipline, and compound interest. What You’ll Learn: The Wealthy Mindset: Shift from short-term thinking to strategic, long-term financial planning. Financial Discipline: Master budgeting, saving, and smart spending habits. Building Wealth with $500: Step-by-step guidance to leverage small savings for...

The wealthy are getting ready to take every penny you have and you will not see it coming. They will accomplish their goals through using the government and controlling how policies and rules will be dictated. The author provides evidence using the power of the Index Universal Life Insurance Policy as the financial tool to protect the poor and middle class to obtain and control wealth just as the wealthy. If not, you will become enslaved at a greater number than before!!! Debt has no color age or number!!! But they will use race, entertainment, television as distractions while changing laws...

Kaulius arms you with perspective changes and mindset tools that can help anyone achieve greatness. These techniques have made world champions in multiple sports and helped CEOs and executives dominate in the business world and thrive at home. They can help you flourish too!

The author of the legendary #1 New York Times bestseller The Seat of the Soul shows us step-by-fascinating-step how to create a life of love and where that will lead for humanity in this “unique and transformative book” (Ellen Burstyn, Academy Award–winning actress). Internationally...

The Care Divide by Dr. Christopher Voss reveals how healthcare systems shape lives, opportunity, and dignity. Through two vivid stories—Ava, growing up in America’s fragmented system, and Zoe, raised with universal coverage—Dr. Voss shows the stark contrast between fear and freedom. Ava’s life is defined by delayed treatments, surprise bills, and chronic conditions that derail her future. Zoe’s is marked by seamless care, early support, and the freedom to pursue her dreams without fear of losing coverage.

In this second edition to How to Sell Indexed Universal Life Insurance, you'll find additional content, new systems, and easy explanations to help you understand how to potentially increase your IUL sales. If you're interested in learning more about indexed universal life insurance, give it a listen.

In Be the One, author and speaker Justin Prince shares a roadmap, an instruction manual, that lays out simple but powerful steps you can take—today—to redesign your future and live an unforgettable life. Regardless of your roots, your background, your education, your experience, your resources, or your lack thereof.

Embark on a fascinating journey into the realm of prana—the universal life force that pulses through every corner of existence. In this captivating exploration, we delve into the essence of prana, a Sanskrit term that encapsulates the vital energy infusing all living beings and the natural world with vibrant vitality and essence. Prana, also known by various names like Chi, Shakti, and Spirit, transcends cultural and scientific boundaries, manifesting itself in myriad forms across different belief systems and disciplines. Whether referred to as cosmic energy, dark energy, or quantum ...

Do you feel like luck always seems to be in someone else’s corner? "I Am Lucky" unveils the secret to becoming a magnet for luck through the law of attraction.This book is filled with actionable advice and practical tools that are easy to implement. This guide will help you understand the foundational principles that make the law of attraction work for you. Uncover Hidden Mechanisms: Dive deep into the seldom-discussed intricacies of the law of attraction and how it shapes our lives, illustrated to enhance understanding. Avoid Common Pitfalls: Learn about the typical mistakes people make ...

Have you ever felt that there’s something more to life—an underlying purpose, a deeper meaning that just seems out of reach? A feeling that your soul is calling for something greater? If so, you're not alone. Earth School is for those who are searching for a deeper connection, a greater understanding of who they are and why they’re here. In this powerful book, Mitch Deutsch invites you on a transformative journey to explore the mysteries of life, diving into the depths of spiritual growth, healing, and self-discovery. The book offers a compassionate, grounded approach to spirituality,...

Unlock the transformative power of your mind with Change Your Thoughts, Change the World: How Your Thoughts Move Energy, by Crystal Woman. This enlightening guide reveals how your thoughts shape your reality and influence the energy around you. Through practical insights and actionable techniques, Crystal Woman empowers you to harness your mental energy to create positive change in your life and the world. Discover the profound connection between your thoughts, emotions, and the universe, and learn how to clear energy blockages to achieve greater harmony and balance. Whether you seek ...

FROM THE BESTSELLING AUTHOR OF HOW TO ATTRACT MONEY USING MIND POWER If you are a fan of metaphysics, quantum physics, mind power, spirituality and spiritual growth, self-help, human potential, personal development, motivation, and the Law of Attraction, then you will love this book. This is yet another short, concise, power-packed book on spirituality by James Goi Jr. And vibration and frequency are important elements of spirituality. Spirituality is not something you learn about so much as it is something you learn to live. Spirituality isn’t a hobby, but a way of life. To move along ...

Christ is the visible image of the invisible God. He existed before anything was created and is supreme over all creation,for through him God created everything. . . . He existed before anything else, and he holds all creation together. —Colossians 1:15–17 Like a vast, ever-growing Tree of Life, Christ—the expression of Divine love—expands endlessly throughout the universe. This is the perspective of ancient Celtic spirituality, and it is this concept that Ray Simpson reveals in his poem-prayers. Inspired by the traditional Celtic style of prayer, he gives words to our individual ...