Universal Life

More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings.

What if life is not happening to you… but responding to you? Every day, we make choices, form habits, and react to situations—often without understanding why life unfolds the way it does. We search for peace in success, validation, and external achievements… yet something still feels missing. Because the truth is simple: Life follows laws. Invisible principles that shape your thoughts, your actions, and your experiences—whether you are aware of them or not.

If someone told you to put 25% of your net worth into a life insurance policy, would you? Thousands do—after being sold on the dream of tax-free income, market growth with no downside, and a secure retirement. But the truth behind Indexed Universal Life (IUL) insurance is far more complicated—and far more dangerous—than the sales pitch suggests. In this no-nonsense guide, you’ll learn what the agents don’t tell you: IULs are built around complexity, hidden fees, and unrealistic assumptions, and they’re pushed not because they’re good for you, but because they’re wildly ...

Why does this keep happening to you? Different situations. Different people. Yet somehow… the same outcomes keep showing up in your life. You've tried to think differently. You've tried to do better. But something beneath the surface keeps pulling you back into the same patterns.

Manifest Like a Master presents a proven path to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience. You will learn how to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience.

"This is science writing as wonder and as inspiration." —The Wall Street Journal Wall Street Journal From one of the most influential scientists of our time, a dazzling exploration of the hidden laws that govern the life cycle of everything from plants and animals to the cities we live in...

As many self-help gurus will tell you, we are the summation of our daily habits. What has so far been missing is a comprehensive guide to which habits are most valuable to us and how they work together as a system, for the best impact on our lives. This invaluable book by Dr. Andrew Abela shows how attaining virtue requires not a herculean effort but, rather, steady daily practice, which is accessible to all. He explains how the genius of a thirteenth-century philosopher-monk codified the super habits into a veritable human operating system, one that’s more relevant today than ever.

The wealthy are getting ready to take every penny you have and you will not see it coming. They will accomplish their goals through using the government and controlling how policies and rules will be dictated. The author provides evidence using the power of the Index Universal Life Insurance Policy as the financial tool to protect the poor and middle class to obtain and control wealth just as the wealthy. If not, you will become enslaved at a greater number than before!!! Debt has no color age or number!!! But they will use race, entertainment, television as distractions while changing laws...

You have within you an unlimited capacity for extraordinary love, for joy, for communion with life, and for unshakable freedom—and here is how to awaken it. On The Wise Heart, celebrated author and psychologist Jack Kornfield offers an accessible, comprehensive, and illuminating guide to the...

The author of the legendary #1 New York Times bestseller The Seat of the Soul shows us step-by-fascinating-step how to create a life of love and where that will lead for humanity in this “unique and transformative book” (Ellen Burstyn, Academy Award–winning actress). Internationally...

Book 2 in The Inner Power Series — Build on the life-changing principles of Vibe Check: How Your Thoughts Create Your Reality and design a life that reflects your highest self. For the perfect foundation, start with Book 1, Vibe Check, before diving in. What if your thoughts weren’t just private musings — but blueprints? In The Mind Architect, Charles Santana reimagines the timeless principles of The Master Key System for a new generation. With clarity, power, and modern insight, he guides readers through 24 transformative chapters designed to unlock the creative power of the mind. ...

Do you feel like luck always seems to be in someone else’s corner? "I Am Lucky" unveils the secret to becoming a magnet for luck through the law of attraction.This book is filled with actionable advice and practical tools that are easy to implement. This guide will help you understand the foundational principles that make the law of attraction work for you. Uncover Hidden Mechanisms: Dive deep into the seldom-discussed intricacies of the law of attraction and how it shapes our lives, illustrated to enhance understanding. Avoid Common Pitfalls: Learn about the typical mistakes people make ...

Corridor of Destiny is one of those rare, inspirational books revealing a restless young woman’s journey of destiny, healing, and truth—to live the best version of herself. This true story is both deeply personal and universal. Candace’s adventures call us to remember something timeless about who we are and why we are here, and to embrace the energies, insights, and wisdom available to us all that may not be immediately obvious.

It has been nearly five decades since Shirley MacLaine commenced her brave and public commitment to chronicling her personal quest for spiritual understanding. Now Shirley is back -- with her most breathtakingly powerful and unique book yet. The Camino is the story of a riveting odyssey that...

Bestselling author and award-winning actress Shirley MacLaine invites readers to share in her decades-long quest for spiritual, physical, and personal harmony and truth. A New York Times bestseller in hardcover now in paperback, this book offers a provocative and enlightening synthesis of what...

In Be the One, author and speaker Justin Prince shares a roadmap, an instruction manual, that lays out simple but powerful steps you can take—today—to redesign your future and live an unforgettable life. Regardless of your roots, your background, your education, your experience, your resources, or your lack thereof.

New York Times mega-bestselling author of The Seat of the Soul, Gary Zukav takes a giant leap forward in his message, with this guide to the next level of spiritual growth. "THE LONGEST JOURNEY YOU WILL MAKE IN YOUR LIFE IS FROM YOUR HEAD TO YOUR HEART." With the rare combination of profound...

In the 1990s, Steve Farrell cofounded and led two high-growth technology companies based in Silicon Valley that were featured in the INC500 and spanned the United States and Europe. A New Universal Dream is the inspiring story of Steve's journey from the pursuit of wealth and traditional ideas of success toward a more fulfilling life of caring and service to others and to humanity. It's also the story of the potential each of us has for profound change.

Developed by Dr. Nabil Fanous - a surgeon, university professor, and sought-after speaker - The Universal Rules of Life offers valuable insights into effective time-management, personal fulfillment, and the path to professional success.

The money you have today is the result of your actions. Your business is the result of your actions. Your relationships are the result of your actions. Your health is the result of your actions. But where do actions come from? They are driven by your emotions. And your emotions… are determined by how your mind interprets external events. Here’s what most people never realize: You can change your money, your business, your relationships, your health… by changing a single thing. Your interpretation.