Universal Life

More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings.

If someone told you to put 25% of your net worth into a life insurance policy, would you? Thousands do—after being sold on the dream of tax-free income, market growth with no downside, and a secure retirement. But the truth behind Indexed Universal Life (IUL) insurance is far more complicated—and far more dangerous—than the sales pitch suggests. In this no-nonsense guide, you’ll learn what the agents don’t tell you: IULs are built around complexity, hidden fees, and unrealistic assumptions, and they’re pushed not because they’re good for you, but because they’re wildly ...

Manifest Like a Master presents a proven path to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience. You will learn how to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience.

"This is science writing as wonder and as inspiration." —The Wall Street Journal Wall Street Journal From one of the most influential scientists of our time, a dazzling exploration of the hidden laws that govern the life cycle of everything from plants and animals to the cities we live in...

Christ is the visible image of the invisible God. He existed before anything was created and is supreme over all creation,for through him God created everything. . . . He existed before anything else, and he holds all creation together. —Colossians 1:15–17 Like a vast, ever-growing Tree of Life, Christ—the expression of Divine love—expands endlessly throughout the universe. This is the perspective of ancient Celtic spirituality, and it is this concept that Ray Simpson reveals in his poem-prayers. Inspired by the traditional Celtic style of prayer, he gives words to our individual ...

The wealthy are getting ready to take every penny you have and you will not see it coming. They will accomplish their goals through using the government and controlling how policies and rules will be dictated. The author provides evidence using the power of the Index Universal Life Insurance Policy as the financial tool to protect the poor and middle class to obtain and control wealth just as the wealthy. If not, you will become enslaved at a greater number than before!!! Debt has no color age or number!!! But they will use race, entertainment, television as distractions while changing laws...

As many self-help gurus will tell you, we are the summation of our daily habits. What has so far been missing is a comprehensive guide to which habits are most valuable to us and how they work together as a system, for the best impact on our lives. This invaluable book by Dr. Andrew Abela shows how attaining virtue requires not a herculean effort but, rather, steady daily practice, which is accessible to all. He explains how the genius of a thirteenth-century philosopher-monk codified the super habits into a veritable human operating system, one that’s more relevant today than ever.

The Success Code The Universal Principles Behind Every Self-Help Book Ever Written Why do so many self-help books promise transformation—yet leave readers confused, overwhelmed, or unchanged? Because most focus on parts of success, not the complete system. The Success Code distills the timeless principles shared by the world’s most influential self-help books into one clear, practical, and unified framework. Instead of chasing motivation, hacks, or trends, this book reveals the deeper laws that govern lasting success—across mindset, habits, discipline, relationships, career, and ...

Indexed Universal Life Insurance (IUL) is one of the fastest growing financial products on the market. There are a lot of ways to sell an IUL. As an agent, here is a simple system I used to sell Indexed Universal Life.

The 7 Universal Laws is a revolutionary framework that will help entrepreneurs and managers, psychologists, therapists, and coaches create rapid transformations for themselves and their clients. In this easy-to-understand book, Monica Ion and Stefan Irimia demonstrate how the same unbreakable rules of math and physics can be applied to the human mind to resolve the most painful problems faster than therapy and more effectively than coaching.

Corridor of Destiny is one of those rare, inspirational books revealing a restless young woman’s journey of destiny, healing, and truth—to live the best version of herself. This true story is both deeply personal and universal. Candace’s adventures call us to remember something timeless about who we are and why we are here, and to embrace the energies, insights, and wisdom available to us all that may not be immediately obvious.

Developed by Dr. Nabil Fanous - a surgeon, university professor, and sought-after speaker - The Universal Rules of Life offers valuable insights into effective time-management, personal fulfillment, and the path to professional success.

The author of the legendary #1 New York Times bestseller The Seat of the Soul shows us step-by-fascinating-step how to create a life of love and where that will lead for humanity in this “unique and transformative book” (Ellen Burstyn, Academy Award–winning actress). Internationally...

Have you ever felt that there’s something more to life—an underlying purpose, a deeper meaning that just seems out of reach? A feeling that your soul is calling for something greater? If so, you're not alone. Earth School is for those who are searching for a deeper connection, a greater understanding of who they are and why they’re here. In this powerful book, Mitch Deutsch invites you on a transformative journey to explore the mysteries of life, diving into the depths of spiritual growth, healing, and self-discovery. The book offers a compassionate, grounded approach to spirituality,...

In Be the One, author and speaker Justin Prince shares a roadmap, an instruction manual, that lays out simple but powerful steps you can take—today—to redesign your future and live an unforgettable life. Regardless of your roots, your background, your education, your experience, your resources, or your lack thereof.

Embark on a fascinating journey into the realm of prana—the universal life force that pulses through every corner of existence. In this captivating exploration, we delve into the essence of prana, a Sanskrit term that encapsulates the vital energy infusing all living beings and the natural world with vibrant vitality and essence. Prana, also known by various names like Chi, Shakti, and Spirit, transcends cultural and scientific boundaries, manifesting itself in myriad forms across different belief systems and disciplines. Whether referred to as cosmic energy, dark energy, or quantum ...

Kaulius arms you with perspective changes and mindset tools that can help anyone achieve greatness. These techniques have made world champions in multiple sports and helped CEOs and executives dominate in the business world and thrive at home. They can help you flourish too!

Harness the power of Indexed Universal Life, the most lucrative financial tool ever created. In this report you will learn seven crucial components that an I.U.L. should have in order to maximize your retirement plan. For more information about Indexed Universal Life and other concepts that 'protect and grow your money' visit www.empowermentconcepts.com.

Do you feel like luck always seems to be in someone else’s corner? "I Am Lucky" unveils the secret to becoming a magnet for luck through the law of attraction.This book is filled with actionable advice and practical tools that are easy to implement. This guide will help you understand the foundational principles that make the law of attraction work for you. Uncover Hidden Mechanisms: Dive deep into the seldom-discussed intricacies of the law of attraction and how it shapes our lives, illustrated to enhance understanding. Avoid Common Pitfalls: Learn about the typical mistakes people make ...

Book 2 in The Inner Power Series — Build on the life-changing principles of Vibe Check: How Your Thoughts Create Your Reality and design a life that reflects your highest self. For the perfect foundation, start with Book 1, Vibe Check, before diving in. What if your thoughts weren’t just private musings — but blueprints? In The Mind Architect, Charles Santana reimagines the timeless principles of The Master Key System for a new generation. With clarity, power, and modern insight, he guides readers through 24 transformative chapters designed to unlock the creative power of the mind. ...