Universal Life

More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings.

Have you read about the universal laws but don’t know how to apply them in your daily life? This workbook is the practical tool you’ve been looking for. Here you’ll find: The 33 Universal Laws explained clearly and simply Practical exercises to integrate each law into your day‑to‑day life Powerful affirmations to elevate your vibration Reflection spaces to write down your experiences, insights, and progress This is not just a book: it’s a manual for personal transformation. Work through each law at your own pace — one per day or one per week — and watch your life align with ...

Manifest Like a Master presents a proven path to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience. You will learn how to improve the quality of your life, make valuable contributions to the world at large, and accomplish what you set out to achieve as a soul coming into this life experience.

"This is science writing as wonder and as inspiration." —The Wall Street Journal Wall Street Journal From one of the most influential scientists of our time, a dazzling exploration of the hidden laws that govern the life cycle of everything from plants and animals to the cities we live in...

The wealthy are getting ready to take every penny you have and you will not see it coming. They will accomplish their goals through using the government and controlling how policies and rules will be dictated. The author provides evidence using the power of the Index Universal Life Insurance Policy as the financial tool to protect the poor and middle class to obtain and control wealth just as the wealthy. If not, you will become enslaved at a greater number than before!!! Debt has no color age or number!!! But they will use race, entertainment, television as distractions while changing laws...

As many self-help gurus will tell you, we are the summation of our daily habits. What has so far been missing is a comprehensive guide to which habits are most valuable to us and how they work together as a system, for the best impact on our lives. This invaluable book by Dr. Andrew Abela shows how attaining virtue requires not a herculean effort but, rather, steady daily practice, which is accessible to all. He explains how the genius of a thirteenth-century philosopher-monk codified the super habits into a veritable human operating system, one that’s more relevant today than ever.

The author of the legendary #1 New York Times bestseller The Seat of the Soul shows us step-by-fascinating-step how to create a life of love and where that will lead for humanity in this “unique and transformative book” (Ellen Burstyn, Academy Award–winning actress). Internationally...

Harness the power of Indexed Universal Life, the most lucrative financial tool ever created. In this report you will learn seven crucial components that an I.U.L. should have in order to maximize your retirement plan. For more information about Indexed Universal Life and other concepts that 'protect and grow your money' visit www.empowermentconcepts.com.

What if the patterns you call "problems" were never random... but perfectly structured clues pointing to something deeper? The 7 Universal Laws is not another book of abstract inspiration. It's a guide to the hidden architecture behind your thoughts, emotions, and behaviors-where science, spirituality, and psychology meet. Through real client stories and practical protocols, Monica Ion and Stefan Irimia reveal the seven universal laws that quietly shape every life, whether we see them or not.

If someone told you to put 25% of your net worth into a life insurance policy, would you? Thousands do—after being sold on the dream of tax-free income, market growth with no downside, and a secure retirement. But the truth behind Indexed Universal Life (IUL) insurance is far more complicated—and far more dangerous—than the sales pitch suggests. In this no-nonsense guide, you’ll learn what the agents don’t tell you: IULs are built around complexity, hidden fees, and unrealistic assumptions, and they’re pushed not because they’re good for you, but because they’re wildly ...

Have you ever felt that there’s something more to life—an underlying purpose, a deeper meaning that just seems out of reach? A feeling that your soul is calling for something greater? If so, you're not alone. Earth School is for those who are searching for a deeper connection, a greater understanding of who they are and why they’re here. In this powerful book, Mitch Deutsch invites you on a transformative journey to explore the mysteries of life, diving into the depths of spiritual growth, healing, and self-discovery. The book offers a compassionate, grounded approach to spirituality,...

New York Times mega-bestselling author of The Seat of the Soul, Gary Zukav takes a giant leap forward in his message, with this guide to the next level of spiritual growth. "THE LONGEST JOURNEY YOU WILL MAKE IN YOUR LIFE IS FROM YOUR HEAD TO YOUR HEART." With the rare combination of profound...

In Indexed Universal Life Insurance In Action, Sherida L. Stevens demystifies one of personal finance's most versatile and underutilized tools. Whether you're aiming to safeguard your family’s future, build a tax-advantaged retirement, or create generational wealth, this guide will walk you through much of what you need to know about Indexed Universal Life (IUL) insurance.

It has been nearly five decades since Shirley MacLaine commenced her brave and public commitment to chronicling her personal quest for spiritual understanding. Now Shirley is back -- with her most breathtakingly powerful and unique book yet. The Camino is the story of a riveting odyssey that...

This book explores the reversal of the French colony of Saint-Domingue, from the richest plantation colony in the world (roughly 1700-1791) to the poorest country in the Americas (modern-day). A profitable plantation economy based on coffee and sugar was disastrously abandoned by the new Republic of 1805 in favor of peasant agriculture. The resulting isolation from the world market squandered the rich resources that had made white (and non-white) planters the envy of the colonial world. Where the hand of academic specialists points insistently to Haitian victimhood and powerlessness, ...

Are you ready to elevate your consciousness and realize your divine potential? David Ahearn's *The 12 Universal Laws* guides you through the intricate design of the Universe, making profound spiritual principles accessible to all. In a world often overwhelmed by helplessness, these ancient laws, once known only to select yogis and mystics, are revealed to empower and transform your life. Dive into the timeless wisdom reintroduced through spiritual classics like *The Secret*, and discover how to integrate these powerful principles into your daily routine for personal and collective well-...

Developed by Dr. Nabil Fanous - a surgeon, university professor, and sought-after speaker - The Universal Rules of Life offers valuable insights into effective time-management, personal fulfillment, and the path to professional success.

In Be the One, author and speaker Justin Prince shares a roadmap, an instruction manual, that lays out simple but powerful steps you can take—today—to redesign your future and live an unforgettable life. Regardless of your roots, your background, your education, your experience, your resources, or your lack thereof.

Why are some people more successful in business than others? Why do some businesses flourish where others fail? Renowned business speaker and author Brian Tracy has discovered the answers to these profoundly puzzling questions. In this eye-opening practical audio guide, he presents a set of principles or "universal laws" that lie behind the success of business people everywhere.

Do you feel like luck always seems to be in someone else’s corner? "I Am Lucky" unveils the secret to becoming a magnet for luck through the law of attraction.This book is filled with actionable advice and practical tools that are easy to implement. This guide will help you understand the foundational principles that make the law of attraction work for you. Uncover Hidden Mechanisms: Dive deep into the seldom-discussed intricacies of the law of attraction and how it shapes our lives, illustrated to enhance understanding. Avoid Common Pitfalls: Learn about the typical mistakes people make ...