January has a way of bringing out the part of us that really wants to do everything right — especially with money. In this episode, I talk about what I call the good girl hangover: that rule-following, people-pleasing energy that shows up after the holidays and leaves us feeling pressured, restricted, and exhausted.

We’ll talk about how this “good girl” part learned to keep us safe, how she shows up in our money decisions, and why trying to be perfect with money often backfires. Most importantly, we’ll explore what it might look like to move through January with a little more honesty and kindness toward ourselves — instead of more rules and self-criticism.

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Cozy Earth has been part of my routine lately, especially this time of year. You can use my link below for 20% off at cozyearth.com with the code MONEYISNTSCARY.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

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Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

In this New Year episode of Money Isn’t Scary, I’m talking with social psychologist and author Kari Liebowitz about how to get out of winter survival mode and feel more supported by this season instead of just pushing through it. We explore how the way we think about winter can completely shift how it feels in our day-to-day lives, especially when we’re tired, overwhelmed, and juggling a lot.

Kari and I dive into the power of mindsets, how our beliefs about winter shape our mood and energy, and how we can start to work with the season instead of fighting against it. We talk about practicing rest without guilt, finding small opportunities in slower seasons, and applying this same mindset to other challenging chapters in life, not just the cold, dark months. If you’re feeling like you’re just counting down the days until spring, this conversation is a gentle invitation to see winter—and yourself—a little differently.

You can learn more about Kari and her work here:

• Her book How to Winter – available wherever books are sold

• Website: https://kariliebowitz.com

• Newsletter: subscribe via her site at https://kariliebowitz.com/substack​

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

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Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

In today's episode, I'm reflecting on the liminal space between the end of one year and the beginning of the next—the hazy “in-between” where routines fall away, time feels weird, and it’s tempting to either over-hustle with resolutions or completely check out. I explore how this in-between mirrors our financial journeys, where growth is rarely linear and the quiet, uncertain seasons often hold the most potential for clarity, healing, and new stories around money.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

In this very quick Christmas week check-in, I just wanted to share a simple reminder: you are not failing at the holidays, no matter what your spending, energy, or to-do list looks like. I talk about how this season is set up to make us feel “not enough,” and offer one gentle reflection question to help you soften the pressure and let “good enough” truly be enough, even if you feel both grateful and exhausted at the same time.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

Even in this “season of plenty,” many of us carry a quiet sense of not enough — not enough time, energy, money, or headspace. In today's episode, I share why scarcity shows up more strongly this time of year, how it subtly influences our decisions, and why judging ourselves only makes it heavier.

We’ll explore:

• Why the holidays can amplify feelings of lack

• The subtle ways scarcity shows up in our thoughts and choices

• How to lean into curiosity and self-compassion instead of criticism

• Practical ways to notice misalignment and make grounded choices

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

In today's episode, I talk about how easy it is to become invisible during the holiday chaos. Women are conditioned to give to everyone around us — our families, coworkers, communities — while giving almost nothing to ourselves.

I dig into why self-kindness and self-investment can feel so uncomfortable, why we default to burnout and “superhero mode” every December, and how the small, quick fixes we reach for aren’t actually meeting our real needs.

Instead, we need to reframe the idea of “gifting” ourselves through meaningful support — honesty, boundaries, rest, and choosing what genuinely helps us long-term.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

In this episode, I’m diving into the money secrets we all carry — especially during a season where pressure and expectations are louder than ever. I talk about why we hide our financial stress, how holiday “performing” shows up in sneaky ways, and what this secrecy does to our emotional well-being.

I also share the small, grounded steps I use to practice more honesty with myself and others, why vulnerability doesn’t mean oversharing, and how naming what’s true can be the first real relief we feel in a long time.

If you’ve ever felt like you’re the only one struggling with money during the holidays, this episode is a reminder that you’re not alone — and you don’t have to carry it all in silence.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

This week (just in time for Thanksgiving), I'm talking about the money stories that resurface when we’re home for the holidays.

Why do old family roles come back so quickly? Why do questions about work, success, or “how we’re doing” feel so charged? And how can we stay grounded when other people’s money beliefs collide with our own?

In this episode, we explore: • Why family triggers around money show up • How to recognize the old stories you slip into • Ways to stay centered during tough conversations • What it looks like to rewrite those patterns as an adult

This episode is an invitation to notice — without judgment — what comes up for you during the holidays, and to honor the healing you’re already doing. Awareness is what breaks generational cycles, and it’s what allows you to show up with more clarity, calm, and self-trust.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!