January has a way of bringing out the part of us that really wants to do everything right — especially with money. In this episode, I talk about what I call the good girl hangover: that rule-following, people-pleasing energy that shows up after the holidays and leaves us feeling pressured, restricted, and exhausted.

We’ll talk about how this “good girl” part learned to keep us safe, how she shows up in our money decisions, and why trying to be perfect with money often backfires. Most importantly, we’ll explore what it might look like to move through January with a little more honesty and kindness toward ourselves — instead of more rules and self-criticism.

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Cozy Earth has been part of my routine lately, especially this time of year. You can use my link below for 20% off at cozyearth.com with the code MONEYISNTSCARY.

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

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Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

In this New Year episode of Money Isn’t Scary, I’m talking with social psychologist and author Kari Liebowitz about how to get out of winter survival mode and feel more supported by this season instead of just pushing through it. We explore how the way we think about winter can completely shift how it feels in our day-to-day lives, especially when we’re tired, overwhelmed, and juggling a lot.

Kari and I dive into the power of mindsets, how our beliefs about winter shape our mood and energy, and how we can start to work with the season instead of fighting against it. We talk about practicing rest without guilt, finding small opportunities in slower seasons, and applying this same mindset to other challenging chapters in life, not just the cold, dark months. If you’re feeling like you’re just counting down the days until spring, this conversation is a gentle invitation to see winter—and yourself—a little differently.

You can learn more about Kari and her work here:

• Her book How to Winter – available wherever books are sold

• Website: https://kariliebowitz.com

• Newsletter: subscribe via her site at https://kariliebowitz.com/substack​

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If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!

In today's episode, I'm reflecting on the liminal space between the end of one year and the beginning of the next—the hazy “in-between” where routines fall away, time feels weird, and it’s tempting to either over-hustle with resolutions or completely check out. I explore how this in-between mirrors our financial journeys, where growth is rarely linear and the quiet, uncertain seasons often hold the most potential for clarity, healing, and new stories around money.

-----------------------------------------------------------------------------------------------------------

If you loved this episode, please take a moment to follow, rate, or review Money Isn’t Scary — it helps more women find these much-needed conversations.

You can also find me here: 🎙️ Website: moneyisntscary.com 📸 Instagram: @moneyisntscary

----------------------------------------------------------------------------------------------------

Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want.

You can book a quick 15-minute call here so I can learn more about you and your goals for the program.

I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want!