On this episode of the Finley Capital Podcast, Kelli Garrett shares her incredible journey from having no financial safety net to building a private lending business with over $500 million in funded loans in just five years. She opens up about the moments when her business was nearly out of funds — and the exact strategies she used to keep growing anyway.

You’ll hear how she scaled her operation, attracted consistent deal flow, and built lasting partnerships, all while proving you don’t have to come from money to create it. Whether you’re a seasoned investor or just starting out, this conversation delivers both inspiration and a clear roadmap for success in private lending.

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

📲 FOLLOW US ON SOCIAL MEDIA

✅ Instagram: @finleycapital

✅ TikTok: @finleycapital

✅ YouTube: @finleycapital

✅ Facebook: @finleycapital

✅ Powered By Private Facebook Group

✅ Apple Podcasts: @finleycapital

✅ Spotify: @finleycapital

🔗 Useful Link

✅ Lend Safe: lendsafe.us

✅ Lend Private: lendprivate.us

✅ Finley Capital: finleycapital.us

Logan Richetti with Finley Capital joins Matt Rosen, to share the full backstory of how Finley Capital came to life—from making his very first private loan to launching a multi-million-dollar lending business at Finley Capital. Logan shares the story behind the name, how he's scaled with platforms like LendSafe and LendPrivate, and why private lending is one of the most powerful wealth-building tools.

We dive into:
• Starting a lending business with no roadmap
• Raising capital before I had a track record
• Balancing deal flow vs. funding
• Structuring smarter, safer loans
• Why trust, education & systems matter most

Whether you're just learning about private lending or trying to take your operation to the next level, this episode is for you.

Listen now + grab free resources at LendPrivate.us

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

✔️ Tune in now and watch the full video podcast at @finleycapital.us ✔️

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

📲 FOLLOW US ON SOCIAL MEDIA

✅ Instagram: @finleycapital

✅ TikTok: @finleycapital

✅ YouTube: @finleycapital

✅ Facebook: @finleycapital

✅ Powered By Private Facebook Group

✅ Apple Podcasts: @finleycapital

✅ Spotify: @finleycapital

🔗 Useful Link

✅ Lend Safe: lendsafe.us

✅ Lend Private: lendprivate.us

✅ Finley Capital: finleycapital.us

Logan Richetti dives deep into the real numbers, strategy, and structure behind a recent $1.2 million mixed-use portfolio in Midland, Michigan. You’ll learn exactly how he approached marketing, valuation, and deal packaging from both a seller and broker perspective—complete with pro tips on how to analyze a multifamily listing that actually gets traction.

Whether you're an active investor, new to private lending, or trying to understand how cap rates and NOI impact real-world value, this episode is loaded with insight.

What You’ll Learn:

• How to evaluate multifamily and mixed-use listings like a pro
• What info serious buyers actually want in a listing
• The formulas behind cap rate, NOI, and valuation
• Why packaging matters—and how to create deal momentum
• How Logan’s team unlocked extra value through rezoning and parcel splitting

Like what you hear? Follow the Finley Capital Podcast for real, tactical breakdowns of deals, strategies, and lessons learned in the world of private lending and real estate investing.

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

✔️ Tune in now and watch the full video podcast at @finleycapital.us ✔️

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

📲 FOLLOW US ON SOCIAL MEDIA

✅ Instagram: @finleycapital

✅ TikTok: @finleycapital

✅ YouTube: @finleycapital

✅ Facebook: @finleycapital

✅ Powered By Private Facebook Group

✅ Apple Podcasts: @finleycapital

✅ Spotify: @finleycapital

🔗 Useful Link

✅ Lend Safe: lendsafe.us

✅ Lend Private: lendprivate.us

✅ Finley Capital: finleycapital.us

Logan breaks down 10 private lending borrower acquisition strategies—but more importantly, he shares why focusing on just 1 or 2 is the key to real growth.

After years of spreading his energy too thin across a wide range of lead generation efforts, Logan shares a transparent look at what’s working, what’s not, and how he’s refocusing his time and resources to scale smarter. If you're a private lender feeling overwhelmed by too many options, this episode will help you zero in on the highest ROI strategies for attracting quality borrowers.

What You’ll Learn:

• The 10 most common ways private lenders source deals
• Why chasing all of them at once is a trap
• The 2 strategies Logan is doubling down on
• Tips to build a lean, focused, and repeatable borrower pipeline

If you’re ready to stop dabbling and start scaling, this episode is your roadmap.

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

✔️ Tune in now and watch the full video podcast at @finleycapital.us ✔️

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

📲 FOLLOW US ON SOCIAL MEDIA

✅ Instagram: @finleycapital

✅ TikTok: @finleycapital

✅ YouTube: @finleycapital

✅ Facebook: @finleycapital

✅ Powered By Private Facebook Group

✅ Apple Podcasts: @finleycapital

✅ Spotify: @finleycapital

🔗 Useful Link

✅ Lend Safe: lendsafe.us

✅ Lend Private: lendprivate.us

✅ Finley Capital: finleycapital.us

Logan walks us through a whiteboard brain-dump on why he’s considering launching the Lend Private Fund—a 506(b) debt fund designed to solve the scalability and liquidity challenges Finley Capital faces with its current co-lender direct placement model. With the balance sheet sitting at $9.5 M and eyes set on $120 M, Logan breaks down:

• Current Constraints: Why deal origination and the co-lender model leave eager capital partners waiting on the sidelines.
• Fund Structure 101: How pooling $10 M across 100 friends & family investors into 100 loans creates instant diversification, mitigates downside, and keeps capital always deployed.
• Risk & Reward: A deep dive into the math—what happens if one loan goes to zero, why a 1% hair-trigger upside isn’t as scary as it sounds, and how a 9–11% return remains achievable even with a few hiccups.
• Scale & Reinvest: Imagining the fund at 10× or 100× scale and how direct reinvestment of dividends turbocharges growth without constant deal-hunting.

Whether you’re a private lender, a high-net-worth investor, or simply curious about alternative real-estate finance, join us for a no-nonsense look at building a sustainable, scalable debt fund—and learn why this might just be the next evolution for Finley Capital, LendPrivate, and the entire LendFam community.

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

✔️ Tune in now and watch the full video podcast at @finleycapital.us ✔️

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

📲 FOLLOW US ON SOCIAL MEDIA

✅ Instagram: @finleycapital

✅ TikTok: @finleycapital

✅ YouTube: @finleycapital

✅ Facebook: @finleycapital

✅ Powered By Private Facebook Group

✅ Apple Podcasts: @finleycapital

✅ Spotify: @finleycapital

🔗 Useful Link

✅ Lend Safe: lendsafe.us

Logan Richetti of Finley Capital sits down with his good friend and fellow real estate investor, Robert Lawrence. Robert is a well-known figure in the local real estate scene and a long-time capital investor with Finley Capital. He shares his perspective on what it’s like to invest in private real estate loans, how the process works from the capital side, and what drew him to partner with Finley Capital in the first place. They look back on the first deal they did together nearly two years ago and how that relationship has developed over time.

Logan and Robert also dive into the unique balance of competition and collaboration in the real estate world. From sharing deals to supporting each other’s growth, they talk candidly about the importance of trust, alignment, and shared goals in successful investing partnerships. Whether you're curious about becoming a private lender, or just want to hear how two investors build success through relationships, this episode is packed with real-world insights.

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

✔️ Tune in now and watch the full video podcast at @finleycapital.us ✔️

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

📲 FOLLOW US ON SOCIAL MEDIA

✅ Instagram: @finleycapital
✅ TikTok: @finleycapital
✅ YouTube: @finleycapital
✅ Facebook: @finleycapital
✅ Powered By Private Facebook Group
✅ Apple Podcasts: @finleycapital
✅ Spotify: @finleycapital

🔗 Useful Link

✅ Lend Safe: lendsafe.us

Logan Richetti of Finley Capital sits down with seasoned investor Joe Lieber, founder of Cleveland House Buyers and 42 Capital, to talk all things real estate investing in Cleveland, Ohio.

With 28 years in the game, Joe shares how he went from a tough first deal at 18—where he and his partner lost $8,000—to building a high-volume real estate business and eventually transitioning into private lending using his own capital, as well as funds from friends and family.

This episode is packed with raw insights on:

• Scaling to high-volume investing in Cleveland
• Lessons learned from early losses
• Shifting from active investing to capital deployment as a private lender
• Building trust and relationships in real estate over decades

Whether you're new to investing or looking to scale, this conversation is full of hard-earned wisdom and strategy.

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

✔️ Tune in now and watch the full video podcast at @finleycapital.us ✔️

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

FOLLOW US ON SOCIAL: ✅ Instagram: @finleycapital ✅ Powered By Private Facebook Group: https://www.facebook.com/groups/poweredbyprivate

✅ Lend Safe: https://lendsafe.us/ ✅ TikTok: @finleycapital ✅ Youtube: @finleycapital ✅ Apple Podcasts: @finleycapital ✅Facebook: @finleycapital ✅ Spotify: @finleycapital

Logan Richetti sits down with Rodney Miller, a seasoned hard money lending partner based in Oklahoma, for a deep-dive conversation into his entrepreneurial journey.

But Rodney's journey doesn’t stop there. He takes us inside his bold pivot from real estate finance into the world of healthcare—specifically, how he began acquiring medical clinics. What started as a single investment quickly evolved into a successful chain of clinics. Rodney walks us through the unique business model, the hurdles he overcame, and how he scaled the operation in a highly regulated industry. His story is proof that business principles—when applied with discipline and vision—can cross industries and create massive impact.

Whether you're an investor, entrepreneur, or someone just starting out, this episode is filled with insights you won’t want to miss. Logan and Rodney explore topics like identifying growth opportunities, building operational systems, and taking calculated risks. It's a must-listen for anyone looking to build something real and sustainable.

Tune in to get inspired, learn from Rodney’s playbook, and see what’s possible when you mix hustle with smart execution.

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

✔️ Tune in now and watch the full video podcast at @finleycapital.us ✔️

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

FOLLOW US ON SOCIAL: ✅ Instagram: @finleycapital ✅ Powered By Private Facebook Group: https://www.facebook.com/groups/poweredbyprivate

✅ Lend Safe: https://lendsafe.us/ ✅ TikTok: @finleycapital ✅ Youtube: @finleycapital ✅ Apple Podcasts: @finleycapital ✅Facebook: @finleycapital ✅ Spotify: @finleycapital

@lenderloungewithkevinkim @BryceMatheson @hardmoneybankers @PrivateLenderLink