On this episode of the Finley Capital Podcast, Kelli Garrett shares her incredible journey from having no financial safety net to building a private lending business with over $500 million in funded loans in just five years. She opens up about the moments when her business was nearly out of funds — and the exact strategies she used to keep growing anyway.

You’ll hear how she scaled her operation, attracted consistent deal flow, and built lasting partnerships, all while proving you don’t have to come from money to create it. Whether you’re a seasoned investor or just starting out, this conversation delivers both inspiration and a clear roadmap for success in private lending.

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

📲 FOLLOW US ON SOCIAL MEDIA

✅ Instagram: @finleycapital

✅ TikTok: @finleycapital

✅ YouTube: @finleycapital

✅ Facebook: @finleycapital

✅ Powered By Private Facebook Group

✅ Apple Podcasts: @finleycapital

✅ Spotify: @finleycapital

🔗 Useful Link

✅ Lend Safe: lendsafe.us

✅ Lend Private: lendprivate.us

✅ Finley Capital: finleycapital.us

Logan Richetti with Finley Capital joins Matt Rosen, to share the full backstory of how Finley Capital came to life—from making his very first private loan to launching a multi-million-dollar lending business at Finley Capital. Logan shares the story behind the name, how he's scaled with platforms like LendSafe and LendPrivate, and why private lending is one of the most powerful wealth-building tools.

We dive into:
• Starting a lending business with no roadmap
• Raising capital before I had a track record
• Balancing deal flow vs. funding
• Structuring smarter, safer loans
• Why trust, education & systems matter most

Whether you're just learning about private lending or trying to take your operation to the next level, this episode is for you.

Listen now + grab free resources at LendPrivate.us

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

✔️ Tune in now and watch the full video podcast at @finleycapital.us ✔️

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

📲 FOLLOW US ON SOCIAL MEDIA

✅ Instagram: @finleycapital

✅ TikTok: @finleycapital

✅ YouTube: @finleycapital

✅ Facebook: @finleycapital

✅ Powered By Private Facebook Group

✅ Apple Podcasts: @finleycapital

✅ Spotify: @finleycapital

🔗 Useful Link

✅ Lend Safe: lendsafe.us

✅ Lend Private: lendprivate.us

✅ Finley Capital: finleycapital.us

Logan Richetti dives deep into the real numbers, strategy, and structure behind a recent $1.2 million mixed-use portfolio in Midland, Michigan. You’ll learn exactly how he approached marketing, valuation, and deal packaging from both a seller and broker perspective—complete with pro tips on how to analyze a multifamily listing that actually gets traction.

Whether you're an active investor, new to private lending, or trying to understand how cap rates and NOI impact real-world value, this episode is loaded with insight.

What You’ll Learn:

• How to evaluate multifamily and mixed-use listings like a pro
• What info serious buyers actually want in a listing
• The formulas behind cap rate, NOI, and valuation
• Why packaging matters—and how to create deal momentum
• How Logan’s team unlocked extra value through rezoning and parcel splitting

Like what you hear? Follow the Finley Capital Podcast for real, tactical breakdowns of deals, strategies, and lessons learned in the world of private lending and real estate investing.

✅ Please like, subscribe, and share! ✅

Are you a borrower, investor, or private lender looking to unlock new opportunities in real estate and private lending? Join Logan Richetti, founder of Finley Capital, as he shares expert insights and strategies from years of experience in the private lending industry. Tune in weekly for episodes covering all aspects of private lending—from securing hard money loans and private capital, to real estate investment tips, portfolio management, and retirement strategies. We’ve got everything you need to fuel your next big investment!

✔️ Tune in now and watch the full video podcast at @finleycapital.us ✔️

If you enjoyed this podcast, we would greatly appreciate your positive review & rating! ✔️

Make sure to check out the top resources for both new and experienced private lenders and investors at Finley Capital. Get your Private Lending Journey started today!

📲 FOLLOW US ON SOCIAL MEDIA

✅ Instagram: @finleycapital

✅ TikTok: @finleycapital

✅ YouTube: @finleycapital

✅ Facebook: @finleycapital

✅ Powered By Private Facebook Group

✅ Apple Podcasts: @finleycapital

✅ Spotify: @finleycapital

🔗 Useful Link

✅ Lend Safe: lendsafe.us

✅ Lend Private: lendprivate.us

✅ Finley Capital: finleycapital.us