Personal Finance for Teens and College Students

101 Money Secrets You Wish You Learned in High School

By: Julian Paul

Narrated by: Jeff Bower

Length: 3 hrs and 21 mins

Publisher's summary

Develop a healthy relationship with money as you prepare for adulthood.

Financial freedom is everybody’s end goal. But unfortunately, not everyone gets to achieve it because of the wrong information, wrong habits, or both.

Whether you’re born into poverty or with a silver spoon, financial independence is within your reach if you practice the right money habits.

And there’s no better time than now to start equipping yourself with practical financial strategies.

Inside this not-so-conventional but extremely helpful guide, you will discover:

• One hundred one financial lessons to wake you up to reality: the real world is harsh, but there are resources every young adult must know about.
• The fundamentals of the money game and how to avoid common traps: win the game by arming yourself with valuable knowledge.
• The three villains working hard (and often together) to bring your money down: discover practical financial strategies to defeat each one of them.
• The ancient and powerful practice of saving, and why merely saving is not enough: money lessons from over 1000 years ago are still applicable today.
• The do’s and don’ts of working with financial professionals: failure to do it properly can lead to enormous wastes of money and time.
• How to manage and work on student and personal loans: discover two effective methods to become debt-free ASAP.
• Beating the "invisible enemy": discover anti-inflation techniques by copying what the world's largest businesses do
• Explore why typical “financial education” is a scam and will not teach you financial literacy: former professional reveals the inside truth…

And much more!

So if you want to learn how to win the money game, you should listen to this audiobook!

©2022 Julian Paul (P)2022 Julian Paul

The money secrets your parents never told you

If you're looking for a comprehensive guide on personal finance tailored to the needs of teens and college students, this book should move up your list! Written by Julian Paul, it unlocks 101 money secrets that every young adult should know about. It dives deep into the fundamentals of financial literacy, detailing strategies to win the money game and ways to defeat debt traps. At its core are ancient money lessons from over 1000 years ago that are still applicable in modern times. This book is an essential resource for anyone wanting to gain control over their finances and make sound decisions during these critical years of transition into adulthood.

I wish I got this book when I was 14!

Where I grew up the legal age to work part time was 14, I got a job and every week I just spent my paycheck! I wish I could give this book to myself at age 14 I would have a totally diffrent life. If you are looking to help your child on their path to financial freedom give them this book

Great tips

An easy to follow and well narrated audible that gives you a lot of tips and tricks to better understand how personal finance works. The audible had a great level of detail and has lots of advice to get started straight away. A must listen for any teen or college grad.

I wish I had read this book as a teen!!

I listened to this book as a preview to share with my son, who is fast entering teenager-hood. It was absolutely mind-opening the perspectives and information shared in the book that are not a part of general financial literacy. I genuinely wish that personal finance in this amount of depth were taught in middle and high school. I learned so much that I didn't know, misconceptions about money management, helpful and practical tips for how much to save and spend. Highly recommend as it was easy to understand for a beginner like me. I plan to share this with my son and both of us learn from the Julian Paul's wisdom!

Helpful

Money is always the most big issue in our day to day basis and most people don't know how to deal with eventhough they are most of the time pretending to be wise. I found this book really helpful for adults as well as kids. Highly recommended

A Great Assistance for Students

If you’re a teenager and want to become financially stable, then this book will guide you in the best way. It provides some great secret tips and tricks about money games. As a teenager, if you want to be successful, you should definitely get this audiobook.
The author did a great job of explaining every detail about this topic. Moreover, the narration was exceptional.

This book is about finance but it also offers hope

I realize this is a book about personal finance. It offers hope to people of all ages, and certainly to teens and young adults. Hope about having a bright future without falling into very powerful money pitfalls. Hope that comes from being empowered to make important decisions in life. Hope about gaining perspective and reaping benefits of work.

Personal Financial Goals!

This audiobook was incredible! I've gained much more knowledge from listening to this audiobook than from a Financial class; I'm not even a college student. I've read and listened to many Personal Finance books; however, they fill you with repetitive information you already know. However, this book has many secrets on how to get ahead and provides practical examples of how to make this possible.

I especially enjoyed listening to Chapter 9. (Buy, Borrow, and they you Die). It's an excellent concept that I will be implementing in my life to gain leverage and create generational wealth.

An invaluable text for teens & young adults

The material contained in this audiobook is comprehensive – covering all areas of finance for the young person who aspires to financial growth. The information helps young people navigate the field and saves them from making costly mistakes that will endanger their financial status.

I find particularly impactful chapter 4 which is titled: The Casino’s Advantage. This chapter brings to life the money game, odds, and luck. This information will empower teens to find their edge and increase their odds as they manage their finances in real life, and effectively position them on a path to financial success.

Perfect for My Teens

This book was a perfect one to pass on to my kiddos who are 17 and 20. I often try to teach them the importance of finance and credit so this was a perfect addition to our educational book collection. I really enjoyed it.