Community Bank

In the early 2000’s, America was in the midst of an economic boom. Nowhere was the prosperity more evident than across metro Atlanta and Georgia’s thriving community banking industry. Georgia saw more new bank start-ups than almost any other US state between 1997 and 2007…and then suffered more bank failures than most states combined between 2008 and 2012. What happened? This book tells that story. At year-end 2012, the largest 1% of US banks controlled eighty six percent of American domestic deposits …which means that 99% of America’s 7,083 financial institutions held only ...

299 Days: The Community, the third book in the 299 Days series, reunites Grant Matson with his family after his wife, children, and in-laws accept that the only way to survive the Collapse is to flee the comfort of their suburban lives and join him at his isolated cabin in the woods. With riots becoming more violent, power outages more widespread, and the military crumbling, Grant and others throughout Washington State realize they must organize if they want to endure.

All over the world, Black and racialized women engage in the solidarity economy through what is known as mutual aid financing. Formally referred to as rotating savings and credit associations (ROSCAs), these institutions are purposefully informal to support the women’s livelihoods and social needs, and they act to reject tiered forms of neo-liberal development. The Banker Ladies–a term coined by women in the Black diaspora–are individuals that voluntarily organize ROSCAs for self-sufficiency and are intentional in their politicized economic co-operation to counter business exclusion.

Living paycheck to paycheck has become normalized, and overdraft fees are no longer rare missteps—they are predictable outcomes of systemic design. The Overdraft Society exposes how banks, fintech platforms, and cultural habits reinforce cycles of scarcity, penalty, and dependency. Readers learn to recognize engineered timing gaps, behavioral nudges, and automated sequences that perpetuate overdrafts and stress. This book transforms awareness into action. Step by step, it teaches how to build buffers, automate cashflow, restructure accounts, and protect discretionary spending. By mapping ...

When a Texas rancher meets a stubborn island veterinarian, sparks fly—and not only the romantic kind. Dr. Elaine Hopewell came to Chincoteague Island to rebuild her shattered career, finding solace in the wild ponies she’s devoted herself to protecting. The last thing she needs is Cole Walker—an arrogant Texas cowboy with a poorly behaved cattle dog—disrupting her research and her carefully isolated life. Cole has one mission: investigate a suspicious breeding operation and return to his family’s ranch. Simple and temporary. But when he discovers Ellie’s fight to save ponies ...

In 1978, when Jamiyla was two years old, her mother, Ummi, quit her job, converted to Islam with her husband, and moved into an exclusive Muslim society in Brooklyn. Once inside the Community, the family was separated by its powerful and charismatic leader, Dwight York, who was hiding behind the name Imam Isa. Instead of the devotional refuge they’d imagined, the Community was a nightmare of controlled abuse and unspeakable secrets. Forty years later, Jamiyla was ready to excavate and understand a past buried in bad dreams, disturbing memories, and inexplicable rage.

Inheriting her aunt's historic beachfront hotel should have been Vanessa Lewis's chance at a fresh start. But returning to Isabel Island means facing two ghosts from her past—her aunt's legacy, and Wesley Anders, her childhood best friend who broke her heart fifteen years ago. Now a decorated Marine Captain, Wesley is temporarily stationed at the local base, and he's just as infuriatingly handsome as he was the summer everything she thought she knew about their friendship changed. Between his offer to help renovate the hotel and their undeniable chemistry, Vanessa finds herself falling ...

Take charge of your family’s food security by learning how to grow your own fruits, vegetables, and herbs—and right along with them, you’ll nurture your own inner strength, too. Food insecurity affects millions of people worldwide. Without access to well-stocked stores or nutritious...

Pleasure Atlas is an erotic odyssey across continents and bodies, tracing the story of Tom Fields — a 51-year-old man searching for pleasure and new parts of himself in the lovers he meets. From Amazonian Brazil to the bathhouses of Thailand, to the dark, pulsing alleys of Berlin, each encounter leaves a mark that lingers. Tom's travels map the borders between lust and love, escape and arrival, as he encounters lovers who reveal who he is when no one’s watching, and the man he could become if he indulges in his own raw impulses. Through unfiltered sex and tender longing, Pleasure Atlas ...

"Kingdom of Lies is a brilliant and bold debut, as full of suspense as the best crime thrillers.” —Linda Fairstein, New York Times bestselling author of Blood Oath In the tradition of Michael Lewis and Tom Wolfe, a fascinating and frightening behind-the-scenes look at the interconnected...

Pop star sensation, Sierra Rayne had it all—fame, fortune, and millions of adoring fans. But when she is threatened with an arranged marriage to a ruthless mob boss, she escapes incognito to a sleepy Outer Banks island and finds refuge at Moonlit Inn, a charming bed-and-breakfast run by a hunky widower, Hank Whitman, and his high-spirited sixteen-year-old daughter, Emma. Emma is delighted that her pop star idol lives under her roof, but letting out Sierra’s secret would jeopardize her safety and that of the entire community. Meanwhile, Hank, still nursing his wounds from his loss, is ...

Frank Altman, a legendary figure in the Community Development Finance industry, offers a systematic argument for why and how American capitalism can be extended to people from every walk of life, including those from low-income census tracks. He explores the history and cultural realities that have created an unequal financial playing field, particularly for BIPOC communities and how innovative approaches can create sound investment devices and exponential growth in minority and women-owned businesses and increase levels of home ownership.