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Are you preparing to purchase a new home for your family utilizing an FHA 203K mortgage or even just considering one? Then here is the resource you need! How to Survive a 203K Mortgage outlines step-by-step how to walk through the potential mine fields of home ownership using this financial tool and come out on the other side as a real estate winner!

Angelique MacDuff paused as the knot in her stomach tightened. Across the pavement of Bright Seas’ Main Street, the shop waited, but whether it beckoned or warned her to turn and run, she couldn’t have said. Sixteen months ago, her husband left the tarmac’s safety in their newly purchased delivery van and drove off a precipice northeast of town. There had been no screech of brakes before their van had headed straight for the cliff’s edge, where it had left the Earth and, for a moment, hung suspended in the air before plunging into Bright Seas Bay.

When most people contemplate Christmas, they think of family time, baking gingerbread with Grandma, and stringing those forever-tangled lights on the tree. For Lieutenant Patrick Holling, Christmas means something entirely different, though. Demoted and transferred to New Jersey PD's own version of Timbuktu - the Holiday Crimes Unit, where every crime that correlates to a holiday is sent to die, Holling finds himself saddled with an unwanted partner, Detective Julian Ives, who has transferred to the HCU under mysterious circumstances.

Hopeful that the back left tire on his truck will hold, Jack Branson begins the last leg of his long journey, desperate to reach his family's farm and surprise them on Christmas Eve. Nature, though, has other plans for the returning serviceman this snow-filled Christmas. Needing to find shelter, he spots the glow of lights from a small farmhouse and seeks sanctuary from those within. But then, the worn door opens, and....

Snow flies on howling gales, trees moan their complaint against the December storm, and lights on the Christmas tree in the front yard flicker. Inside, family members settle around their fireplace's warmth, sharing memories of years past, and then the front doorbell rings.... A family rocker, a surprise gift, and a closely held secret revealed all set the stage for this family's unexpected Christmas.

Heading north for the holidays, things certainly hadn't gone as she had planned. A snowstorm, an apple pie, and an old friend all conspire to bring her to a crossroads. Will a Christmas Eve detour send her back to her snug village home, or will she forge ahead and let a turn in the road lead her to newfound happiness? In this, the first entry in her new Rose and Briar Inn series, internationally beloved From Women's Pens author Andrea Twombly weaves a warm story of the Christmas season, rich in challenges overcome and courage discovered along a twisting road to love.

Are you an indie author struggling to find that elusive bond with a professional cover artist? An illustrator trying to break onto the professional scene? A publisher juggling both at the same time? Or even a group of authors working on a special project? Then this is the one, fact-filled book that you will want to carry as you embark on your own journey towards either the creation of or contracting for a fabulous book cover that will ensure the success of your book publishing endeavor. Come for the invaluable information. Stay for the fun.

Aunt Gail is magic. Carrie Louise is sure of it, and so she sets out to prove it as she hunts for shells on the beach. With the help of her aunt and a magic sand dollar, Carrie Louise solves the mystery and learns the truth about magic and the reality of love. A perfect, faith-based beach listen for children! A perfect listen anytime!

The night is clear, the moon is bright, a low fog swirls along the moor.... And there she is amongst the fog - the woman in white, forced to wander for eternity; but wait, what is her story? Can she be freed from the curse that keeps her so? Lachlan wants to know, but will he pay too great a price, as he also becomes her victim?

Keeping a promise made to her father, Moira Buchanan journeys to the Cumberland Mountains of East Tennessee to Luna Lake Cabins. With a few touches here and there, she creates a temporary home away from home in which to enjoy her Christmas, but a haughty Siamese cat, the impulsive promise of a twelve-year-old girl, and a handsome Scottish laird soon turn all her plans upside down as she struggles to keep her innermost secret hidden from the one she loves most in the world.

Forced to return to her ancestral home in Captain’s Point, a small town on Maryland’s Eastern Shore, Adrianna Montgomery receives a shock and a challenge when the terms of her great-aunt’s will are read. Faced with a haughty attorney, a crumbling old house and a clue, she must draw upon the resources found in those around her, as well as her own inner strengths, in order to solve the riddle and secure her inheritance. Accepting the challenge, she ultimately learns who she is destined to be, discovering her true love along the way.

Becca Tate and Jeff Stuart have lived in Captain's Point all their lives. She's an aspiring historian, destined to teach at a major university. He's a journalism student who is tied by circumstances to his father's landscaping firm. Will the magic of Christmas be enough to hold their budding relationship together, as their lives intertwine with Bill Adams and his wife, Millie, along with star-crossed lovers Big Dan O'Malley and Dora Jean McCarthy?

Drawn to the lakes and peaks of the Cumberland Mountains of East Tennessee by the need to recover from the blow life has dealt her, Samantha Hill seeks to set her new priorities now that she has been denied what could've been and certainly should've been. All Matt Landry wants is two weeks off by himself hiking and fishing, during which he hopes to regain his hold on what is important in his life going forward.

Internationally beloved From Women's Pens author Annie Acorn provides listeners with a complete collection of her famed Christmas stories, novelettes, and novellas, including her newest short story, "Snowbound for Christmas", that's set in rural post-World War II Indiana.

Christmas is fast approaching in Captain’s Point, and Bill Graham, manager of Chester’s crab shack, finds it hard to get into the spirit, especially since the woman he loves barely knows he exists. Sissy Stanton, a baker who supplies Chester’s, is too busy dealing with a crisis in her extended family to even notice. Meanwhile, Santa works a bit of overtime in order to further the course of true love. Will his efforts be too little, too late, or will this become the Christmas that both Bill and Sissy deserve?

Christmas is coming fast, and Mildred Sauer isn't feeling festive or generous. Having faced disappointments and sadness in her life with stoicism and determination, this holiday season doesn't appear to be any different than those that have disappointed her in the past. A small child, two teddy bears, and a bevy of surprise visitors all conspire against her expectations, though, as Mildred's life goes topsy-turvy in a hurry. Can this Christmas even be saved?

Annie Acorn Audio is pleased to present A Rose by Any Other Name, written by Angel Nichols and narrated by Lisa Leslie. “Lady, you can't do that in here!” Alberto Perez shouts into his cab's rearview mirror, but there really isn't much he can do. Two hours later, a baby girl enters the world, and so, the story begins. Eighteen years later, Rose Smith finds herself on the doorstep of a New York City women's shelter, alone and afraid, but then a handsome stranger with kind eyes befriends her.

Mary Dawson escapes her life in Maine for a long weekend, seeking the solitude and peace of a quaint, oceanfront inn on the beautiful Atlantic shores of Florida. The last thing Ben Ford, darling of the auto racing world, has on his mind is a new relationship. But then Fate intervenes and forces the dreams, desires, and secrets of both onto the fast track!

Children aren't the same as kittens, as Miss Mary Mason is reminded when she volunteers to keep two orphans in her home through Christmas. Ragged and dirty, their manners leave much to be desired. Still, Mary perseveres, not willing to return them to a system that will certainly not meet their needs.

Newly married, Adrianna Montgomery Sheffield feels the need to pay forward the happiness she has found with her Chase, determining that her mission will be to find a man for his law partner Susan. Recognizing her friend as a beautiful woman inside and out, Adrianna believes the task to be an easy one, but soon realizes the depths of the challenge she has set for herself.