Mostrando resultados por narrador "Jacob Simmons" en Todas las categorías

A reverse mortgage allows homeowners aged 62 or older to access a portion of the equity they have built up in their homes over the years. The amount that can be borrowed depends on factors such as the homeowner's age, the appraised value of the home, and current interest rates. One of the key features of a reverse mortgage is that it does not require monthly payments like a traditional mortgage does. Instead, the loan balance increases over time as interest accrues on the borrowed amount.

Trust funds can be quite versatile and serve various purposes depending on the needs and goals of the grantor. They can be set up during one's lifetime (living trusts) or established through a will upon death (testamentary trusts). Trusts can be revocable, meaning the grantor retains control and can modify or revoke the trust during their lifetime, or irrevocable, where the terms are fixed and cannot be changed.

This book is an exploration of the art and science of speech therapy. Whether you are a concerned parent, a speech therapist, a person who stutters, or someone seeking to support individuals with speech difficulties, this comprehensive guide aims to provide you with the knowledge, tools, and strategies to enhance speech and communication.

Art has the remarkable ability to capture the essence of human creativity, emotions, and culture. For centuries, it has served as a mirror reflecting our society's ever-evolving thoughts, passions, and perspectives. From the timeless masterpieces of the Renaissance to the cutting-edge innovations of contemporary artists, art continues to inspire, provoke, and move us in profound ways. Art collecting, an age-old practice that has transcended generations, allows individuals to become custodians of these profound expressions of human imagination.

Every day, without conscious effort, we engage in a fundamental act that sustains our life: breathing. The act of drawing in oxygen and expelling carbon dioxide is so integral to our existence, that we often take it for granted. However, for millions of people around the world, this simple act can be a daily struggle, fraught with challenges and uncertainties. Welcome to a journey into the world of respiratory health, where we explore the complex and often misunderstood conditions of asthma and bronchitis.

In today's competitive and ever-evolving professional landscape, advocating for yourself and your worth is paramount. Whether you're seeking a salary increase or aiming for a well-deserved promotion, mastering the art of negotiation is essential. This book is your comprehensive guide to navigating the delicate yet crucial conversation surrounding compensation and career advancement. In this book, you'll find practical strategies, invaluable insights, and actionable advice to help you approach negotiations with confidence and achieve the results you deserve.

Welcome to the captivating world of bladesmithing and the art of crafting your own knives! Whether you're a seasoned craftsman or a curious beginner, this guide is your passport to the exciting journey of creating functional, beautiful, and personalized blades. Making your own knives can be a rewarding and satisfying endeavor.

Throughout this guide, we'll provide you with practical advice, scientific knowledge, and real-life experiences to help you become a confident and skilled goldfish owner. Our aim is not just to teach you how to keep goldfish alive but to help you create an environment where your goldfish can thrive, grow, and live their best fishy lives. As you delve into the chapters that follow, remember that goldfish keeping is not just a hobby: it's a commitment to providing a loving and safe home for these incredible creatures.

“Devious, delicious, and gasp-worthy.” (Kathleen Glasgow, New York Times bestselling author of Girl in Pieces) In this genre-defying page-turner from Lygia Day Peñaflor, four teens befriend their favorite novelist, only to find their deepest, darkest secrets in the pages of her next...

Grants are funds provided by organizations, governments, or individuals to support specific projects or initiatives. They're typically non-repayable, aiming to help recipients achieve goals in areas like research, education, community development, or the arts. Grant seekers often need to submit proposals outlining their project's purpose, budget, and expected outcomes. Grants can be competitive, requiring careful planning and alignment with the funder's objectives.

In this book, we will delve into the exciting world of vending machines and explore how you can turn this lucrative business opportunity into a successful venture. Whether you're an aspiring entrepreneur looking for a new business idea or an existing business owner seeking to diversify your revenue streams, the vending machine industry offers endless possibilities for growth and profitability.

Surfing is more than just a sport; it's a way of life for many enthusiasts around the world. At its core, surfing involves riding waves while standing or lying on a surfboard. It's a thrilling and dynamic activity that combines athleticism, balance, and a deep connection with the ocean.

Enjoy this enormous combo of books about various business-related topics!

In the vast expanse of the universe, where the night sky reveals countless stars, planets, and galaxies, the pursuit of knowledge knows no bounds. Among the many tools at the disposal of astronomers and astrophysicists, photometry stands as a beacon of precision and insight. This book, Photometry: Science, Sensitivity, and Its Connection to Astronomy, is your guided journey into the fascinating world of measuring and interpreting light in the cosmos.

In this book, we will explore strategies and techniques for minimizing your tax burden while maximizing your wealth-building potential within the bounds of the law. Understanding tax laws and leveraging tax-efficient investment vehicles can significantly impact your financial future. Whether you're an individual taxpayer, a business owner, or an investor, this book aims to provide practical insights and actionable steps to help you navigate the complex world of taxation and build a secure financial foundation.

In the vast expanse of the cosmos, where stars twinkle in the night sky and galaxies swirl in the abyss, a remarkable dance of light and matter unfolds—a dance that has captivated the human imagination for centuries. This dance, illuminated by the science of spectroscopy, is what this book seeks to explore and explain. Spectroscopy, the study of the interaction between matter and electromagnetic radiation, may sound complex and esoteric, but at its heart lies a simple and profound idea: The colors of light can reveal the secrets of the universe.

For centuries, humans have been drawn to water, finding solace and fascination in its depths. Fishponds offer a unique opportunity to create a harmonious balance between nature and design, transforming an ordinary outdoor space into a vibrant aquatic paradise. Whether you're a seasoned aquarist or a beginner looking to embark on a new hobby, this book is your guide to the fascinating realm of fishpond ownership and the art of caring for fish.

Aquariums are more than just glass boxes filled with water and fish; they are windows into vibrant underwater worlds teeming with life, color, and beauty. Whether you're a curious beginner with a fascination for aquatic ecosystems or someone seeking a relaxing and rewarding hobby, this book is your gateway to the captivating universe of freshwater and saltwater aquariums.

In 1620, a group of English families, known now as the Pilgrims, were carried from England to the New World on the Mayflower. When the Mayflower finally showed up in America on November 21, 1620, it had 102 guests and a team of around 30 on board, and was anchored off Cape Cod. The Pilgrims, as opposed to their Puritan coworkers, chose to break away from the Church of England because of its Roman Catholic heritage and the church's hesitation to reform, requiring them to pray in private instead of in the church.

Comic books have been captivating audiences for generations: taking us on thrilling adventures, introducing us to iconic superheroes, and immersing us in richly imagined worlds. Whether you're a lifelong fan or just discovering the magic of comic books, you're about to embark on an exciting journey into the realm of collecting, buying, selling, and accumulating these beloved treasures.