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Several large, well-known insurance carriers have begun raising insurance costs on large blocks of senior and elder-owned life insurance policies to make up for underperforming investment portfolios. These rate increases have increased the percentage of lapse on a massive scale and in most cases can be detected and adjusted for to save the policy.

Business as usual gets a new life in Customer Service Is Just Foreplay. This information-packed guide is filled with relevant, modern practices and principles that can be applied to any agent or agency in the insurance industry. Client interactions have made a major shift over the past decade. Merely providing good customer service has been surpassed by digital tools and strategies that make up a great customer experience. Mobile apps, online chat, and payment systems - as well as 24/7 accessibility - aren't just extras anymore.

The AM Best Business Trilogy in a three-book series has its roots in the idea that all stories have context. When AM Best Chairman, President, and CEO Arthur Snyder III started this project, his goal was to tell the complete story, with all the layers peeled back one by one. The Man: A Biography of Alfred M. Best is the story of a brilliant man whose unflinching dedication to independence of thought and transparency in business sparked an entire industry - and whose personal tribulations humbled and strengthened him. Through it all, Alfred Best remained the eternal optimist.

The Fall of Logic is a selection from Chase Chandler's new book, The Wealthy Family. The Fall of Logic details many of the flaws and solutions related to conventional financial thinking. The Fall of Logic takes the reader on a journey in which Chase Chandler describes the fundamental yet complex foundational philosophies one must understand to manage wealth prudently.

People often ask me to help them assess what their odds of success will be in some new endeavor: What are my odds of succeeding as a full-time blogger? What are my odds of succeeding as an indie game developer? What are my odds of succeeding as an entrepreneur? On the surface it seems intelligent to assess your risks before embarking on a new venture. Unfortunately the way I’ve seen most people do this is rather silly.

The Gift of Money is a simple and easy audiobook that discusses basic money concepts. The author, Deanna Marchionda, reveals in each chapter a gift of money. Each gift is a concept that the author and her team of professionals teach to clients to improve their financial situations. Deanna Marchionda has spent nearly two decades in the financial industry and has developed a brilliant way of using stories to explain complex financial concepts and make them simple and easy to understand.

Struggling to meet your sales goals? Struggling to develop your life practice? Struggling to close life policies? Dealing with chargebacks when you shouldn't be? This audiobook might help. If you'd liked my other work this audiobook will blow you away. It's packed with questions, slick statements, and ways to deal with common life agent issues. I hope you enjoy the second and latest edition to “I Only Smoke When I Drink…”.

Are you having trouble coming up with a simple system to sell umbrella insurance? Here are some tricks and tips that I have learned over time. What I have found working with agents and being an agent is that it comes down to asking the right questions and relaying the information in a simple way.

An insightful look into the unique situations and circumstances that shape a lengthy professional career as an underwriter, Randi Glazer's 12 Strategies for Surviving a Career in the Insurance Industry draws on the author's many years of experience as an industry insider to provide listeners with valuable advice and practical skills for succeeding in the complicated world of insurance.

Becoming "positively selfish" is how you create the focus on long-term contracts like Life insurance, wills, trusts, private family foundations, estate planning, and true generational wealth. The more assets you accumulate the more secure your life will become. Remember assets minus liabilities equal net worth. The higher your net worth the stronger your life against the headwinds in life, - inflation, recession, pandemics, depressions, and any economic devastation.

Es stellt sich längst nicht mehr die Frage, ob der Crash kommen wird - sondern lediglich wann. Denn alle Maßnahmen zur Banken-, Länder- und Eurorettung laufen auf volkswirtschaftliche Schadensmaximierung und den Staatsbankrott Deutschlands hinaus. Die Enteignung der Bürger für diesen Fall wird längst vorbereitet. Staatsanleihen, Renten- und Lebensversicherungen, Konten - das sind die großen Verlierer im Falle eines Crashs.

The New Dentist’s Playbook, written by Jennifer Loyall, founder and CEO of leading insurance firm Loyall Group, is a warm, straight-talking audiobook that will show you how to thrive in this hour and how to surround yourself with the right guidance that can effectively navigate you through these changing times without risking burnout.

Researching retirement communities for yourself or a loved one can be very confusing. Most seniors will refer to this as their “last move”. The heat is on to wade through all the options and information to choose the best community based on their individual situation and circumstances. Your research will include surfing the internet, calling specific communities of interest based on location and plans they offer, and visiting those communities to see for yourself if it is the one for you.

Are you struggling to get things done and take projects to the finish line? Would you like to have a customized system to make the optimal weekly sprints every week? Discover the secrets to doubling your business in a year and becoming the only one at what you do with a proven step-by-step system in Becoming a Pioneer- Book 7. In this step-by-step uniquely written well-structured workbook, combined with detailed illustrations and video training, and filled with the right systems and tools, Bimal helps you build a customized proven path to achieving that 200% growth in one year and ...

Insurance is a very unique product. It is the only product you purchase and hope to never use. The best case with insurance is that your rates go up every year, and you never even get to use it. If your agency is not growing premium every single year, odds are you might need to re-examine one or all of these things....

Wish you had the super power of persuasion or manipulation that can allow you to get people to do exactly what you want? Wish you had the ability to convince, manipulate, persuade, and influence people to think, speak, and act like you want them to? Imagine being able to manipulate people into doing good or acting in the larger interest of mankind? Fortunately, being able to persuade or manipulate people is not an inborn skill. It can be developed with practice and consistent application. Though it has negative connotations, manipulation can also be leveraged in a positive manner.

Do you want to earn more money fast? What is the best way to secure your financial independence? What is passive income? What is the secret behind successful investors? If you want to learn more about successful investment decisions, than you should listen to this book.

A medida de que la tecnología continúa avanzando, más y más personas mayores optan por inscribirse en Medicare a través de medios virtuales. Es fácil ver por qué: es conveniente, accesible y se puede hacer desde la comodidad de su hogar. Sin embargo, esta conveniencia viene con su propio conjunto de desafíos.

Introducing The LLC Blueprint: Navigating the World of Limited Liability Companies– an in-depth guide that delves into the world of LLC formation, taxation, and compliance for business owners. This comprehensive resource is designed to help you make informed decisions, protect your assets, and pave the way for long-lasting success.

The expert who brought you Medicare Decoded reveals the wave of the future: showing businesses how to bring healthcare costs back down to earth through the revolutionary concept of reference-based pricing, realizing profound financial savings, and putting control back in the hands of the insured, all while providing even better coverage than many traditional plans.