• Mrs MummyPenny Talks S6 Ep 1 - I'm BACK with THE BIG QUESTIONS
    Jun 4 2024

    Lynn Beattie introduces Season 6 of Mrs MummyPenny Talks, focusing on big questions and specialist guests. The season will cover topics like happiness, financial freedom, debt, and female empowerment.

    Lynn also discusses taboo subjects like death and aims to inspire insightful conversations. Mrs MummyPenny Talks, big questions, specialist guests, happiness, financial freedom, debt, female empowerment, taboo subjects, death, insightful discussions.

    My posts may contain affiliate links, which means I will get a small commission if you decide to sign up/buy. This does not affect your price; think of it as you virtually saying 'thanks for sharing'.

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    5 mins
  • THE FUTURE - Mrs MummyPenny Talks Cost-of-Living with Much More with Less S5 Ep7
    Oct 24 2022

     In episode seven of Mrs MummyPenny Talks Cost-of-Living with Much More With Less we’re looking at the future.

    We’re right in the middle of the cost-of-living crisis, so if you're struggling to make ends meet, how can you put yourself in a better position in the future? This episode is focused on all of those small things we can do now to make a difference to our long-term finances.

    We also look at the importance of pensions and why we should contribute as much as we can and as for as many years as we can.

    It’s hard to plan ahead when the present is so tough, but this episode will help you to start making a difference to your future.

    Show Links:

    Chip

    Pension Wise

     

    Find Lynn here:

    Instagram

    Twitter

     www.mrsmummypenny.co.uk.

     

    Find Faith here:

    www.muchmorewithless.co.uk

    Instagram  

    Twitter

     

    Find PensionBee here:

     Instagram

     website.

     

     

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    24 mins
  • DEBT - Mrs MummyPenny Talks Cost-of-Living with Much More with Less S5 Ep6
    Oct 17 2022

    In episode six of Mrs MummyPenny Talks Cost-of-Living with Much More With Less we’re talking about debt.

     

    It’s a big subject and unfortunately, it’s going to become more of an issue as the cost-of-living crisis continues.

     

     In the episode we look at:

     

    Good debt vs bad debt.  Debts is like fire - it can be incredibly useful, but it can get out of control easily.

     

    Lynn shares her own story about getting in to, and getting out of, £16k of credit card debt.

     

    We talk about the steps you should take to manage your debt and who you can turn to for support if you’re struggling.

     

    Debt is not something to be ashamed of and there is no amount of debt that’s too big to tackle.  This episode will give you a place to start.

      

    Show Links:

    Debt Camel

    Blog Post: I Paid off £16k of debt two year ago. Am I still debt free? Blog Post: Why paying off debt is a lot like losing weight, and what to do about it

    Step Change

    Citizens Advice Bureau

    National Debtline

    Christians Against Poverty

    Lynn’s most popular Instagram post!

     

    Find Lynn here:

    Instagram

    Twitter

     www.mrsmummypenny.co.uk.

     

    Find Faith here:

    www.muchmorewithless.co.uk

    Instagram  

    Twitter

     

    Find PensionBee here:

     Instagram

     website.

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    25 mins
  • MAKING MONEY - Mrs MummyPenny Talks Cost-of-Living with Much More with Less S5 Ep5
    Oct 10 2022

    In episode FIVE of Mrs MummyPenny Talks Cost-of-Living with Much More With Less we look at making money.

    We share our tried and tested ways to get some cash quickly, including:

    Selling old tech, and how to get the best prices.

    How and where to sell clothing, books and other household items

    Mystery shopping

    Renting out your spare room, your parking space, and even your possessions

    Side hustles

    We also share some experiences that haven’t worked as well for us, including:

    Questionnaires and surveys

    Matched betting

    MLMs

    It’s a great episode and will give you some ideas and practical tips on making some extra money!

     

    Show Links:

    We Buy Books

    Vinted

    Proinsight

    Fat Llama
    SuperLucky Di

    Lightening Spots

    Matched Betting Blog Post

     

    Find Lynn here:

    Instagram

    Twitter

     www.mrsmummypenny.co.uk.

     

    Find Faith here:

    www.muchmorewithless.co.uk

    Instagram  

    Twitter

     

    Find PensionBee here:

     Instagram

     website.

     

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    28 mins
  • ESSENTIAL BILLS - Mrs MummyPenny Talks Cost-of-Living with Much More with Less S5 Ep4
    Oct 3 2022

    In episode four of Mrs MummyPenny Talks Cost-of-Living with Much More With Less we look at how to save money on essential bills.  

    We talk about the financial housekeeping that will help you understand where your money is going and where you can cut expenses.

    Then we tackle…

    Mortgages, rent and council tax – how to ensure you’re getting the best possible deal.

    Water bills and water saving tactics

    Mobile phones and broadband savings

    Insurance – which ones do you really need?

    Travel – getting the cheapest petrol and letting the train take the strain

    It’s an episode packed full of practical tips to slash your monthly expenses

     

    Show Links:

    Trussle

    TopCashBack

    Blog post:  Summer holiday ideas to keep the children entertained for free

    Blog Post: My 5 favourite cheap and free family days out in the school holidays

    Instagram Live: Free and cheap things to do with the kids

     

    Find Lynn here:

    Instagram

    Twitter

     www.mrsmummypenny.co.uk.

     

    Find Faith here:

    www.muchmorewithless.co.uk

    Instagram  

    Twitter

     

    Find PensionBee here:

     Instagram

     website.

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    28 mins
  • ENERGY - Mrs MummyPenny Talks Cost-of-Living with Much More with Less S5 Ep3
    Sep 26 2022

    In episode three of Mrs MummyPenny Talks Cost-of-Living with Much More With Less it’s the topic that we’re all focused on right now, energy. The energy prices are a nightmare, but we do have some tried and tested tips to help you save money.

    In this episode we look at ways to save on heating your home, how to cut the hot water bill, tips to save energy in the kitchen, smart meters, and much more..

    Everything helps right now, and all of the small changes that we suggest in the show can add up to big savings.

    And, for those of you who have energy bills that are completely unmanageable, we have some advice on the next steps to take.

    Show Links:

    Energy Savings Trust

    Introducing the Samsung SmartThings Energy App - (mrsmummypenny.co.uk)

    https://amzn.to/3D22xDy - RAD BOT £51 as at 17th Oct

    Find Lynn here:

    Instagram

    Twitter

     www.mrsmummypenny.co.uk.

    Find Faith here:

    www.muchmorewithless.co.uk

    Instagram  

    Twitter

    Find PensionBee here:

     Instagram

    PensionBee Wesbite http://refer.pensionbee.com/mQeBiQC

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    30 mins
  • FOOD - Mrs MummyPenny Talks Cost-of-Living with Much More with Less S5 Ep2
    Sep 20 2022

    In episode two of Mrs MummyPenny Talks Cost-of-Living with Much More With Less we talk about an essential subject, food. This is usually one of the biggest bills for families after their rent or mortgage and we look at the biggest savings for the least effort.

     

    To start with, we look at switching supermarkets, a simple step to slash those bills.

     

    Our food expert, Faith, talks about meal planning and shopping the contents of your freezers and cupboards. While Lynn, shares her hacks for spending less while you’re actually in the supermarket.

     

    The average UK family throws away £60 of food a month according to Love Food Hate Waste, so we take a look at ways you can reduce your own food waste

     

    Next up is cooking from scratch, with tips for saving money on those nights when you really don’t want to be in the kitchen. Plus take-aways vs. fake-aways, and whether the subscription boxes are worth it.

     

    We talk about switching down brands, taste tests, and what to do when the kids just won’t accept the Aldi brand ‘Nutella’!

     

    Lynn shares some articles she’s written with tips on feeding your family for less.  And, finally, we cover the options for those who are really struggling.

     

     

    Show Links:

    https://www.lovefoodhatewaste.com/

    https://www.mindfulchef.com/

    https://www.bbc.co.uk/food

    https://www.youtube.com/watch?v=iM_KMYulI_s (Gordon Ramsay’s Burger)

    https://www.mirror.co.uk/money/mum-feeds-family-four-just-27490154

    https://www.mirror.co.uk/money/thrifty-mum-three-how-makes-19338593

    https://www.mirror.co.uk/money/10-easy-ways-you-can-26174719

    https://www.foodrescuehub.uk/

     

    Find Lynn here:

    Instagram

    Twitter

     www.mrsmummypenny.co.uk.

     

    Find Faith here:

    www.muchmorewithless.co.uk

    Instagram  

    Twitter

     

    Find PensionBee here:

     Instagram

     website.

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    28 mins
  • INTRO - Mrs MummyPenny Talks Cost-of-Living with Much More with Less S5 Ep1
    Sep 12 2022

    Mrs MummyPenny Talks is back! This season I’ll be joined by Faith Archer of ‘Much More With Less’ and our seven episodes will focus on practical advice for dealing with the Cost-of-Living Crisis. We’re grateful to our sponsors, PensionBee, who are on a mission to make pensions simple. Episode One is an introduction. Get to know Faith and I as we share a little bit of our backgrounds and run through the upcoming episodes. Episode Two is all about food. It’s one of the biggest bills for most families and we’ll be sharing our tips for budgeting. Episode Three focuses on the topic everyone is talking about right now, energy. Which happens to my area of expertise. Episode four will cover essential bills beyond food and energy. What do you absolutely have to pay for? What can you ditch? And what can you switch? In Episode Five we talk about making money. What works? And what should you avoid? We share our tried and tested ways of raising extra cash. Episode Six is dedicated to debt. It’s a very tricky subject but we want to open up and share some very personal experiences with you. Episode Seven will focus on the future. We all need savings, whether they’re for Christmas or our retirement. In this episode we’ll discuss the importance of savings and how you can get started – even in these difficult times. We’re really excited about this season, and we’ll be sharing all of our tips, advice and experience to get you through the Cost-of-Living Crisis. Find Lynn here: Instagram Twitter www.mrsmummypenny.co.uk. Find Faith here: www.muchmorewithless.co.uk Instagram Twitter Find PensionBee here: Instagram website.

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    16 mins