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Publisher's Summary

The definitive guide to financial independence at any age! Retiring early is not limited to lottery winners or the super rich. In fact with proper planning, we can all retire at a younger age than we ever dreamed - but only with the right plan.

Personal finance expert Deacon Hayes explains the practical, concrete steps you can take to start your retirement when you're young enough to thoroughly enjoy it, including:

  • Developing a personalized retirement plan
  • Maximizing income
  • Understanding opportunity cost
  • Assessing and reducing debt
  • Selecting the right investment vehicles
  • Sticking to the plan

With Hayes' guidance, you can achieve financial independence and enjoy an active, happy, and long retirement.

©2017 Deacon Hayes (P)2017 Simon & Schuster, Inc.

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  • Overall
    4 out of 5 stars
  • DC
  • 09-18-18

realista

abordagem realista, nao existe magica. se vc quer aposentar cedo, tem q poupar bastante. o autor vai ao extremo de propor q vc economize em muita coisa, inclusive muito lazer. cabe ao leitor ver ate que ponto faz sentido deixar de aproveitar o presente em troca do futuro. penso que talvez o melhor seja o equilibrio entre poupar e viver. colocar meta de poupança, mas tambem metas de viagens, lazer em geral.

Talvez o problema esteja no pressuposto: o desejo de se aposentar cedo. porque como voce precisa juntar muiti para se aposentar, de uma certa forma, esse objetivo implica naquela frase "quando eu me aposentar farei a,b e c..." o problema é q vc nao sabe se tera saúde, se seus investimentos trarao retorno suficiente. pode dar tudo certo, pode dar tudo errado tb.


em alguns momentos achei q o livro era "como sobreviver se perder o emprego ou sua renda diminuir", pq ele propoe um arrocho economico de mais de uma ou 2 décadas de padrao de vida frugal.

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    5 out of 5 stars
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    5 out of 5 stars

Awesome book!!

This is a must read if your heading to early retirement and financial freedom!! Reading this is the first step you will learn more as you continue to follow your dreams.

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    5 out of 5 stars
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    5 out of 5 stars
  • Simon
  • Manitoba, Canada
  • 12-21-17

Best introduction on early retirement

It covers all the basics, very well lay out, and encouraging as well. Highly recommended