Why Didn't They Teach Me This in School?

99 Personal Money Management Principles to Live By

By: Cary Siegel

Narrated by: Dean Sluyter

Length: 3 hrs and 11 mins

Publisher's Summary

Why do high schools and colleges require students to take courses in English, math and science, yet have absolutely no requirements for students to learn about personal money management? Why Didn't They Teach Me This in School? 99 Personal Money Management Lessons to Live By was initially developed by the author to pass on to his five children as they entered adulthood. As it developed, the author realized that personal money management skills were rarely taught in high schools, colleges, and even in MBA programs.

Unfortunately, books on the subject tend to be complicated and lengthy. This book includes eight important lessons focusing on 99 principles that will quickly and memorably enhance any individual's money management acumen. Unlike many of the personal money management books out there, this book is a quick, easily digested listen that focuses more on the qualitative side than the quantitative side of personal money management.

These principles are not from a text book. Rather, they are practical principles learned by the author as he navigated through his financial life. Many are unorthodox in order to be memorable and provoke deeper thought by the listener. Not only an excellent graduation gift for high school and college students but also a great book for any adult!

©2015 Simple Strategic Solutions LLC (P)2016 Simple Strategic Solutions LLC

Good for us "clueless" people

I'm 27 years old with a history of bad money decisions. I've recently started to get my head above water and this book gave me tips that I find relevant and will use today. I just wish I got this earlier in life.

Good Starting Point but a Little Outdated

Worth the listen if your just starting to develop your personal money habits. Insights that were new to me included overpaying the IRS, mailing in rebates, exact %'s of salary increases to save, and leveraging your last month's rent. Provided insight on making big purchases and repetition is very minimal. Enjoyed hearing how little decisions add up to lots of savings.

A little outdated which made some of the tips irrelevant such as the author's opinions on credit cards. Narration was a little slow and stiff, had to speed it up.

Tip #92 was by far the lamest piece of advice

Common Sense

Good for super beginners. I am just 26 years old and knew about 80% of the things he discussed. Most of this is just common sense.

Pessimistic

As an aspiring entrepreneur this book only talks about how to be an employee. It’s typical “don’t do this” “don’t do that” and all I hear is “don’t take risks” but at the end of the day we’re all getting buried in the ground so I like to take risks.

I think this is a great book if you want to be an employee for the rest of your life. If you want to be an entrepreneur, skip this book , do your research and go after your dreams. Take risks.

Not What I Expected

Not what I thought. Very basic information geared more toward young adults which is fine but not helpful for me. Didn't care for the readers voice.

Informative!

Why didn’t they teach us most of this in school!!
I bought this book for an older friend who is just terrible with money so I hope she can learn some things from it! I listened to the audible version and found it very informative!

Finally Listened to One Whole Audiobook

I finally did it! First whole audiobook i finished! 99 principles, easy to digest. Thank you

Thank you!

Thank you for making this available! I am a twenty-something year old who struggles with money management and this book has been extremely helpful! I I have and will continue to listen to this multiple times. My only complaint is that Mr. Siegel’s other titles are not available on audible.

Ehhh

Nothing you don’t know already .. little wisdom here and lots of fillers. If there is one advice that was put nicely is “don’t live above your means” but that’s it .. nothing more to it really ..

Good

If your new to finances this is the book for you!!
Take notes and make sure to follow .

Basic, super-useful principles

What about Dean Sluyter’s performance did you like?

The voice was emphatic when needed and agreeable to listen to.

Any additional comments?

This book is packed with basic, easy-to-follow but really useful advice regarding managing your money. Even thought it is aimed for young adults, I can tell I know plenty of mature people who don't know or don't follow many of these principles – and they're in quite significant financial trouble.
If you've never been very good with money or if you see yourself in a bad money situation that you would like to improve but don't really know where to start, this is definitely a good place. The only negative (so to speak) about the book is that some of the nippets of advice are not that relevant outside the US, but they're a small number.

Very good.

Very good. I'll be listening to this again for sure. Lots of advice to take notes from.

Great book

not unlike a previous review that mentioned some of the stuff being specific to the United States that is also my criticism but you can translate most of the specifics to your country's equivalent. everything else in the book is invaluable and I hope it leads me to being more financially stable .great book if your looking for guidance

Useful, interesting read

Gives such great tips! I really enjoyed this book and you will start implementing the changes outlined immediately. Definitely recommend!