Retirement Planning at 40 and Beyond

Simple Guide to Take Control of Your Future, Your Finances, Your Investments and Your Time in Retirement to the Next Level in 30 Days

By: Richard Holt

Narrated by: Dave Wright

Length: 3 hrs and 28 mins

Publisher's summary

Retirement Planning at 40 and Beyond

Simple Guide to Take Control of Your Future, Your Finances, Your Investments, and Your Time in Retirement to the Next Level in 30 Days

By Richard Holt

Discover how to secure your future so you can live a comfortable life in retirement without depending on your loved ones

Are you wondering how much you need to save monthly to prepare for your retirement?

Have you thought about what else you can do to secure your future aside from contributing to your 401k?

Do you want to know how to build different sources of passive income so you can live comfortably later in life?

As you get closer and closer to your retirement, it’s normal to have concerns about how ready you are for it. You may be worried that your pension might not be enough for you to live a decent life when you retire.

You might be considering the possibility that you may not be able to retire when you want because you can’t afford to. Maybe you haven’t even begun to save for retirement and have absolutely no idea where to start.

If you’re feeling clueless, confused, and concerned about your upcoming retirement, you’re not alone. According to Northwestern Mutual’s Planning and Progress Study, 56 percent of Americans don’t know how much they need to retire, and as a result, many are vastly unprepared for it. Fortunately, there’s still time for you to prepare for a fruitful and comfortable retirement…and all it takes is a bit of planning. As Benjamin Franklin once said, “If you fail to plan, you are planning to fail.”

Retirement planning is not just about creating your employer-funded pension plan. It’s a multifaceted approach that involves saving, investing, lowering expenses, minimizing taxes, and more. This guide will give you detailed steps and strategies to plan for your retirement. And don’t worry, it’s not complicated at all.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2022 RIchard Holt (P)2022 Richard Holt

Just wow!

Wow! This is honestly the best "retirement" guide I have ever read! This book was surely written for me. For someone on the brink of retirement, this content came at the right time. The author touched on all the essential aspects that a person will need to know when they come to that time in their lives, I recommend this book to all who are thinking of retiring, planning to retire soon, or just retired. It is a great gift too! This is indeed a job well done.

Very helpful in this day and age

I really loved this book. It is hard to think about retirement at an early age, but I understood more things to prepare for early so I don't fall behind when I get older!

Very Helpful

I’m probably 5 years away from retirement and I found this information very helpful! Have long been doing my due diligence for retirement and this helped verify my choices!

There is time for everything in life

I am forty and intend to have a solid retirement, and that is the reason for getting this book.
I was not disappointed. It is very easy to read and understand with easy step-by-step to taking control of my future. I am not a novice to finance and savings, but in combination with this book, I have gotten a whole lot of ideas that will really ensure my success.

Great book for beginners.

This is a great book for someone that is just starting to plan for retirement. It provides an overview of what you can and need to do to plan for retiring.

Wonderful !

This book has been great in getting me to start now a mindset of how I can save more money for my retirement. Also, the advice is straightforward to follow, and all tips here are so great for how to do things I never image before

Great Financial Advice

This strategies that are discussed in this book can apply to anyone. Don’t wait until you’re in your 40s to start that side hustle and invest for retirement. Get this book now.

"If you fail to plan, you are planning to fail."

Holt provides you with comprehensive advice on how to arrange your finances. So don't be afraid; it's not hard to figure out with this no-nonsense manual. The information in this book will serve as a rock upon which you can build your success to retire comfortably. Perhaps you have no idea how even to get started saving for retirement.

Begin to educate yourself and take action so you can enjoy your golden years without worrying about burdening your loved ones.

Find out how much you should put away every month. Unfortunately, 56% of Americans don't know how much money they'll need.

Learn what passive income is and how to diversify so you can retire in comfort.

Besides simplifying the jargon attached to retirement finances, money isn't the only topic covered in this book. The author also reminds us there are emotional, psychological, and physical issues to consider.

In my opinion, this book would be beneficial to anyone concerned about their retirement. It will help you get your life, retirement, investments, and future in order.

You must give this book a listen in you want to become financially savvy

Even though I’m not able to retire at the moment, I picked up this book to learn more about what needs to be in place financially to make it happen. One big tip I picked up is that the earlier you begin, the easier the transition will be for you into retirement. I’m grateful to have the opportunity to listen to this book as it opened my eyes to the fact that life doesn’t end after retirement. Actually, you want to do more of what you love, stay active, and keep your mind and body youthful. This flies in the face of the traditional retirement plan of laying on the beach sipping your favorite drink for 14 hours a day.

All you need

Just because you pay your bills with your paycheck doesn’t mean it’s the right thing to do. There’s a strong emphasis on personal finances, money allocation, and future planning. I really liked how it summarize the retirement plans by week, and how the author helped me determine the financial number I will need in the retirement years. From planning checklists to descriptions/definitions of technical terms, this book is all you’ll ever need to master your retirement plans.