• Pay Up!: Preventing a Disaster with Your Own Insurance Company

  • By: Chip Merlin
  • Narrated by: David Godfrey
  • Length: 5 hrs and 20 mins
  • 4.8 out of 5 stars (15 ratings)

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Pay Up!: Preventing a Disaster with Your Own Insurance Company

By: Chip Merlin
Narrated by: David Godfrey
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Publisher's Summary

Learn how the modern insurance industry functions and dysfunctions.

With Pay Up!, attorney Chip Merlin exposes the bad faith practices of insurance companies that take advantage of their own customers.

The claims process has become so automated that legitimate claims are denied without ever being seen by human eyes. Exceptions and exclusions are buried within small print that can bury your claim. Many claims departments operate under a culture of paranoia in which legitimate claims are denied, sometimes accidentally, sometimes not. Cost-cutting measures birth “self-serve” policies that force the policyholder to do the insurer’s job. Insurance lobbyists are so enmeshed in the political process that it can be hard to know whose side industry regulators are on.

Commercial and individual policyholders pay premiums with the understanding that insurers will pay claims fairly, fully, and promptly. It’s time for the insurance industry to Pay Up!.

©2020 Chip Merlin (P)2020 Chip Merlin

What listeners say about Pay Up!: Preventing a Disaster with Your Own Insurance Company

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Spectacular for Wild Fire insurance claims

The Marshall Fire impacted my family and we have been floundering for months looking for answers. There's so much information regarding the cleaning and restoration process. The reality of the matter is there are very few experts who have the experience to handle a smoke claim. Chip Merlin's book walks you through every step of the process. Don't let insurance carriers manipulate the policy, listen to Chip’s book to become empowered.

I was beginning to experience anxiety as my insurance carrier has significantly delayed my claims process for 8 months. This book shared best practices and real world stories that were relatable. Also, I personally reached out to Chip after listening to this book and he took the time to provide guidance on the claims process.

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Excellent book!

I knew Chip Marlin in a Educational seminar , very knowledgeable and humble attorney.
He is a real teacher.

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Decent book

It was a good book, however when I purchased it I thought is was how to start your own captive insurance. It isn’t, but still a very good book