If you're nearing retirement with a solid nest egg, the next big question isn't how much you've saved, it's how much you'll actually keep. In this episode, Nick answers a listener question from a 62-year-old with $800,000 saved who wants to know how to lower taxes in retirement. It's a scenario many people face, and the decisions made in these final working years can have a major impact on long-term outcomes. The takeaway is simple: retirement planning isn't just about investments, it's about building a tax strategy that works for decades.

Here's what we discuss in this episode:

🧾 Tax Strategy: Why where your money sits matters just as much as how much you have

🏥 Healthcare Gap: Planning for insurance before Medicare kicks in

📅 Income Timing: When to take Social Security and start withdrawals

💸 Lower Taxes Now: Using contributions and deductions while still working

🔄 Roth Conversions: Moving money strategically to reduce future tax burdens

Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai

It sounds unbelievable, but millions of Americans have lost track of old retirement accounts, and the total adds up to over a trillion dollars. If you've changed jobs over the years, there's a real chance money could still be sitting with a former employer. In this episode, Nick walks through how to recover these lost accounts, because nothing feels better than "found money" especially when it's your retirement.

Here's what we discuss in this episode:

📍 Where to Look – Employers, providers, state databases

🪜 Step-by-Step Search – Practical recovery checklist

📊 Planning Matters – Don't just find it, structure it

💬 Retirement Q&A – Managing 401(k)s after retiring

🔄 Rollovers & Roth – Taxes, timing, and strategy

Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai

To celebrate Women's Day, Nick is joined by his colleague and financial advisor Jen Killilea to explore why women investors often outperform men, drawing on insights from a major Fidelity study. They highlight the behavioral advantages many women bring to investing and why those traits can lead to stronger long-term results. You'll also hear about the unique financial challenges women face, from longer life expectancy and wage gaps to caregiving interruptions and healthcare and long-term care costs.

Here's what we discuss in this episode:

🧠 Investing Psychology: Behavior drives long-term outcomes

⏳ Patience Wins: Staying the course beats frequent trading

📉 Less Trading: Fewer moves can lead to better results

🏥 Healthcare Planning: Longer lives require deeper planning

📚 Financial Education: Simple guidance builds confidence

Check out the study here:

https://www.businesswire.com/news/home/20211008005269/en/Make-Way-for-Women-Investors-Record-Numbers-Higher-Returns---Fidelity-Study-Finds-50-Increase-in-Women-Investing-Outside-of-Retirement-New-10-Year-Analysis-Reveals-Women-Out-Performing-Men

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Our website: https://johnsonbrunetti.com/

Phone: 800-208-7233

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai