Tracking Down a Lost 401(k)

It sounds unbelievable, but millions of Americans have lost track of old retirement accounts, and the total adds up to over a trillion dollars. If you've changed jobs over the years, there's a real chance money could still be sitting with a former employer. In this episode, Nick walks through how to recover these lost accounts, because nothing feels better than "found money" especially when it's your retirement.

Here's what we discuss in this episode:

📍 Where to Look – Employers, providers, state databases

🪜 Step-by-Step Search – Practical recovery checklist

📊 Planning Matters – Don't just find it, structure it

💬 Retirement Q&A – Managing 401(k)s after retiring

🔄 Rollovers & Roth – Taxes, timing, and strategy

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