I'm 62 with $800K: What Can I Do Know to Lower Taxes in Retirement?

If you're nearing retirement with a solid nest egg, the next big question isn't how much you've saved, it's how much you'll actually keep. In this episode, Nick answers a listener question from a 62-year-old with $800,000 saved who wants to know how to lower taxes in retirement. It's a scenario many people face, and the decisions made in these final working years can have a major impact on long-term outcomes. The takeaway is simple: retirement planning isn't just about investments, it's about building a tax strategy that works for decades.

Here's what we discuss in this episode:

🧾 Tax Strategy: Why where your money sits matters just as much as how much you have

🏥 Healthcare Gap: Planning for insurance before Medicare kicks in

📅 Income Timing: When to take Social Security and start withdrawals

💸 Lower Taxes Now: Using contributions and deductions while still working

🔄 Roth Conversions: Moving money strategically to reduce future tax burdens

Our website: https://johnsonbrunetti.com/

Phone: [phone]

Contact our team: https://johnsonbrunetti.com/contact-us/

Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form

Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/

Check out our other no-cost financial resources here: https://johnsonbrunetti.com/financial-resources/

Check us out on YouTube: https://bit.ly/3CcAzai