adbl_ms_membershipImage_includedwith_altText_B076FLV3HT
adbl_ms_membershipImage_includedwith_altText_B076FLV3HT

1 audiobook of your choice.
Stream or download thousands of included titles.
$14.95 a month after 30 day trial. Cancel anytime.
Buy for $24.95

Buy for $24.95

Pay using card ending in
By confirming your purchase, you agree to Audible's Conditions of Use and Amazon's Privacy Notice. Taxes where applicable.

Publisher's Summary

Important Financial Laws and Regulations You Should Know

Financial laws and rules govern what financial institutions such as banks, brokers, and investment companies can do. These rules are generally put into effect by government regulators or international groups to protect investors, maintain orderly markets, and promote financial stability.

After the 2008 financial crisis, governments across the world were empowered to push for financial reforms designed to provide greater transparency of transactions and reduce risk, in order to make financial systems more stable and better regulated and to make global markets safer.

This financial laws and regulations guide helps you understand:

  • Banking and Financial Regulation
  • Commercial and Corporate Law
  • The Federal Deposit Insurance Corporation
  • National Credit Union Administration
  • Securities and Exchange Commission
  • Commodity Futures Trading Commission
  • Federal Housing Finance Agency
  • Consumer Financial Protection Bureau

The financial laws & regulation glossary compiles a list of 140 most common terms you’re likely to encounter in alphabetical order. Every law and regulation is explained in detail, with clear and concise article style description and practical examples.

Knowing financial law is crucial to appreciating the creation and formation of banking and financial regulation, as well as the legal framework for finance generally. Understanding the legal implications of transactions and structures such as an indemnity, or overdraft is crucial to appreciating their effect in financial transactions.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2019 Thomas Herold (P)2020 Thomas Herold

What listeners say about Laws & Regulations: Financial Education Is Your Best Investment

Average Customer Ratings
Overall
  • 5 out of 5 stars
  • 5 Stars
    117
  • 4 Stars
    10
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Stars
    0
Performance
  • 5 out of 5 stars
  • 5 Stars
    117
  • 4 Stars
    10
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Stars
    0
Story
  • 5 out of 5 stars
  • 5 Stars
    117
  • 4 Stars
    10
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Stars
    0

Reviews - Please select the tabs below to change the source of reviews.

Sort by:
Filter by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Written by an expert!

This Book 15 of The Financial IQ Series once again offers an in-depth review of market conditions and insolvency case developments in key countries. A debt of gratitude is owed to the outstanding professionals around the world who have dedicated their time and talents to this book. As always, their contributions reflect diverse viewpoints and approaches, which in turn reflect the diversity of their respective national commercial cultures and laws.

Consumer choice for financial products and services is proliferating across global markets. The ability to reach consumers at any time on their mobile phones, tablets or other devices has helped attract substantial capital investment in consumer financial services. After the 2008 financial crisis, governments across the world were empowered to push for financial reforms designed to provide greater transparency of transactions and reduce risk, in order to make financial systems more stable and better regulated and to make global markets safer. This survey of consumer finance law describes the legal and regulatory approaches taken in the jurisdictions covered. Each chapter addresses the key characteristics of, and current climate within, a particular jurisdiction. Although payments, lending and deposits are the focus of this survey, other financial products and services are discussed where relevant. The purpose of this inaugural edition of Financial Laws and Regulations is to provide securitisation attorneys, borrowers, lenders and other market participants with insight into a sample of structural frameworks and regulatory issues surrounding the industry in a broad array of jurisdictions. This edition is not intended to be a comprehensive overview of securitisation regulation and structures in every jurisdiction, but rather to provide a frame of reference for, and a comparison of, the various structural features available and the regulatory considerations necessary in securitising assets globally.

It is the only book in this field that explains clearly everything about financial and banking regulation. Also written by prominent legal scholars makes it easier to understand for lawyers.

24 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Short, yet useful

Despite the significant growth of the global structured product market in recent years, very few books on legal and regulatory issues related to structured products are available. We hope that this publication will contribute to the knowledge base of legal practitioners and other structured product market participants. For our purposes, the term structured product refers to a pre-packaged investment that combines derivatives with other financial instruments to provide a return based on the performance of one or more underlying assets, including equity securities, indices, commodities, interest rates, currencies and, in some jurisdictions, credit risks. We are honoured to present the 15th edition of The Financial Laws and Regulations Review. The chapters that follow describe the manner in which are Commercial and Corporate Law, The Federal Deposit Insurance Corporation, National Credit Union Administration, Securities and Exchange Commission, Commodity Futures Trading Commission, Banking and Financial Regulation, and also Consumer Financial Protection Bureau etc. The financial laws & regulation glossary compiles a list of 140 most common terms and every law and regulation is explained in detail, with clear and concise article style description and practical examples.

22 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Excellent Book On Succesful Negotiation

This long-awaited book is a landmark in the field of financial regulation, from three leading authorities in the field. It is a crucial resource both for teachers of financial regulation (like me) and for anyone seeking a deep, comprehensive, thoroughly up-to-date treatment of the subject.

This is an outstanding book, and is destined to take its place as the leading audiobook and reference volume on financial regulation. Traditional texts on this topic would either take a “bank” or “securities regulation” approach. In the post-crisis world, this bifurcation is no longer tenable, and a modern book must synthesize these two approaches. The book by Mr. Thomas Herold accomplishes this synthesis brilliantly. Beyond its role as a textbook, it succeeds as a work of scholarship: a practitioner listening this book would see how current law relates to the frontier of academic knowledge; a scholar reading the book would learn how the academic literature relates to current practice. I would like to be able to complain about something (just for balance!), but I cannot think of anything worthy of complaint.

Highly recommended for university courses (we will be assigning it at my school), for practicing lawyers and regulators, and for interested general readers (the topic is of broad policy importance in the post-crisis world.)

18 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Our past affects our present

I absolutely cannot say enough good about this book. I deal with these issues for a living, and this is, hands down, one of the best books I have ever read on putting together, dot, by dot, why we are where we are in 2020. How the author made it so compelling, readable, interesting and accessible is beyond me. The only negative thing I have to say is that the title does so little to belie the real significance of this book. It has a title that will turn off some because a book about banking sounds boring, and a book about a racial wealth gap would scare away those who would think it is too "radical." It is so neither!!! In a tremendously interesting way, the author does an incredible job of telling the story, step by step, of where we all find ourselves in 2020 and why. The factual, but not dry, story, is one that EVERYONE can learn from. It is truly, truly, an awesome book. I'm on my second read and I have recommended to everyone from my Uber driver to the head of the Finance department of a major university. Do yourself a favor and listen it. You will NOT regret it!


15 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Principles of Financial Regulation

Since childhood, I am blessed with a little bit of sixth sense as I understood. I can sense bad things of future naturally, although I truly love to sense the great things those will occur in future and very next moment to my family and myself.

I must say during college days unknowingly I had used the law of attraction to attract positive results for my education. Very strangely I noticed magic when I was in college. I specifically thought I will get 66.9% on 1st year, 69.3% on 2nd year and finally 72.1% on the final year of Engineering college, and to the very best of surprising me I did get these marks in those college years, which is now an integral of my life in this incarnation. So I truly believe in my heart what Herold has described in the introductory chapters. I am very excited by realizing the fact that I already have this attraction power on finance laws since childhood, but now I will learn how to use day in day out properly from Herold to attract positive abundance and unconditional unlimited happiness for my family and for myself in the finance sectors. Now I have the knowledge of Banking and Financial Regulation, The Federal Deposit Insurance Corporation, Commodity Futures Trading Commission, and also on
The fi.

I believe in God, so I am sure faith of God has directed me to the correct person to be on the correct path of life. Thank you.

9 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Never been told

Leveraged finance, particularly with respect to acquisition financing, has been an expanding asset class for many years. This volume is intended to introduce the newcomer to the legal basics involved in leveraged finance, particularly acquisition finance, so that he or she is grounded in the underpinnings of the practice area. It is also intended to be a helpful update for the more seasoned practitioner with respect to what is new and what is being talked about in leveraged finance deals. It was very informative and the pace of the course is right for me. The examples included illustrates the application really well. Thanks for a wonderful presentation

5 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

easy-2-digest

Tom puts sound ideas in easy-to-digest pieces; he is trustworthy, giving warnings of what to avoid which is key to survival. I think there is big value in what I'm hearing.
We are now at the halfway point - I have no need to change my first impressions, if anything it is solidified. This material is useful- I can see where it applies, pretty exciting after all this time!
I have now completed the course; it was consistently good throughout - for anybody to trade in Futures without this knowledge would be well-advised to take and learn this material.

3 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Well-Documented, Shocking Story.

This book was shocking and powerful. As someone who does not generally read books about banking, I found it enthralling and heartbreaking. The author writes with an exceptional clarity that makes the material accessible and poignant. Before reading this book, I had never considered the connection between banking and racial injustice in America. Now, it’s hard to imagine any discussion of race that does not involve banking policy. Anyone interested in creating a more just society needs to read this book.

1 person found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Good fundamentals were presented

Really good fundamentals were presented about volume - price analysis. He provides a clear understanding of inancial laws and rules govern what financial institutions such as banks, brokers, and investment companies can do.


1 person found this helpful

  • Overall
    4 out of 5 stars
  • Performance
    4 out of 5 stars
  • Story
    4 out of 5 stars

Loved the course!

This course was a very good match for me... I learned how to use a lot of financial 140 terms. This course does a great job of keeping the topics concise and covering the most important financial ratios which can be used for evaluating a company. Thank you!


1 person found this helpful

Sort by:
Filter by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Jesse Cordeiro
  • Jesse Cordeiro
  • 03-19-20

Improve your negotiation ability

I have used many books in the field and I have also often had to compiled my own materials. This new book is one of the two best I have ever used and is without doubt the best one currently available.

Developing an up-to-date, comprehensive and enduring book on financial regulation is a very difficult task, given the endless changes occurring in the field and the sheer complexity of the subject matter. To produce a book that displays the deep knowledge and experience of the author yet remains objective, highly teachable and sufficiently modular for use across various dimensions of finance is almost impossible--yet Thomas Herold delivered exactly this. In a constantly evolving field, producing a book that does not quickly go out of date is also a huge challenge. One way to do this is to strike the right balance between law and policy, so that even as statutory, regulatory and judicial change takes place, the basic normative issues continue to be valid. This book has been set at exactly the right level to render the fundamental issues constant and teachable no matter what changes are made Congress, regulators and the courts. Equally important for those who intend to use the book for teaching as well as reference, the online supplementary material has made my class presentations much more alive and understandable for the class. This material has obviously been put together by experienced teachers who have thought very carefully and discussed with each other how everything should be brought together to create a coherent whole.

Bahl explain well about the Law, how it work, how to make it work best for you. I will give this course 5 star. Herold needs to be congratulated on producing a work that will become an instant classic in the field.

24 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Troy
  • Troy
  • 03-20-20

Engaging and Meticulous.

Every few years there is a book that is so powerful it turns me into a book nerd, policy evangelical. I go out and buy several copies and press them into friends hands with the fervor of a recent convert and tell them they "NEED" to read it. I think the last nonfiction book to do this for me was 'Practical Glossary of Regulations for Banks, Brokers, and Investment Companies, Commercial & Corporate Law' or maybe 'Financial Laws and Regulations.' Usually, the book has both a financial angle and a policy tint. It usually also explores unfairness. That makes sense. In my previous life I was a policy analyst and I now work in the finance industry as a financial planner. Most days, I'm a pretty mellow guy. I meditate, read, drink tea, Netflix and chill. But reading about inequality and unfairness, for me, catalyzes me for action. Great training! I appreciete each part of it. I will surelly look for another trainings of you. Congratulations for a fantastic job!

21 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Barbara
  • Barbara
  • 03-21-20

My life has improved drastically

I thoroughly enjoyed this Law of Finance course. I followed the guidelines of keeping a gratitude journal and found more and more riches in my life each day. After engaging in this exercise, I became more energetic and had now have more of a zest for life.

I am more successful in my college coursework and don't even feel like I am studying any harder than previously. In fact I feel that I am doing less study and because my mind is now positive and fresh, new information is easier for me to grasp. I am definitely getting good information and new understanding from the course. However, I would benefit from having concepts summarized, and built upon. This will ensure that the material does not feel disjointed.

My life has improved drastically as a result of this course: academically, socially, financially and spiritually. Thank you so much Herold!

16 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Eve Howell
  • Eve Howell
  • 03-22-20

A book with FACTS. Dont turn away.

This book covers bank regulation and compliance in incredibly thorough detail. The author is clearly one of the foremost experts on the subjects discussed, and he leaves the reader educated, illuminated, and energized. I found the writing to be precise and articulate, leaving me with a clear understanding of both theory and application. In sum, this work by Professor Dill must be included in the canon of great works on risk management and banking regulation. An exceptionally well-written review of this subject, by a recognized expert in the field. The cogent and articulate presentation of topics, and their integration as a coherent body of information, make this a must-have resource. Quick takeaways, straight to the point teaching style. It is very useful to understand step by step on how to build a model from scratch and to know a little bit more about the specifics. It´s not a basic course, so a little knowledge of accounting, excel and financial theory it´s recommended if you want to get the most from it. Congrats Thomas Herold, it´s not easy to find a course like this in the market. Great course to learn financial law & regulations analysis.

14 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for John
  • John
  • 03-03-20

MINDBLOWING and LIFECHANGING.

THIS IS ONE OF THE BEST COURSES I HAVE EVER HAD IN MY WHOLE LIFE.
I would like to personally thank Mr. Thomas Herold for having changed my life with this course. This course is 100% MINDBLOWING and LIFECHANGING. It is worth even more than thousands of dollars. God bless Mr Burnett for making this knowledge accessible for us.
If you have seen The Secret, this will be a one step up from that life-changing film. The facts given are more in-depth, paired with really concise and understandable scientific explanations.
Success is 80% psychology and 20% strategy. ALL the success coaches in the whole wide world emphasise on the power of the subconscious mind. ALL of them. The knowledge in this course is one of the most important ones that you need to know if you would like to acquire success in life.

11 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Harry Cross
  • Harry Cross
  • 03-23-20

At last its on paper for the doubters to see!

After the 2008 financial crisis, governments across the world were empowered to push for financial reforms designed to provide greater transparency of transactions and reduce risk. As an American Citizen, whose American Citizen grandmother was depatriated during the Depression, this financial laws & regulation glossary compiles a list of 140 most common terms you’re likely to encounter in alphabetical order. Every law and regulation is explained in detail, with clear and concise article style description and practical examples.

The devastation of segregation, the internalization of failure and poverty without an understanding of the system that not only created but benefited from the anguish. This book left me exhausted and yet I like others who will read it will be left ultimately empowered.

As Thomas Herold says, “Financial laws and rules govern what financial institutions such as banks, brokers, and investment companies can do. These rules are generally put into effect by government regulators or international groups to protect investors, maintain orderly markets, and promote financial stability”.

10 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Mohammed Jordan
  • Mohammed Jordan
  • 03-24-20

Good and Practical Advice.

We are delighted to got the edition of The Financial Laws and Regulations. The author of this publication is from the most widely respected best-selling author, mediator, personal development coach and most importantly a successful entrepreneur. Herold published 36 books with over 200,000 copies distributed worldwide and is the founder of seven online businesses. Both Herold and Bahl have a proven record of experience in the field of fintech; they know both the law and how it is applied. We hope that you will find their experience invaluable and enlightening when dealing with any of the varied issues fintech raises in the legal and regulatory field. I love his manner! - I actually believe it's possible, to attain financial independence. Truth be told, working in finance isn't synonymous with this. I need to plan ahead. I can control my all my expenses by checking how much I payout. Think before you can buy, sleep on it. You might find out that you don't even need it. Knowing my wants and needs. Though we know all these principles, seeing and listening them through good articulation stimulates to relook at our personal finance and get them straight. The course delivery is like a friend suggesting and advising to get your personal finance in good shape.

7 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Maria
  • Maria
  • 03-07-20

Great educational course

I really enjoyed this course. It was simple, clear and realistic. If you are new to the Laws & Regulations concept, this is a great educational course that is not sugar coated, well defined and easy to apply to your everyday life. This course can give you a positive perspective to your life, as well as better outcome, if your willing to change your thinking habits and start applying the simple concepts!

5 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Jeanette
  • Jeanette
  • 03-02-20

Learning to be a better stock investor

It was good because I am new to even knowing about 2008 financial crisis, governments across the world were empowered to push for financial reforms designed to provide greater transparency of transactions as well as reduce risk and I am learning to be a better stock investor. I like how the instructor breaks it down in simplified form. He lets you know what is important and what you can kinda skim through or summarize. I am looking forward to taking some classes on how to read a financial and income statements

4 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars
Profile Image for Scott Abbott
  • Scott Abbott
  • 03-25-20

Eye-opening

This book is intended to provide the legal industry with a guide to transport finance today, in each of the key jurisdictions globally in which aircraft, rolling stock and ships are financed. Each contribution reflects the significance of the transport sector today, and the need for readily available funding for industries that underpin the global economy by transporting people and commodities around the world every day. Strong engagement, useful information. Would have liked more of an in-depth explanation on the Balance Statement. I know it was explained, but I am extremely "green" in the world of finance and financial workings... Will look into more courses for my financial literacy, based on the information and influence of this course. Thank you, I have a better outlook on the possibilities of my personal income and future financial success...

1 person found this helpful